Mortgage Insurance

Mortgage Insurance Finance Jobs

38 jobs found

Licensed Premier Relationship Banker (Series 7/66, Life/Health)

Rhinebeck Bank Poughkeepsie, NY

7d ago

$65k - $85k/yr Full time 66 Advisor Banker

66 Advisor Banker

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Job Description

This on-site, branch-based role in Poughkeepsie focuses on growing deposits, expanding consumer lending, and identifying investment opportunities while delivering high quality customer experiences. The position requires a bachelor’s degree in Finance, Economics, Business, or a related field, along with FINRA licenses and a NYS Life/Health Insurance license. The compensation range for this role is between $65,000 and $85,000 annually, depending on experience.

Responsibilities

Proactively engage with customers to uncover banking, lending, and investment opportunities aligned with their financial goals.
Oversee the end-to-end origination of consumer loans, including home equity loans, while ensuring all regulatory requirements are met.
Direct clients to Financial Advisors or Mortgage Loan Partners as appropriate to achieve optimal outcomes.
Provide coaching and mentorship to junior Universal Bankers to support their development.
Travel between branches as needed to serve customers and support the growth of the branch network.

Requirements

Licensing: FINRA Series 7 and 66, plus NYS Life/Health Insurance License.
Proven sales success in outbound outreach and relationship management.
Strong verbal and written communication skills with a focus on delivering exceptional service.
Organizational and coaching abilities to prioritize tasks and mentor junior staff.
Education: Bachelor’s degree in Finance, Economics, Business, or related field preferred.
Valid driver’s license and the ability to travel between branches as needed.

Benefits

Competitive compensation: $65,000 to $85,000 based on experience.
Health, dental, and vision coverage to support your well-being.
Tuition reimbursement to assist with continuing education and career growth.
20 days of paid time off to recharge.
Generous 401(k) match to help plan for the future.
Structured training and development during onboarding, including classroom, webinar, and hands-on learning.
Ongoing mentorship from experienced professionals to foster growth in the role.
Paid volunteer hours to support community involvement and social impact.

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Commercial Banker

State Bank Brownsburg, IN

8d ago

Full time Marketing Banker Banking

Marketing Banker Banking

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Job Description

State Bank's Commercial Banker role in Brownsburg, IN is an onsite opportunity focused on expanding the bank's footprint in Hendricks County. The position centers on developing new commercial banking business by reaching out to prospects and clients, cross-selling bank products, and delivering tailored financial solutions. By building durable relationships with customers and key influencers in the market, you will support profitability and growth targets in the Hendricks County area.

Responsibilities

Develop and maintain commercial banking relationships within the Hendricks County market.
Participate in market strategy and business development initiatives.
Collaborate with banking center staff, the mortgage originator, and the investment representative to formulate financial plans that meet client needs.
Address the personal banking needs of business owners.
Identify and establish relationships with prospective business customers to grow the portfolio through new client acquisitions.
Support the market president and the senior commercial banker in market development and servicing the current client base.
Apply business development and relationship management techniques to achieve target sales of commercial lending and deposit products and services.
Target new relationships with aggregate borrowing needs up to the bank's lending limit.
Cross-sell other bank products and services.

Requirements

Bachelor’s degree in accounting, finance, economics, or business administration.
Five years of industry experience with an emphasis on outside business development and sales.

Benefits

401(k) 3% Match
Dental insurance
Health insurance
Health savings account
Life insurance
Paid time off
Tuition reimbursement
Vision insurance

Skills & Abilities

Excellent verbal and written communication skills.
Strong sales and customer service abilities.
Outstanding organizational skills and attention to detail.
Effective time management with a proven ability to meet deadlines.
Analytical and problem-solving capabilities.
Ability to perform well in a high-paced and occasionally stressful environment.

Job Type

Full-time

Work Location

In person

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DE Underwriter

United Mortgage Corp Melville, NY Hybrid

9d ago

$95k - $135k/yr Full time Banking Compliance Credit

Banking Compliance Credit

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Job Description

Based in Melville, NY with a hybrid work setup, United Mortgage Corp is seeking a DE Underwriter to evaluate residential mortgage loan applications, including government and conventional programs. The role focuses on analyzing income, assets, and third-party reports, following up on loan conditions to ensure compliance and timely closings, and supporting underwriting, processing, and advisory staff as needed.

Responsibilities

Underwrite loan files received daily according to FHA, agency, investor, and credit union policies.
Originate and validate FHA insured loans using HUD's FHA Connection system.
Review and sign off underwriting conditions in line with credit union policy while maintaining turn-times.
Maintain current knowledge of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws.
Keep up to date with FHA and secondary market requirements regarding credit, income, disclosure, and property; hands-on experience with agency-related internet and computer systems as necessary.
Analyze tax returns, credit and appraisal reports, fraud detection, and other income- or property-related documents to ensure compliance with agency, investor, and credit union requirements.
Organize and prioritize daily workload to ensure adherence to policy, procedures, and established turnaround times.
Communicate and interact with vendors, services, agencies, investors, staff, brokers and members.
Maintain current working knowledge of the mortgage industry and credit union standards and trends.
Monitor and resolve quality control issues on relevant files in a timely manner to prevent delays.
Collaborate with management to implement procedures that prioritize work within underwriting and processing as volume dictates.
Work closely with origination and operations staff to ensure compliance with guidelines and policies of the credit union and agencies.

Requirements

3-5 years of experience as an Underwriter with comprehensive mortgage knowledge.
Bachelor’s degree preferred or equivalent work experience.
Experience with FHA/VA/Agency loans.
Direct Endorsement (DE) required.
Strong analytical skills in credit and risk, with solid decision-making ability.
Effective interpersonal skills and technical report writing abilities.
Attention to detail.

Technologies

FHA Connection
HUD Direct Online System

Benefits

Healthcare, dental, and vision insurance
401(k)/Roth retirement plan
Paid time off
Paid holidays

Job Summary

The DE Underwriter primarily reviews and analyzes residential mortgage loan applications, including government and conventional loans. This role involves evaluating third-party reports such as credit reports and appraisals, calculating income, reviewing asset documentation, and following up on outstanding loan conditions to clear files for closing while ensuring compliance with applicable lending regulations.

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Citizens Banker

Citizens Financial Group Philadelphia, PA

12d ago

$25+/hr Full time Advisor Banker Banking

Advisor Banker Banking

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Job Description

Citizens Financial Group offers meaningful work and close relationships, a strong commitment to the community, clear opportunities for career growth and upskilling, and exceptional benefits. This onsite Citizens Banker role in Philadelphia, PA comes with a compensation of USD 25 per hour, and provides a pathway to support customers across spending, saving, borrowing and investing needs while coordinating with Wealth Management, Mortgage and Business Banking for more complex situations.

Responsibilities

Provide recommendations and help customers with financial solutions across spending, saving, borrowing and investing needs.
Understand each customer’s personal financial goals and propose tailored plans to help them reach those goals, whether planning for the future, buying a home, or opening a new credit card.
Promote digital and mobile first banking options, guiding customers to use the bank app and ATMs for transactions.
Collaborate with partners in Wealth Management, Mortgage and Business Banking to address more complex financial needs.
Make outbound calls to attract new customers and schedule financial checkups, recognizing that a fit today may evolve over time.
Adhere to all financial policies and procedures, including proper cash handling and compliance with state and local laws.

Requirements

High school diploma or GED required
Two years of sales and customer service experience with a track record of meeting or exceeding goals
Strong ability to ask questions and identify needs to strengthen the customer relationship
Proven success in building relationships and recommending and referring products and services through in-person and phone interactions
Demonstrated skills using digital technology to support business goals
Problem solving aptitude to provide practical solutions for customer issues
Collaborative mindset to strengthen relationships with teammates, partners and specialists
Self-motivated, confident and able to multitask effectively
Availability to work branch hours, including weekends and evenings
Compliance with SAFE Act requirements, including successful pre-employment screening and obtaining an NMLS unique identifier
Complete a video interview assessment after applying, within seven days of receiving the link

Benefits

Meaningful work and relationships
Commitment to the community
Career opportunities, reward and upskilling
Exceptional benefits

Hours and Work Schedule

Hours per week: 40

Work schedule: Varies with branch needs and may include weekends and evenings

Equal Employment Opportunity

Citizens and its affiliates provide equal employment and advancement opportunities to all applicants and colleagues without regard to age, ancestry, color, citizenship, disability or perceived disability, ethnicity, gender, gender identity or expression, genetic information or characteristic, marital or domestic partner status, victim of domestic violence, family status or parenthood, or other protected characteristics. We evaluate individuals on merit and fit for the role.

Background Check

Any offer of employment is contingent on successfully passing a background check. This may include checks of credit, motor vehicle records, public records, prior employment verification and criminal history. The final determination will consider regulatory requirements and the nature of the background in relation to the job.

Awards We've Received

Glassdoor
Best Place to Work in Consulting, Finance & Insurance
The Banker's
US Bank of the Year
Dave Thomas Foundation’s Best Adoption-Friendly Workplace
Disability:IN Best Places to Work for Disability Inclusion
Human Rights Campaign Corporate Equality Index 100 Award

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Private Client Relationship Manager

Citizens Broadview Heights, OH

13d ago

Full time Manager Advisor Banking

Manager Advisor Banking

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Job Description

The Private Client Relationship Manager role is based onsite in Broadview Heights, OH and focuses on delivering tailored financial planning and high touch relationship management for affluent clients.

Responsibilities

Identify and welcome new affluent and high net worth clients into the book of business via outbound outreach and in branch or partner referrals.
Grow net deposits, investments, and lending balances by conducting discovery and financial planning conversations, understanding client goals, and presenting personalized strategies aligned with objectives.
Deepen and retain relationships through proactive outbound engagements driven by life events, financial triggers, and other insights.
Provide exceptional, high touch client experiences.
Collaborate with Wealth Advisors and Certified Financial Planners to help clients achieve their financial goals.
Coordinate with colleagues across Retail, Business Banking, Mortgage and Wealth to deliver a seamless Citizens experience.
Leverage Salesforce CRM to track activity and progress.

Requirements

Bachelor’s degree preferred.
3 to 5 years of banking, wealth management, or equivalent experience.
Experience working with affluent and high net worth clients.
SIE license.
Series 6 or Series 7 license.
Series 63 or Series 66 license.
Life, Health, and Accident Insurance licenses can be obtained within a specified timeline after hire.
Proven success in a client-centric, proactive sales environment.
Experience building and maintaining relationships with clients and internal partners.
Knowledge of industry regulatory requirements to ensure a compliant control environment.
Excellent written and verbal communication skills.

Technologies

Salesforce CRM

Measures of Success

Growth in net new investment assets in collaboration with Wealth Partners.
Increase in new deposits including checking, savings, and CD balances.
Expansion of lending activity and balances through mortgages, home equity lines, and securities-based lending.
Positive results from client satisfaction surveys.

Compensation

Salary plus opportunity to earn incentive compensation.
Compensation commensurate with experience.

Hours & Schedule

Hours per week: 40.
Work schedule: Monday through Friday, potential Saturday hours.

Background Check

Offer of employment is contingent on successful background checks, which may include initial credit, motor vehicle records, public records, prior employment verification, and criminal history review. Results are assessed according to regulatory requirements and the specifics of the role.

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Wealth Management Private Banker

Fremont Bank Livermore, CA

15d ago

$95k - $129k/yr Full time Advisor Banker Banking

Advisor Banker Banking

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Job Description

The Wealth Management Private Banker role in Livermore, California, with Fremont Bank, collaborates with branch managers, financial advisors, and loan officers to attract high-value clients and deepen relationships by assessing deposit, lending, and investment needs.

Compensation and Location

Salary: USD 95,100 to 129,300 per year. Location: Livermore, CA onsite.

Experience and Education

Minimum of three years of experience in the financial services industry within a commercial, investment, or private banking environment.
Bachelor’s Degree preferred.

Responsibilities

Evaluate client needs, identify opportunities, and provide tailored financial guidance in collaboration with partners or independently to ensure recommendations align with client objectives.
Develop and maintain a robust pipeline of opportunities to meet and surpass targets.
Establish a reputation for excellence and effective execution; build trust with partners by accurately assessing needs to cultivate banking opportunities for their clients.
Serve as the subject matter expert for branch inquiries on available products and services.
Analyze the competitive landscape and craft strategies to retain existing business and win new clients.
Collaborate and communicate effectively with branch managers, associates, and all partners.

Requirements

Bachelor’s Degree preferred.
Minimum three years of financial services experience in a commercial, investment, or private bank setting.
Series 6 and 63 (or 66) securities licenses required; Series 7 preferred.
Proven track record in business development in partnership with centers of influence.
Strong understanding of local community needs and active community involvement.
Knowledge of credit products including residential mortgage products, home equity lines of credit, and commercial credit facilities.
Experience assessing the financial needs of diverse client profiles.
Strong relationship-building skills with clients, branch managers, associates, financial advisors, loan officers, and other product specialists.
Comprehensive knowledge of banking and lending products, including deposits and cash management.
Ability to screen, manage, and decline transactions efficiently while maintaining client relationships.
Excellent business development and marketing capabilities with a consistent track record of top results.
Poise and professionalism when engaging with affluent clients in challenging situations.
Detail-oriented with strong organizational and analytical abilities.
Superior oral and written communication skills and strong presentation abilities.
Ability to meet deadlines and manage client expectations.
Strong collaboration skills in a team-oriented environment.
Completion of formal credit training is strongly preferred.

Benefits

Medical, dental, and vision insurance
Flexible Spending Accounts (FSA, Dependent Care, Health Savings)
Employee Stock Ownership Plan (ESOP)
401(k) with employer match
Performance-based bonuses or incentives
Paid holidays, vacation, and sick time
Free personal checking and savings accounts
Home loan rate discounts
Tuition reimbursement and professional development resources
On-site gym and discounted health club memberships
Employee Assistance Program (EAP)

Position Summary

Fremont Bank, a long-standing Bay Area financial institution, seeks a strategic, hands-on professional to join the Retail Banking team and contribute to the organization’s mission through strong client relationships, community service, and excellence. This is a high-impact role within a mission-driven environment.

Why Fremont Bank

Founded in 1964, Fremont Bank is among the region’s oldest independently owned banks and has earned Top Workplace recognition for many years. The culture prioritizes relationships with clients, colleagues, and the community, emphasizing inclusivity and excellence. The organization supports deep community involvement and local reinvestment through a values-driven, performance-oriented environment.

The Fremont Bank Way

The bank delivers full-service banking with comprehensive financial solutions, modern technology, and exceptional service. The approach emphasizes a no-compromise mindset to help clients reach viable outcomes. Core values include going above and beyond for clients, fostering a supportive environment for associates, and investing in the well-being of the local community.

Position Overview

The Wealth Management Private Banker will collaborate with branch managers, associates, financial advisors, and both commercial and residential loan officers to deliver sound financial guidance on available products and services. The role focuses on acquiring new high-value clients and deepening existing relationships by evaluating deposit, lending, and investment needs.

What Makes Fremont Bank Associates Thrive

Team players who consistently support colleagues
Action-oriented professionals who challenge the status quo
Purpose-driven individuals who understand the bank's community impact

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Mortgage Underwriter

University of Hawaii FCU Honolulu, HI

16d ago

$65k - $75k/yr Full time Banking Compliance Credit Analysis

Banking Compliance Credit Analysis

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Job Description

University of Hawaii FCU offers an onsite Mortgage Underwriter role in Honolulu, HI with a competitive salary and a robust benefits package designed to support your financial security and professional growth. The position provides opportunities for leadership or backup responsibilities within a collaborative Mortgage Lending team.

Benefits

On-demand pay
Medical Insurance (including Drug and Vision; 100% employee self-coverage with optional family subsidy)
Dental Insurance (100% employee self-coverage; affordable family coverage)
Medical and Dental Plan Premium Waiver Option
401(k) Retirement Plan with Employer Match and Non-Elective Contribution
35+ Paid Days Off per year
Vacation Cash-Out Program
Flexible Spending Accounts for Healthcare and Dependent Care
Basic Life Insurance with AD&D
Long Term Disability Insurance
Voluntary Accident Recovery, Critical Illness and Hospital Insurance
Employee Assistance Program (EAP)
Employee Loan Discount
50% Subsidy for Adult Monthly Bus Pass
Cash Reward for Employee Referrals
Work anniversary rewards and gifts
Internal and External Professional Development Opportunities

Responsibilities

Review, analyze, approve, and underwrite complex consumer mortgage requests in line with company and industry guidelines
Assess financial statements, credit reports, and ratios such as debt-to-income and loan-to-value; verify transactions for accuracy; prepare formal reports; ensure document consistency and compliance; apply fraud-detection techniques and perform compliance reviews
Assist with loan restructures per lending guidelines and act as a technical resource for difficult issues
Provide direction, feedback, and training to junior underwriters and processors; mentor staff on credit decisioning and department procedures; deliver technical training for consistency
Assist with processing and closing residential mortgages through all stages to ensure compliance
May serve as team lead and provide performance feedback to less experienced team members
May back up the Supervisor in their absence
Evaluate loans under quality control, internal, and agency guidelines
Ensure accuracy of all loan file information to meet QC standards and investor guidelines
Maintain regulatory compliance and recommend procedural improvements for efficiency
Perform other duties as required

Technologies

Microsoft Office Suite
Loan Origination Systems (LOS)
Automated Underwriting Systems (DU/LP)

Requirements

Basic proficiency with MS Office Suite
Strong understanding of lending regulations
Solid knowledge of processing and underwriting procedures
Strong familiarity with Hawaii real property laws and regulations, including land court, Ohana dwellings, ADUs, lava zones, and various leasehold properties
Proficiency in income analysis for complex scenarios such as variable income, self-employment, retirement, seasonal income, and REO
General understanding of condo projects and agency guidelines for both new and existing properties
Recent direct underwriting experience (3+ years) in Mortgage Loan Operations, including processing and closing conventional first mortgage loans per Fannie Mae, Freddie Mac, and other secondary market guidelines
Experience underwriting loans with mortgage insurance; delegated authority experience is a plus
Familiar with first-time homebuyer programs, down payment assistance, and affordable housing programs offered through federal and state/local agencies such as HHFDC, HHOC, City and County of Honolulu
Experience with Loan Origination Systems (LOS) and Automated Underwriting Systems (DU/LP)
Excellent verbal and written communication skills
Strong analytical, creative, and problem-solving abilities
Ability to prioritize workload and meet deadlines
Ability to work independently and make sound decisions; handle stressful situations
Ability to manually calculate DTI and LTV outside of the LOS
Experience evaluating files for Post-Close QC audits and working on new project developments
Experience leading individuals in a production environment
Experience with government underwriting including FHA, VA, and USDA
Experience underwriting brokered loans through a wholesale channel
Education: High school diploma or GED
Minimum 3 years direct underwriting experience in Mortgage Loan Operations
Onsite work location: Honolulu, Hawaii