Commercial Loan Credit Analyst

Position Details

Location: 11149 Research Blvd, Austin, TX 78759

Employment Type: Full-Time

Schedule: Monday to Friday, option a) 7:30 AM to 4:00 PM or option b) 8:00 AM to 4:30 PM

FLSA Status: Non-Exempt

About the Role

Austin Telco Federal Credit Union is seeking a detail-oriented Commercial Loan Credit Analyst I who thrives in an analytical, accuracy-focused environment. If you enjoy working with financial data, supporting commercial lending, and maintaining high-quality credit administration, this position provides a solid path to grow your career in business lending and financial analysis.

What You’ll Do

• Financial Analysis & Credit Support: Analyze and spread financial statements, tax returns, and supporting documents for new and existing business loan relationships. Conduct annual reviews and ongoing financial analysis to assess borrower performance and credit risk. Identify and escalate credit concerns or material changes in borrower financial condition.
• Loan Monitoring & Compliance: Monitor loan covenants, collateral, insurance, and reporting requirements. Follow up with members, lenders, and external partners to obtain required documentation. Maintain accurate and compliant commercial loan files.
• Documentation & Reporting: Review commercial loan documents for accuracy and completeness. Prepare monitoring and management reports related to portfolio performance and compliance. Utilize loan and credit administration systems to support documentation, tracking, and reporting workflows.
• Member & Internal Support: Communicate effectively with lenders, members, and internal teams to resolve documentation or reporting needs. Support cross-selling efforts by identifying appropriate credit union products and services. Perform other duties as assigned to support department objectives.

What You Bring

• Bachelor’s degree in Accounting, Finance, or related field, or equivalent experience
• 1–2 years of experience in financial analysis, accounting, or loan support
• Ability to analyze financial information and assess credit risk
• Strong attention to detail, organization, and follow-through
• Effective communication skills across teams and with members
• Proficiency with Microsoft Excel and Office applications

Preferred Experience

• Prior credit union or financial institution experience
• Experience with Symitar/Episys, Sageworks, or similar credit administration systems

Why You’ll Love Working Here

We are more than a credit union we are a community. At Austin Telco, you will find a supportive culture, opportunities for growth, and a mission-driven team that puts people first.

• Comprehensive Benefits: Medical, dental, vision, disability, and life insurance, plus optional coverage for critical illness, legal support, and more
• Paid Time Off: Federal holidays, vacation, sick leave, and special paid days for birthdays, work anniversaries, and other milestones
• Retirement Plans: 401(k) with company match and a pension plan
• Community Engagement: Volunteer opportunities and credit union-sponsored events
• A supportive, mission-driven culture that values respect, empathy, service, integrity, and cooperation

Additional Requirements

• Good credit standing (verified prior to interview)
• Successful background check and drug screening upon offer
• Equal Opportunity Employer: We celebrate diversity and are committed to creating an inclusive environment for all employees

Compensation

Salary: $50,000 – $65,000 per year