Credit Reviews

Credit Reviews Finance Jobs

40 jobs found

DE Underwriter

United Mortgage Corp Melville, NY Hybrid

9d ago

$95k - $135k/yr Full time Banking Compliance Credit

Banking Compliance Credit

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Job Description

Based in Melville, NY with a hybrid work setup, United Mortgage Corp is seeking a DE Underwriter to evaluate residential mortgage loan applications, including government and conventional programs. The role focuses on analyzing income, assets, and third-party reports, following up on loan conditions to ensure compliance and timely closings, and supporting underwriting, processing, and advisory staff as needed.

Responsibilities

Underwrite loan files received daily according to FHA, agency, investor, and credit union policies.
Originate and validate FHA insured loans using HUD's FHA Connection system.
Review and sign off underwriting conditions in line with credit union policy while maintaining turn-times.
Maintain current knowledge of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws.
Keep up to date with FHA and secondary market requirements regarding credit, income, disclosure, and property; hands-on experience with agency-related internet and computer systems as necessary.
Analyze tax returns, credit and appraisal reports, fraud detection, and other income- or property-related documents to ensure compliance with agency, investor, and credit union requirements.
Organize and prioritize daily workload to ensure adherence to policy, procedures, and established turnaround times.
Communicate and interact with vendors, services, agencies, investors, staff, brokers and members.
Maintain current working knowledge of the mortgage industry and credit union standards and trends.
Monitor and resolve quality control issues on relevant files in a timely manner to prevent delays.
Collaborate with management to implement procedures that prioritize work within underwriting and processing as volume dictates.
Work closely with origination and operations staff to ensure compliance with guidelines and policies of the credit union and agencies.

Requirements

3-5 years of experience as an Underwriter with comprehensive mortgage knowledge.
Bachelor’s degree preferred or equivalent work experience.
Experience with FHA/VA/Agency loans.
Direct Endorsement (DE) required.
Strong analytical skills in credit and risk, with solid decision-making ability.
Effective interpersonal skills and technical report writing abilities.
Attention to detail.

Technologies

FHA Connection
HUD Direct Online System

Benefits

Healthcare, dental, and vision insurance
401(k)/Roth retirement plan
Paid time off
Paid holidays

Job Summary

The DE Underwriter primarily reviews and analyzes residential mortgage loan applications, including government and conventional loans. This role involves evaluating third-party reports such as credit reports and appraisals, calculating income, reviewing asset documentation, and following up on outstanding loan conditions to clear files for closing while ensuring compliance with applicable lending regulations.

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Financial Planning Associate

Lake Growth Financial Services Saint Charles, IL

11d ago

$60k - $100k/yr Full time Marketing Associate Business Development

Marketing Associate Business Development

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Job Description

On site in Saint Charles, IL, Lake Growth Financial Services offers an in office path to financial planning expertise. You will learn under CERTIFIED FINANCIAL PLANNER mentoring while delivering financial strategies to more than 1,400 clients, with a potential route to CFP designation.

Benefits

Flexible schedule
Life insurance
Paid time off
Parental leave
Professional development assistance
Retirement plan
Tuition reimbursement

Responsibilities

Develop and sustain strong client relationships through attentive listening
Lead client interviews and conduct six month reviews
Maintain a professional appearance in business casual attire
Apply coaching to support clients in areas such as plan design, sales process improvements, marketing, and retention
Stay informed on industry trends and developments impacting the business
Plan daily and weekly activities to prioritize core tasks and meet benchmarks
Deliver work with accuracy, clarity, organization, and attention to detail
Prepare and present financial solutions for clients in person or virtually
Reach out to providers to clarify, move business, and troubleshoot as needed
Provide service for new and existing clients as required
Collaborate with team members through regular meetings

Requirements

Bachelor’s degree (higher is preferred but not required)
Proficiency with Zoom, DocuSign, spreadsheets, word processing, PDF editing software, VOIP, digital file services, and database entry
Strong written and verbal English communication skills
High level of confidentiality and integrity; protect client privacy in line with guidelines
Excellent customer service capabilities
Highly organized with a system to manage workflow and deliverables
Active Life & Health Insurance License or ability to obtain
CERTIFIED FINANCIAL PLANNER designation or ability to obtain
Ability to be contracted with multiple carriers (requires solid financial status and clean credit)
Within a 30 minute commute to the Fox Valley office in St. Charles, IL
Valid Illinois driver’s license and access to a working car
Lake Growth recognizes unique strengths and may tailor roles to fit individual talents

Technologies we use

Zoom
DocuSign
Spreadsheets
Word processing
PDF editing software
VOIP software
Digital file services
Database entry skills

Compensation

This is a full time exempt role with a competitive pay package and eligibility for bonuses. Federal holidays are paid, along with paid time off, and the plan includes health benefits. In the first year, the base salary starts at $5,000 per month, with commissions added after licensing, training, and new business writing. The compensation structure is production based with tiered growth and clear pathways for higher earnings.

Year 1 earnings sit in the mid five figures, with licensing, training, and new business activity opening the door to six figures in Year 2 and additional income opportunities thereafter.

What you can Expect

A one year training program to learn the business and define the next career steps, with ongoing training as needed
Office space for meetings, a workstation, computer, additional tech, office supplies, and support
Regular touchpoints for training, updates, questions, and clarification
Direct access to a network of seasoned Financial Planning Associates and peers sharing best practices
Mastermind access to hundreds of financial planners, CPAs, and insurance agents nationwide, including webinars and workshops
Quarterly progress reviews with leadership
Opportunities for growth within a developing business framework

What We Expect

Consistent punctuality and a strong drive for success in financial services
Humility, teachability, conscientiousness, integrity, and a readiness to tackle challenging tasks
Professionalism, excellent customer service, clear communication, perseverance, and diligence
Respect for clients and colleagues in all interactions
Self direction with the ability to manage daily tasks with minimal supervision
Commitment to compliance and operating with integrity in every facet of the business
A quiet, professional work environment and reliable access to mobile and video conferencing
Willingness to attend both in person and virtual meetings

Ideal Candidate Qualities

Accountability: see it, own it, solve it, do it
Solution orientation: contribute to solutions while respecting others
Proactive posture: act now and seek what else can be done
Growth mindset: seek coaching and opportunities to improve
Personal ownership: take pride in work and pursue effective, meaningful results

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Real Estate Corporate Banking Associate

Regions Charlotte, NC

13d ago

$94k - $125k/yr Full time Associate Banking Business Development

Associate Banking Business Development

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Job Description

Regions is seeking a Real Estate Corporate Banking Associate in Charlotte to help design, originate, structure, and execute loan commitments, loan syndications, and capital markets products for existing and prospective REIT and Fund clients. The role combines analytical rigor with proactive relationship management, supporting cross-functional credit and underwriting teams to deliver fast, reliable banking solutions tailored to client goals.

Responsibilities

Understands client needs and identifies Regions’ products or actionable ideas to help clients achieve their goals
Develops and maintains detailed financial models to value REIT/Fund companies and project financial results
Collects, reviews, and documents receipt of financial statements, covenant compliance, and other deliverables while keeping credit files current
Supports senior bankers in relationship responsibilities, engaging with current and prospective clients and analyzing profitability to drive growth
Maintains proprietary databases by monitoring news, transactions, and financial information for clients and prospects
Assists in preparing pitches, proposals, client materials, and supporting analyses with limited supervision
Prepares financial analyses for renewal and credit servicing, elevating findings to the Credit Products Specialist for risk review
Coordinates between coverage teams and Credit Products partners to deliver the whole-bank approach with speed and certainty
Supports coverage and credit products in client prospecting, underwriting, closing, and portfolio management
Performs closing functions including review of loan documents, commitment letters, closing memos, and coordination with fulfillment
Monitors ongoing performance through benchmark testing, electronic file maintenance, and metric reviews
Validates risk ratings and identifies changes with oversight from the Credit Products Specialist and risk partners
Participates in recruiting, developing, training, and overseeing junior resources

Requirements

Bachelor’s degree in accounting, finance or related field
Minimum three (3) years of relevant work experience
Formal credit training

Technologies

Microsoft Excel
PowerPoint
Word

Benefits

Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program

Preferences

Master’s in Business Administration (MBA)

Skills and Competencies

Advanced Microsoft Excel, PowerPoint, and Word skills
Energetic and creative self-starter with ability to manage significant and multiple responsibilities
Effective prioritization and completion of work from coverage and credit products lines
Strong personal accountability with a results orientation within a collaborative team
Excellent written and verbal communication skills
Attention to detail and ability to multi-task under pressure
Ability to thrive in a fast-paced, team-oriented environment

Compensation

Position type: Full time

Compensation range: Minimum $94,012.38 USD; Median $125,307.00 USD

Incentive Plan

This role is eligible to participate in a discretionary incentive plan. Employees may receive a discretionary award based on performance against defined metrics and goals.

Location

Charlotte, North Carolina (onsite) – specifically Charlotte Uptown.

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Mortgage Senior Credit & Product Officer

FirstBank Florida San Juan

14d ago

Full time Manager Senior Credit

Manager Senior Credit

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Job Description

The Mortgage Senior Credit & Product Officer role is an onsite leadership position with FirstBank Florida in San Juan, Puerto Rico. This role directs senior mortgage operations, including underwriting, product development, risk analysis, and policy guidance, and works closely with sales, production, and key stakeholders across the organization.

Responsibilities

Provide executive oversight of mortgage underwriting to ensure accuracy, regulatory compliance, and timely loan decisions.
Direct the loan review pipeline, maintaining deadlines and service levels.
Identify and implement process improvements to boost underwriting productivity and shorten cycle times.
Lead comprehensive risk analysis of mortgage portfolios, using financial statements and market data to identify and mitigate emerging risks.
Develop and propose new mortgage products and CRA offerings to align with market demand and regulatory requirements.
Collaborate with the sales and production teams to train staff and realtors, ensuring up-to-date product knowledge and underwriting guidelines.
Serve as a subject matter expert for investors and senior corporate credit officers on complex credit matters and product questions.
Review and update credit policies in response to regulatory changes and market trends.
Coordinate with default administration to analyze delinquency trends and implement proactive risk mitigation strategies.
Supervise the loss mitigation underwriting process.
Streamline underwriting documentation to balance efficiency with strong risk controls and regulatory compliance.
Act as the primary liaison with internal and external auditors and regulators to ensure underwriting compliance with applicable laws and standards.
Oversee ECR credit analysis to maintain consistent standards across regions.
Partner with sales and production managers to refine processes, remove bottlenecks, and accelerate loan origination cycles.
Oversee the appraisal and dispatching team to ensure timely receipt, review, and distribution of transaction documents.
Supervise the clear to close unit to ensure all loan conditions are fulfilled before moving files to the closing stage and coordinating final numbers.
Participate in cross-functional projects and committees as assigned.
Contribute to enterprise-wide risk management initiatives.
Prepare and present reports for executive leadership and board committees as required.
Support due diligence for mergers, acquisitions, or new market entries.
Foster staff development through mentoring and training opportunities.
Stay informed of industry best practices, regulatory changes, and competitive trends.

Requirements

Education: Master’s degree in finance, Juris Doctor, Business Economics or a related field is required.
Certifications: Certifications in credit risk, mortgage banking, or regulatory compliance are preferred.
Experience: A minimum of three to five years of progressive experience in credit risk management, mortgage underwriting, or product development within a banking institution.
Analytical expertise: Three to five years of demonstrated ability to analyze complex transactions using financial statements and credit reports.

A BRIEF OVERVIEW

The Mortgage Operations Manager is a senior leadership role focused on guiding mortgage underwriting, ensuring timely loan reviews, driving productivity improvements, and directing the development of new or enhanced mortgage products. The Officer partners with the sales and production teams, provides policy guidance, and serves as a liaison with internal and external stakeholders.

Disclaimer

The statements above describe the general nature and level of work performed by individuals assigned to this role. They are not intended to be an exhaustive list of all responsibilities, duties, or skills. The reporting relationship may not reflect the most recent changes to the corporate structure.

Our Company

At FirstBank PR, we strive to be a trusted advisor to our clients, and our employees are the ones who ensure we deliver on our promise of excellence in personalized customer service. We employ more than 3,100 people across Puerto Rico, the Virgin Islands and Florida who share a commitment to outstanding service. We are proud of our team for continuously surpassing client expectations.

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Senior Equipment Finance Underwriter

Wells Fargo Chicago, IL Hybrid

15d ago

$100k - $179k/yr Full time Senior Analyst Banking

Senior Analyst Banking

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Job Description

Hybrid remote in Chicago, IL with Wells Fargo’s Commercial Bank offers a clear path to advance in equipment finance underwriting. The Senior Equipment Finance Underwriter role carries a salary range of USD 100,000 to 179,000 per year and supports a hybrid work arrangement. You will lead or participate in underwriting moderately complex equipment loan and lease requests, maintain risk ratings, and partner across internal teams to achieve business objectives.

Benefits

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

Responsibilities

Lead or participate in researching and underwriting the creditworthiness of moderately complex commercial or business loan and lease requests within the Equipment Finance Underwriting function
Review and research moderately complex requests that require in-depth evaluation
Perform periodic reviews on assigned portfolio credits
Maintain risk ratings and other relevant data in systems of record
Approve loans or leases within delegated credit authority and recommend transactions beyond that authority
Collaborate with Equipment Finance Underwriting peers, colleagues, and middle-level managers to achieve business objectives
Work with internal and external business partners to gather information needed to make informed decisions

Requirements

4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Technologies

Microsoft Office Suite (Excel, Word, PowerPoint)

Job expectations

This position is not eligible for Visa sponsorship
The role offers a hybrid work schedule, with 4 days in the office and 1 day remote
Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

Pay ranges by location

Minneapolis, MN Pay Range: USD 110,000–179,000 per year (range may not apply to other locations)
Chicago, IL Pay Range: USD 110,000–179,000 per year (range may not apply to other locations)

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Senior Lead Credit Risk and Approval Officer - Corporate and Investment Banking Risk

Wells Fargo Charlotte, NC

15d ago

Full time Senior Approval Banking

Senior Approval Banking

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Job Description

Senior Lead Credit Risk and Approval Officer role within Wells Fargo's Independent Risk Management team, providing credit risk oversight for the Corporate and Investment Banking (CIB Banking) division.

Responsibilities

Act as a key member of the Independent Risk Management team, overseeing credit risk for CIB Banking and supporting CIB objectives while upholding prudent underwriting standards and overall portfolio quality.
Maintain credit quality and portfolio health by delivering informed risk guidance, recommendations, and approvals; conduct regular portfolio evaluations and reviews of deteriorating or problem credits, escalating matters when warranted.
Develop and sustain a solid understanding of bank credit policy, regulatory standards and guidance, and risk rating applicability; provide leadership and guidance to CIB Banking teams and partners on these matters.
Develop and maintain appropriate industry and sector knowledge.
Collaborate with product teams, subject matter experts, and other institutional resources to inform decisions and recommendations.
Regularly review pipeline activity with CIB Banking teams and assist in managing deadlines, coverage team processes, and client expectations.
Provide leadership and guidance on due diligence and analytical focus, particularly for merger and acquisition financing and complex deals.
Interact with internal and external customers.

Requirements

7+ years of credit risk and approval experience, or an equivalent combination of work experience, training, military service, or education.

Job Details

Location: 550 S. Tryon Street, Charlotte, North Carolina
Work arrangement: Hybrid schedule
Relocation assistance: Not available
Visa sponsorship: Not eligible for sponsorship
Background checks: FINRA background screening required; successful completion and clearance of a background check
Compliance: Policies may apply regarding outside activities and personal investing; employees must provide information as required
Posting end date: Apr 2, 2026

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Principal Credit Risk and Approval Officer - Corporate and Investment Banking Risk

Wells Fargo Charlotte, NC

15d ago

Full time Approval Banking Corporate

Approval Banking Corporate

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Job Description

Responsibilities

Serve as a key member of the team providing oversight and management of credit risk for CIB Banking, supporting objectives while maintaining prudent underwriting standards and solid portfolio quality.
Maintain credit quality and portfolio health by offering informed risk guidance, recommendations, and approvals; perform regular portfolio evaluations and deteriorating/problem credit reviews, escalating matters when appropriate.
Develop and maintain a strong understanding of bank credit policy, regulatory standards and guidance, and risk rating applicability; provide leadership on these matters to CIB Banking teams and partners.
Develop and maintain appropriate industry and sector knowledge.
Engage product and subject matter experts and other institutional resources as needed to make informed decisions and recommendations.
Review pipeline activity with CIB Banking teams and assist in managing deadline awareness and coverage, team, and client expectations.
Provide thoughtful leadership and guidance to teams about due diligence and analytical focus, particularly in merger and acquisition financing and on complex deals.
Interact with internal and external customers.

Requirements

10+ years of Credit Risk & Approval or an equivalent combination demonstrated through work experience, training, military experience, or education.

About this role

Wells Fargo seeks a Principal Credit Risk & Approval Officer to serve as a Credit Officer providing credit risk oversight for the Banking division of Corporate & Investment Banking (CIB Banking), which delivers integrated financial solutions to corporate, investment grade, non-investment grade, public and private customers.

The candidate will be an active and influential participant in the credit process, delivering a holistic risk assessment in close collaboration with deal team partners and portfolio management teams. This role includes the authority to decide complex transactions, balancing risk and reward, acting with urgency, and interfacing with senior risk and business leaders.

Desired qualifications

A BS/BA degree or higher in accounting, finance, or economics.
Strong credit analysis skills.
Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members.
Strong organizational, interpersonal, and communication skills with the ability to partner and influence at the executive level.
Experience with complex organizational and capital structures; solid understanding of capital markets and acquisition finance.
Solid understanding of Wells Fargo's credit culture and approach to risk management.
Strong understanding of loan documentation, credit agreements, and security structure.

Posting locations

550 S. Tryon Street - Charlotte, North Carolina

Job expectations

Required location listed above. Relocation assistance is not available for this position.
This position is not eligible for VISA sponsorship.
This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to compliance with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening.
Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Posting end date

2 Apr 2026

We value equal opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants with disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

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Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

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Third-Party recordings are prohibited unless authorized by Wells Fargo. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.