Policy Review

Policy Review Finance Jobs

49 jobs found

DE Underwriter

United Mortgage Corp Melville, NY Hybrid

9d ago

$95k - $135k/yr Full time Banking Compliance Credit

Banking Compliance Credit

Apply Now

Job Description

Based in Melville, NY with a hybrid work setup, United Mortgage Corp is seeking a DE Underwriter to evaluate residential mortgage loan applications, including government and conventional programs. The role focuses on analyzing income, assets, and third-party reports, following up on loan conditions to ensure compliance and timely closings, and supporting underwriting, processing, and advisory staff as needed.

Responsibilities

Underwrite loan files received daily according to FHA, agency, investor, and credit union policies.
Originate and validate FHA insured loans using HUD's FHA Connection system.
Review and sign off underwriting conditions in line with credit union policy while maintaining turn-times.
Maintain current knowledge of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws.
Keep up to date with FHA and secondary market requirements regarding credit, income, disclosure, and property; hands-on experience with agency-related internet and computer systems as necessary.
Analyze tax returns, credit and appraisal reports, fraud detection, and other income- or property-related documents to ensure compliance with agency, investor, and credit union requirements.
Organize and prioritize daily workload to ensure adherence to policy, procedures, and established turnaround times.
Communicate and interact with vendors, services, agencies, investors, staff, brokers and members.
Maintain current working knowledge of the mortgage industry and credit union standards and trends.
Monitor and resolve quality control issues on relevant files in a timely manner to prevent delays.
Collaborate with management to implement procedures that prioritize work within underwriting and processing as volume dictates.
Work closely with origination and operations staff to ensure compliance with guidelines and policies of the credit union and agencies.

Requirements

3-5 years of experience as an Underwriter with comprehensive mortgage knowledge.
Bachelor’s degree preferred or equivalent work experience.
Experience with FHA/VA/Agency loans.
Direct Endorsement (DE) required.
Strong analytical skills in credit and risk, with solid decision-making ability.
Effective interpersonal skills and technical report writing abilities.
Attention to detail.

Technologies

FHA Connection
HUD Direct Online System

Benefits

Healthcare, dental, and vision insurance
401(k)/Roth retirement plan
Paid time off
Paid holidays

Job Summary

The DE Underwriter primarily reviews and analyzes residential mortgage loan applications, including government and conventional loans. This role involves evaluating third-party reports such as credit reports and appraisals, calculating income, reviewing asset documentation, and following up on outstanding loan conditions to clear files for closing while ensuring compliance with applicable lending regulations.

View full job page →

Wealth Advisor - Albany, NY

Citizens East Greenbush, NY

10d ago

$105k - $250k/yr Full time Marketing Advisor Albany

Marketing Advisor Albany

Apply Now

Job Description

Based onsite in East Greenbush, New York, this Wealth Advisor role at Citizens combines client discovery with the creation of tailored financial plans within a branch-based, collaborative setting. You will partner with specialists to uncover opportunities that align with each client’s goals.

Responsibilities

Develop a high quality wealth management practice delivering personalized strategies for clients.
Strengthen and expand relationships with key partners to increase client introductions and engagement.
Conduct proactive outreach to clients and prospects to showcase Citizens Wealth Management capabilities.
Grow existing relationships through partnership referrals.
Tailor wealth management planning to meet individual client needs.
Leverage the knowledge of internal stakeholders and specialists to deliver services across financial planning, investment management, insurance, and estate planning.

Requirements

Active and valid Series 7, 63, and 65 (or 66) licenses.
A valid, active Life/Health/Variable Insurance license is required or must be obtained within 60 days of starting the role as a condition of employment.
Minimum two years of experience as a Financial Advisor or equivalent in financial services.
A demonstrated track record in new business development and client book management.
Experience in a team-oriented consumer bank setting.
Familiarity with servicing high-net-worth individuals.
Ability to operate effectively in a dynamic, entrepreneurial environment.
Bachelor’s degree is preferred.

Benefits

Competitive compensation
Comprehensive medical, dental, and vision coverage
Retirement benefits
Maternity and paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs
Paid time off policy that exceeds mandatory local and state requirements

Description

Citizens employs a team of experienced advisors who assist individuals and families in reaching their financial goals. Wealth Advisors conduct thorough discoveries to understand a client’s short- and long-term objectives, then craft a tailored financial plan. The role is branch-based and thrives in a collaborative environment that prioritizes client interests and the personal and professional growth of the team.

Hours and Work Schedule

Hours per week: 40. Work schedule: Monday through Friday, aligned with branch hours.

Pay Transparency

Compensation is commission-based, with historically earned annual totals ranging from USD 105,000 to USD 250,000 depending on performance against the commission plan. For an overview of benefits, visit https://jobs.citizensbank.com/benefits.

Equal Employment Opportunity

Citizens and its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants without regard to age, ancestry, color, citizenship, disability (physical or mental), perceived disability, or history or record of disability; ethnicity; gender; gender identity or expression; genetic information; marital or domestic partner status; family status or parenthood; and other protected characteristics as defined by law.

Why Work For Us

Citizens promotes a customer-centric culture focused on helping clients and supporting local communities. Joining the team means becoming part of a collaborative and supportive workforce, with access to training and tools to accelerate potential and advance career growth.

Background Check

Any offer of employment is contingent upon successful completion of a background check, which may include initial credit, motor vehicle record, public records, prior employment verification, and criminal background checks. Results are reviewed in accordance with regulatory requirements and job responsibilities, with additional information provided to candidates as applicable.

View full job page →

Lead Senior Accountant

Vaco by Highspring Mission Viejo, CA

10d ago

$110k - $120k/yr Full time Senior Accountant Accounting

Senior Accountant Accounting

Apply Now

Job Description

The Lead Senior Accountant role at Vaco by Highspring supports accurate and timely financial reporting through data analysis, journal entries and reconciliations, and active participation in month-end close, audits, and enhancements to policy and internal controls.

Location

Mission Viejo, CA (onsite)

Compensation

USD 110,000 - 120,000 per year

Responsibilities

Generate journal entries and accompanying schedules to support the month-end close
Reconcile balance sheet accounts and investigate variances or discrepancies
Assist in preparing and reviewing financial statements and associated fluctuation analyses
Review the work produced by accounting staff to ensure accuracy
Support internal and external audit requests, including preparing schedules and documentation
Work with accounts payable and accounts receivable teams to maintain accurate and efficient accounting processes
Support the maintenance and enhancement of accounting policies, procedures, and internal controls
Participate in process-improvement initiatives, system enhancements, and special projects
Provide mentorship to junior accounting staff and collaborate as appropriate
Carry out additional duties as assigned

Requirements

Bachelor's degree in accounting, finance, or a related discipline
A minimum of four years of progressive accounting experience
Public accounting experience is highly preferred
CPA certification or pursuing CPA track strongly preferred
Strong knowledge of U.S. GAAP and fundamental accounting principles
Experience with month-end close processes, journal entries, and account reconciliations
Proficient in Microsoft Excel, including pivot tables and lookups
Experience with ERP or accounting systems such as NetSuite or Great Plains preferred
Strong analytical, organizational, and problem-solving abilities
Ability to manage multiple priorities and meet deadlines in a fast-paced setting
Excellent written and verbal communication skills

Technologies

Microsoft Excel
NetSuite
Great Plains

View full job page →

Associate Private Wealth Advisor

Northwestern Mutual Watertown, NY

11d ago

$60k - $90k/yr Full time Advisor Associate Client Relations

Advisor Associate Client Relations

Apply Now

Job Description

Support Private Wealth Advisors with daily operations, client communications, research, and coordination to maintain strong client relationships.

Responsibilities

Maintain regular communication with clients to provide updates, address concerns, and ensure satisfaction.
Assist with scheduling, document management, and coordination of client-related activities.
Act as a point of contact for client inquiries, escalating issues to the appropriate teams when necessary.
Conduct research on industry trends, client needs, competitors, and best practices to support business decisions.
Maintain accurate records of client interactions, transactions, and service requests in the CRM system.
Collaborate with internal departments (e.g., sales, customer service, and operations) to ensure seamless client experiences.
Identify areas for improving efficiency and customer satisfaction within support operations.
Generate and analyze reports on client interactions, feedback, and service trends to inform decision-making.
Anticipate client needs and provide strategic recommendations to support their long-term planning and decision-making.

Requirements

Experience in a Financial Services/Sales, High-Touch Customer Service, or Analytical/Technical roles.
Strong organizational and time-management skills.
Excellent verbal and written communication abilities, with the ability to articulate complex information clearly and concisely.
Proficiency in CRM software, Microsoft Office Suite, and research tools.
Ability to multitask and prioritize in a fast-paced environment.
Strong analytical and problem-solving skills.
A proactive and customer-first approach.
Must be able to pass a basic background screening for the securities industry.

Technologies

CRM software
Microsoft Office Suite
Research tools

Benefits

Opportunity to work with a dynamic and experienced team of professionals.
Recognition as one of CNY's Best Places to Work for the last three years.
Competitive salary and potential performance-based bonuses.
Medical benefits including infertility treatments, family planning and family assistance, mental health care, pain management program, hearing aids, non-emergency care when traveling outside the US, plus discounts to fitness programs and health and wellness products and services.
Comprehensive benefits package including health insurance and retirement plans.
Profit sharing 401(k) opportunities.
Commitment to professional development and growth opportunities.
Opportunities for community service and company matches of donations.
Hybrid remote policy.

Application Process

Interested candidates are invited to submit their resume and a cover letter detailing their qualifications and career achievements. Applications will be reviewed on a rolling basis.

Pay

USD 60,000 - 90,000 per year

Work Location

In person, Watertown, NY (onsite)

Certifications

Series 7 certification (preferred; required after employment)
Life, Accident, and Health Insurance certification (preferred; required after employment)

View full job page →

Financial Planning & Analysis Analyst III, Medical Financial Operations

Kaiser Permanente San Bruno, CA

12d ago

$94k - $121k/yr Full time Analysis Analyst Bloomberg

Analysis Analyst Bloomberg

Apply Now

Job Description

This role provides financial and operational planning support for a portfolio of medical center departments, delivering reporting, analysis, and business-case development while partnering with clinical leadership to advance operational performance within Kaiser Permanente’s integrated health care model.

Role overview

The Financial Planning & Analysis Analyst III supports a portfolio of medical center departments by delivering financial planning, reporting, and business-case development. The position collaborates with clinical leadership to inform strategic decisions and drive operational excellence within Kaiser Permanente’s integrated health care system.

Responsibilities

Develops proactive working relationships across teams by providing resources, information, and expertise to colleagues and stakeholders; actively seeks feedback, mentors teammates, pursues self-development, and communicates complex concepts clearly to influence decisions; remains flexible in the face of change.
Completes assignments independently using current subject-matter expertise to generate practical solutions; ensures policy and procedure adherence; collaborates cross-functionally to resolve business problems and escalates risks when appropriate; tracks priorities and communicates progress.
Assesses the business environment through financial analyses such as SWOT, scenario planning, and strategic analyses, and prepares reports summarizing financial and economic data.
Performs costing activities to identify opportunities for cost avoidance and cost recovery.
Supports improvements in financial performance by identifying trends, highlighting operational issues, partnering with business units to address performance gaps, and implementing corrective actions when needed.
Supports business modeling by developing best-practice models, analyzing risk alternatives, and creating what-if scenarios and forecasts using in-house tools.
Assists in reporting regional or business-unit financial information by evaluating trends, preparing analyses and forecasts of income and expenses, and reviewing assets, liabilities, revenues, and expenses using data from regional systems.
Evaluates the financial impact of strategic initiatives by researching and analyzing alignment with the business vision and objectives.
Creates budgets and forecasts under guidance by analyzing budgeting trends and coordinating with stakeholders to develop department and regional budgets.
Performs advanced financial analyses (cash flow, pro forma P&L, variance analysis, NPV, IRR, discounted cash flow, and other economic analyses) and evaluates performance using standard templates and tools.
Supports internal and external audits by assisting with audit schedules and reviewing results; analyzes field operations to assess financial performance.
Supports financial statement analysis of business partners by evaluating viability and risk implications using software and published reports.
Advises regional or business-unit leaders on strategic fiscal matters by preparing regular and ad hoc financial and statistical reports and coordinating reviews of financial results with leadership.
Provides input for strategic financial planning through utilization and benchmark analytics, and prepares recommendations for financial plans, acquisitions, and operating forecasts while applying financial planning concepts.

Requirements

Bachelor's degree in finance, business, or related field.
Minimum three (3) years of Financial Planning & Analysis experience or directly related business experience.
Equivalent work experience in a directly related field may substitute for the degree requirement.
One (1) year of finance experience working in a medical center or clinical setting.
One (1) year of experience consulting or working directly with clinical health care leadership.

Technologies

SAS
SQL
Bloomberg
D&B

Location

San Bruno, California (onsite). Primary location: 851 Traeger Ave, San Bruno, CA.

Compensation

Salary range: USD 93,500 to 120,890 per year.

Work details

Hours per week: 40
Shift: Day
Workdays: Monday through Friday
Working hours: 9:00 AM to 5:30 PM
Job schedule: Full-time
Job type: Standard
Employee status: Regular
Employee group / union: NUE-NCAL-09 | NUE | Non Union Employee
Job level: Individual Contributor
Travel: No

Department

Oakland Reg - 1950 Franklin - Medical Office Controllers - 0206

View full job page →

Senior Credit & Collections Analyst

C&B Operations LLC Sioux Falls, SD

12d ago

Full time Senior Accounting Accounts Receivable

Senior Accounting Accounts Receivable

Apply Now

Job Description

C&B Operations LLC offers a stable, collaborative environment in Sioux Falls, SD. This on-site role provides competitive compensation, a robust benefits package, and clear opportunities for growth, with you reporting directly to the Controller and partnering closely with operations and leadership to manage risk and ensure consistent execution across the organization.

As a Senior Credit & Collections Analyst, you will oversee credit and accounts receivable practices while aligning cross-functionally to protect the business and drive reliable results.

Benefits

Competitive pay based on experience
Medical, Dental, Vision, and Accident Insurance
Short-Term Disability
Life Insurance
401(k) with a generous match
Progressive PTO and paid holidays, starting at 3 weeks of PTO in the first year
Strong opportunities for internal promotion and access to comprehensive training programs for on-the-job development and future growth

Responsibilities

Develop and enforce uniform credit and collection standards across all locations
Assess and authorize customer credit requests and credit limits in line with policy
Collaborate with store leadership to ensure timely accounts receivable follow-up, review aged receivables, implement action plans, and escalate when needed
Serve as the primary contact with external collections agencies, overseeing placement, monitoring, and resolution tracking
Assist stores with lien processes, advising on timing, required documentation, and enforcement when appropriate
Track credit and collection performance and coach store teams on improvement opportunities
Lead with hands-on training to ensure consistent execution of credit and collections practices
Investigate and resolve customer issues promptly, with appropriate escalation
Provide clear updates to leadership with regular reporting on A/R trends, risk exposure, and collection activity
Periodically evaluate credit and collection procedures and recommend enhancements
Lead ongoing clean-up of customer accounts, keeping contact information up to date and transitioning customers to email statements
Perform additional duties as assigned

Requirements

Bachelor's degree in Accounting, Finance, or a related field; Master's degree preferred
CPA, CMA, or equivalent certification preferred
5+ years of accounting experience
Strong knowledge of GAAP and financial reporting
Proficiency with accounting software and Microsoft Excel, including experience with SAP, Oracle, or QuickBooks
Excellent analytical, organizational, and leadership abilities
Strong attention to detail with a proven ability to meet deadlines

Technologies

SAP
Oracle
QuickBooks
Microsoft Excel

Salary and Schedule

This is a full-time, salaried position. Compensation is based on experience. Flexible work hours range from 7:30 am to 6:00 pm, Monday through Friday, with additional hours during month-end and year-end close.

View full job page →

Mortgage Senior Credit & Product Officer

FirstBank Florida San Juan

14d ago

Full time Manager Senior Credit

Manager Senior Credit

Apply Now

Job Description

The Mortgage Senior Credit & Product Officer role is an onsite leadership position with FirstBank Florida in San Juan, Puerto Rico. This role directs senior mortgage operations, including underwriting, product development, risk analysis, and policy guidance, and works closely with sales, production, and key stakeholders across the organization.

Responsibilities

Provide executive oversight of mortgage underwriting to ensure accuracy, regulatory compliance, and timely loan decisions.
Direct the loan review pipeline, maintaining deadlines and service levels.
Identify and implement process improvements to boost underwriting productivity and shorten cycle times.
Lead comprehensive risk analysis of mortgage portfolios, using financial statements and market data to identify and mitigate emerging risks.
Develop and propose new mortgage products and CRA offerings to align with market demand and regulatory requirements.
Collaborate with the sales and production teams to train staff and realtors, ensuring up-to-date product knowledge and underwriting guidelines.
Serve as a subject matter expert for investors and senior corporate credit officers on complex credit matters and product questions.
Review and update credit policies in response to regulatory changes and market trends.
Coordinate with default administration to analyze delinquency trends and implement proactive risk mitigation strategies.
Supervise the loss mitigation underwriting process.
Streamline underwriting documentation to balance efficiency with strong risk controls and regulatory compliance.
Act as the primary liaison with internal and external auditors and regulators to ensure underwriting compliance with applicable laws and standards.
Oversee ECR credit analysis to maintain consistent standards across regions.
Partner with sales and production managers to refine processes, remove bottlenecks, and accelerate loan origination cycles.
Oversee the appraisal and dispatching team to ensure timely receipt, review, and distribution of transaction documents.
Supervise the clear to close unit to ensure all loan conditions are fulfilled before moving files to the closing stage and coordinating final numbers.
Participate in cross-functional projects and committees as assigned.
Contribute to enterprise-wide risk management initiatives.
Prepare and present reports for executive leadership and board committees as required.
Support due diligence for mergers, acquisitions, or new market entries.
Foster staff development through mentoring and training opportunities.
Stay informed of industry best practices, regulatory changes, and competitive trends.

Requirements

Education: Master’s degree in finance, Juris Doctor, Business Economics or a related field is required.
Certifications: Certifications in credit risk, mortgage banking, or regulatory compliance are preferred.
Experience: A minimum of three to five years of progressive experience in credit risk management, mortgage underwriting, or product development within a banking institution.
Analytical expertise: Three to five years of demonstrated ability to analyze complex transactions using financial statements and credit reports.

A BRIEF OVERVIEW

The Mortgage Operations Manager is a senior leadership role focused on guiding mortgage underwriting, ensuring timely loan reviews, driving productivity improvements, and directing the development of new or enhanced mortgage products. The Officer partners with the sales and production teams, provides policy guidance, and serves as a liaison with internal and external stakeholders.

Disclaimer

The statements above describe the general nature and level of work performed by individuals assigned to this role. They are not intended to be an exhaustive list of all responsibilities, duties, or skills. The reporting relationship may not reflect the most recent changes to the corporate structure.

Our Company

At FirstBank PR, we strive to be a trusted advisor to our clients, and our employees are the ones who ensure we deliver on our promise of excellence in personalized customer service. We employ more than 3,100 people across Puerto Rico, the Virgin Islands and Florida who share a commitment to outstanding service. We are proud of our team for continuously surpassing client expectations.