Credit Operations

Credit Operations Finance Jobs

69 jobs found

15d ago

DE Underwriter

United Mortgage Corp Melville, NY Hybrid

Melville, NY

15d ago

$95k - $135k/yr Full time Banking Compliance Credit

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Job Description

Based in Melville, NY with a hybrid work setup, United Mortgage Corp is seeking a DE Underwriter to evaluate residential mortgage loan applications, including government and conventional programs. The role focuses on analyzing income, assets, and third-party reports, following up on loan conditions to ensure compliance and timely closings, and supporting underwriting, processing, and advisory staff as needed.

Responsibilities

Underwrite loan files received daily according to FHA, agency, investor, and credit union policies.
Originate and validate FHA insured loans using HUD's FHA Connection system.
Review and sign off underwriting conditions in line with credit union policy while maintaining turn-times.
Maintain current knowledge of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws.
Keep up to date with FHA and secondary market requirements regarding credit, income, disclosure, and property; hands-on experience with agency-related internet and computer systems as necessary.
Analyze tax returns, credit and appraisal reports, fraud detection, and other income- or property-related documents to ensure compliance with agency, investor, and credit union requirements.
Organize and prioritize daily workload to ensure adherence to policy, procedures, and established turnaround times.
Communicate and interact with vendors, services, agencies, investors, staff, brokers and members.
Maintain current working knowledge of the mortgage industry and credit union standards and trends.
Monitor and resolve quality control issues on relevant files in a timely manner to prevent delays.
Collaborate with management to implement procedures that prioritize work within underwriting and processing as volume dictates.
Work closely with origination and operations staff to ensure compliance with guidelines and policies of the credit union and agencies.

Requirements

3-5 years of experience as an Underwriter with comprehensive mortgage knowledge.
Bachelor’s degree preferred or equivalent work experience.
Experience with FHA/VA/Agency loans.
Direct Endorsement (DE) required.
Strong analytical skills in credit and risk, with solid decision-making ability.
Effective interpersonal skills and technical report writing abilities.
Attention to detail.

Technologies

FHA Connection
HUD Direct Online System

Benefits

Healthcare, dental, and vision insurance
401(k)/Roth retirement plan
Paid time off
Paid holidays

Job Summary

The DE Underwriter primarily reviews and analyzes residential mortgage loan applications, including government and conventional loans. This role involves evaluating third-party reports such as credit reports and appraisals, calculating income, reviewing asset documentation, and following up on outstanding loan conditions to clear files for closing while ensuring compliance with applicable lending regulations.

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16d ago

IMI CIB - Financial Institutions Analyst - Trade and Supply Chain Finance

Intesa Sanpaolo Group New York, NY

New York, NY

16d ago

$70k - $100k/yr Full time Analyst Banking Chain

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Job Description

Intesa Sanpaolo Group operates a dedicated Financial Institutions Desk within its Trade and Supply Chain Finance practice in New York. The Analyst role supports senior professionals in closing, executing, managing, and monitoring SCF, TEF, and SEF transactions while coordinating with the NY Branch, head office, and external counterparties such as financial institutions and corporate clients.

Position details

Location: New York, NY (onsite)
Salary: USD 70,000 - 100,000 per year
Minimum experience: 1 year
Education: Undergraduate degree

Responsibilities

Support senior team members in closing, executing, managing, and monitoring SCF, TEF, and SEF transactions and the desk's overall operations.
Coordinate and communicate with colleagues across the NY Branch and head office to help achieve desk objectives aligned with strategic goals.
Interact with external counterparties and clients such as financial institutions and corporates.

Requirements

Handle SCF, TEF, and SEF proposals and quotations, monitor disbursements and settlements, and coordinate with Treasury and Back Office to ensure smooth transaction processing.
Participate in bank or client meetings as needed.
Prepare reports for Senior Management and/or head office and branches/subsidiaries as required.
Produce Price Range simulations to support deal flow and for notes and credit proposals.
Assist in preparing Product Notes needed to request credit limits for SCF/SEF/TEF activity.
Prepare internal and external pitches and reports (including profitability and utilization) to support SCF/TEF/SEF business origination, reporting, monitoring, and general management activities.
Stay informed of developments in trade and supply chain finance and the broader banking market.
Product knowledge should reflect a general understanding of international business, its products, and practices.
Undergraduate degree in Business, International Economics, or International Relations, or equivalent international banking experience.

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17d ago

Experienced Automotive Finance (F&I) Manager for Automotive Dealership

Superior Automotive Group Bentonville, AR

Bentonville, AR

17d ago

$125k - $175k/yr Full time Manager Automotive Banking

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Job Description

Why join Superior Automotive Group

On-site, full-time opportunity in Bentonville, AR at our multi-brand dealership, serving BMW, Cadillac, Mazda, and Mercedes-Benz customers. Benefit from a competitive compensation package and a robust benefits program while shaping finance and insurance strategies that support dealership profitability.

Compensation and benefits

Salary: USD 125,000 to 175,000 per year
401(k)
401(k) matching
Health insurance
Dental insurance
Vision insurance
Health savings account
Paid time off
Retirement plan
Employee discount

Responsibilities

Provide exceptional customer service by clearly communicating finance and insurance options and guiding customers through the decision process.
Present and explain financing and insurance products, including extended service contracts, windshield protection, wheel and tire coverage, gap insurance, and other relevant offerings.
Overcome objections through value-based negotiations.
Evaluate credit applications, assess creditworthiness, and secure competitive financing that aligns with the customer's financial situation.
Collaborate with financial institutions and lenders to secure favorable loan terms while maintaining strong partner relationships.
accurately complete all required paperwork and documentation for financing and insurance transactions, ensuring compliance with industry regulations and dealership policies.
Securely manage customer data, financing deals, and insurance contracts using dealership software systems.
Stay up-to-date with industry regulations, legal requirements, and best practices related to finance and insurance operations.
Coordinate with the sales team to ensure a smooth transition from sales agreement to the finance process and closing.

Requirements

Minimum of two years of experience as a Finance & Insurance Manager within the automotive industry.
Comprehensive understanding of finance and insurance products relevant to the automotive sector.
Proven track record of meeting or exceeding sales targets and contributing to dealership profitability.
Excellent communication and interpersonal skills, with the ability to explain complex financial concepts clearly.
Strong negotiation and customer service skills.
Detail-oriented and organized, able to manage multiple tasks and paperwork efficiently.
Knowledge of industry regulations and compliance standards related to finance and insurance transactions.
Proficiency in dealership management software and tools including Dealertrack, Route1, Elead, Vauto, and Darwin.
Bachelor's degree in Finance, Business Administration, or a related field is preferred.

Technology and systems

Technologies used in this role include Dealertrack, Route1, Elead, Vauto, and Darwin.

Position details

Location: Bentonville, AR (onsite)

Job type: Full-time

Experience preferences: Finance 1 year, Sales 1 year, Sales management 1 year (preferred)

Education preference: Bachelor's degree in Finance, Business Administration, or a related field (preferred)

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17d ago

Controller

Brazos Masonry Woodway, TX

Woodway, TX

17d ago

Full time Accounting Accounts Payable Accounts Receivable

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Job Description

The Controller will oversee financial reporting, cash flow forecasting, and construction accounting across multiple entities for a Central Texas builder with four subcontracting companies and one General Contractor, while managing accounting operations and serving as the primary liaison with banks, insurers, and sureties.

Responsibilities

Direct financial reporting and lead Payroll, Accounts Receivable, and Accounts Payable functions
Manage all lines of credit, bank loans, and other financing instruments
Ensure the accuracy and integrity of the General Ledger
Lead the monthly close process
Lead the quarterly close process
Lead the yearly close process
Oversee financial reporting across multiple entities
Maintain compliance with IRS requirements
Ensure adherence to construction accounting standards and regulatory requirements
Understand and apply construction accounting principles, including over/under billings, WIP schedules, and related reporting
Utilize and manage construction accounting software, Foundation experience preferred
Perform financial analysis and support strategic decision-making
Serve as the primary financial liaison with banks, insurance providers, and sureties
Prepare cash flow forecasts and projections
Coordinate and prepare required tax filings and statements

Requirements

Accounting degree
Minimum of 5 years of experience in financial management; Controller experience strongly preferred
Strong analytical, organizational, and communication skills
Construction industry experience highly desirable

Technologies

Foundation

Benefits

Health insurance
Dental insurance
Vision insurance
Disability insurance
Paid time off
Paid holidays
Profit sharing
Gym membership

Work Location

Onsite location: Woodway, TX

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17d ago

Treasury Manager

Uline Pleasant Prairie, WI

Pleasant Prairie, WI

17d ago

Full time Manager Banking Cash Flow

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Job Description

Uline, a respected name in supply chain solutions, seeks a Treasury Manager to guide a team of treasury analysts from its Pleasant Prairie, Wisconsin campus. This onsite role focuses on leading cash flow efforts, safeguarding liquidity, managing banking relationships, and mitigating currency risk to support Uline's growing North American business.

Responsibilities

Lead and mentor a team of treasury analysts, assigning tasks and ensuring efficient cash flow operations.
Oversee daily cash management and investment activity, along with cash forecasts and liquidity reporting.
Manage banking relationships and advise on fee structures and financial service agreements.
Provide recommendations to manage foreign currency exposure and facilitate currency conversions.
Supervise the issuance of letters of credit and performance bonds.
Streamline treasury processes, strengthen system controls, and ensure compliance with documentation standards.

Requirements

Bachelor's degree (finance, accounting or economics preferred)
Minimum of five years of experience in managing treasury operations and leading teams
Experience overseeing investments and operating in a multi-currency environment
Certified Treasury Professional (CTP) designation preferred

Benefits

Health insurance
401(k) with 6% employer match
Bonus programs
Paid holidays and generous paid time off
Tuition assistance for continuing education

Corporate Headquarters

12575 Uline Drive, Pleasant Prairie, WI 53158

Careers with potential. Backed by more than 45 years of success, Uline offers opportunities to grow your career within a stable organization you can rely on.

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18d ago

Universal Financial Representative

Westerly Community Credit Union Westerly, RI

Westerly, RI

18d ago

Full time Banking Client Relations Client Service

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Job Description

This onsite role in Westerly, Rhode Island supports member service excellence at Westerly Community Credit Union. The Universal Financial Representative focuses on delivering outstanding member service, building and maintaining relationships with members and peers, cross-selling credit union products, resolving issues, processing transactions, and supporting branch operations.

Responsibilities

Maintain professional performance across the duties of Financial Service Representative and Member Service Representative.
Represent the credit union in a courteous, professional manner.
Process member transactions accurately and efficiently while adhering to procedures to prevent fraud and asset loss.
Open and close accounts.
Process personal and auto loan applications and disbursements.
Open and maintain IRA accounts.
Open, close, and renew certificates of deposit.
Open, close, and manage safe deposit boxes.
Resolve member issues and provide general account information and maintenance.
Scan required member documents into account records.
Follow balancing procedures for MSR and FSR at the end of the shift, ensuring totals align with cash handling.
Address out of balance positions by reconciling transaction slips with computer totals and verifying cash transactions.
Identify member needs and offer suitable solutions using tools from the Member Advocacy Program, including Needs Assessment Forms, Cash Flow charts, and Credit Reports.
Assist members with complex financial situations by reviewing credit reports and cash flows to help them reach their financial goals.
Respond to member inquiries by telephone and direct calls as needed; handle emails and messages promptly.
Monitor organization communications and respond to internal messages within a reasonable timeframe.
Maintain strict confidentiality of member information.
Support department responsibilities such as scanning, maintaining supplies, covering the reception area, and assisting with safe deposit access.
Open and close the lobby area as required by daily operations and keep the workspace clean and organized.
Protect confidential member information and perform daily shredding of obsolete materials.
Able to cover other branch locations as needed by business requirements.
Maintain thorough knowledge of all credit union products and services.
Periodically review the WCCU PEAK Manual and all credit union policies and procedures.
Maintain working knowledge of applicable state and federal regulations as they relate to retail branch operations.

Requirements

Excellent communication and public relations skills.
Professional appearance, dress, and attitude.
Ability to operate department related computer applications and equipment.
Solid math and basic accounting skills.
Positive, can-do attitude.
Caring and community-oriented mindset.
Strong service and sales skills, with a focus on helping members succeed.
Minimum one year of relevant experience.
Education: High school graduate or equivalent.

Required Knowledge

Thorough knowledge of member services and the products provided by the credit union.

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18d ago

Senior Credit & Collections Analyst

C&B Operations LLC Sioux Falls, SD

Sioux Falls, SD

18d ago

Full time Senior Accounting Accounts Receivable

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Job Description

C&B Operations LLC offers a stable, collaborative environment in Sioux Falls, SD. This on-site role provides competitive compensation, a robust benefits package, and clear opportunities for growth, with you reporting directly to the Controller and partnering closely with operations and leadership to manage risk and ensure consistent execution across the organization.

As a Senior Credit & Collections Analyst, you will oversee credit and accounts receivable practices while aligning cross-functionally to protect the business and drive reliable results.

Benefits

Competitive pay based on experience
Medical, Dental, Vision, and Accident Insurance
Short-Term Disability
Life Insurance
401(k) with a generous match
Progressive PTO and paid holidays, starting at 3 weeks of PTO in the first year
Strong opportunities for internal promotion and access to comprehensive training programs for on-the-job development and future growth

Responsibilities

Develop and enforce uniform credit and collection standards across all locations
Assess and authorize customer credit requests and credit limits in line with policy
Collaborate with store leadership to ensure timely accounts receivable follow-up, review aged receivables, implement action plans, and escalate when needed
Serve as the primary contact with external collections agencies, overseeing placement, monitoring, and resolution tracking
Assist stores with lien processes, advising on timing, required documentation, and enforcement when appropriate
Track credit and collection performance and coach store teams on improvement opportunities
Lead with hands-on training to ensure consistent execution of credit and collections practices
Investigate and resolve customer issues promptly, with appropriate escalation
Provide clear updates to leadership with regular reporting on A/R trends, risk exposure, and collection activity
Periodically evaluate credit and collection procedures and recommend enhancements
Lead ongoing clean-up of customer accounts, keeping contact information up to date and transitioning customers to email statements
Perform additional duties as assigned

Requirements

Bachelor's degree in Accounting, Finance, or a related field; Master's degree preferred
CPA, CMA, or equivalent certification preferred
5+ years of accounting experience
Strong knowledge of GAAP and financial reporting
Proficiency with accounting software and Microsoft Excel, including experience with SAP, Oracle, or QuickBooks
Excellent analytical, organizational, and leadership abilities
Strong attention to detail with a proven ability to meet deadlines

Technologies

SAP
Oracle
QuickBooks
Microsoft Excel

Salary and Schedule

This is a full-time, salaried position. Compensation is based on experience. Flexible work hours range from 7:30 am to 6:00 pm, Monday through Friday, with additional hours during month-end and year-end close.