VP, Portfolio Management - CIB

Overview

Bank OZK possesses a banking legacy spanning over 120 years and stands as a nationwide leader in financial services. The firm combines exceptional client service with innovative technology to deliver smart financial solutions across the country. In support of local economies and small businesses, the organization contributes to community growth and urban development in major cities. This role is part of a culture that values career growth and a strong team environment. The benefits package is comprehensive, designed to support physical, mental, and financial wellbeing, and includes generous paid time off, 401(k) matching, health, dental, and vision insurance (pet coverage available), along with exclusive perks and discounts.

Location

Houston, TX 77092

Job Purpose & Scope

This position supports lending efforts by conducting analysis, underwriting, origination, monitoring, and servicing of loans across the Corporate & Institutional Banking (CIB) division, handling varying degrees of complexity with meticulous attention to detail. You will underwrite and review credit memorandums, ensure due diligence is complete and aligned with CIB policies and procedures in portfolio management, underwriting, and operations, and oversee the management of credit relationships within the CIB portfolio.

Essential Job Functions

• Provide thorough, accurate, and timely loan servicing in accordance with the Bank’s Loan Policy.
• Monitor portfolio risk to identify potential issues early and communicate findings to borrowers and senior leadership to facilitate prompt risk mitigation.
• Ensure underwriting is comprehensive, precise, and incorporates detailed risk analyses that reflect the Bank’s standards, policies, and credit risk appetite.
• Deliver financial analysis, analytics, and underwriting support to business lines within the CIB.
• Collaborate on underwriting guidelines, create required loan presentation content, and establish standardized approaches while recommending updates as appropriate.
• Manage assigned credit transactions, ensuring efficient handling of loan requests in a timely manner, consistent with Bank standards and service level agreements.
• Maintain communication with lenders, credit officers, and management at all levels regarding approved and declined loans.
• Track, monitor, and report activity on loan applications and decisions, maintaining records of applications received and booked.
• Maintain the independence of the underwriting function and the initial credit risk rating recommendations.
• Regularly exercise discretion and judgment in performing essential duties.
• Review and propose updates to relevant sections of the Loan Policy for senior management consideration.
• Maintain punctuality and dependable attendance in the workplace.
• Adhere to Bank policies, procedures, and guidelines.

Knowledge, Skills & Abilities

• Solid foundation in finance and credit analysis, with a strong grasp of lending activities and terminology.
• Working knowledge of federal and state lending and compliance regulations.
• Effective interpersonal and communication skills.
• Strong business acumen and capability in business development.
• Outstanding critical thinking, analytical, and problem-solving abilities.
• Ability to collaborate across functional and organizational lines to achieve the Bank’s objectives and build relationships.
• Capacity to multitask, prioritize, and meet demanding deadlines.
• Commitment to accuracy and thoroughness in all work.
• Maintain confidentiality at all times.
• Ability to work without dir