Senior Credit Advisor

Overview

This position is with HSBC Global Services Limited and is based in Beverly Hills, California. In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the United States. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position. Our purpose, Opening up a world of opportunity, explains why we exist. At HSBC, we leverage our unique expertise, capabilities, breadth and perspectives to create new opportunities for more than 40 million customers. We bring together people, ideas and capital to foster progress and growth, helping to build a better world for customers, our people, investors, communities and the planet we share. The Senior Credit Advisor will be the go-to expert on all credit and risk based products with emphasis and support to Private Banking relationship managers and business heads.

What you will do

• Identify, structure, negotiate and underwrite new credit opportunities
• Build trust with clients, learn new concepts and research information in real time to deliver creative solutions
• Manage risk and portfolio using credit products

Qualifications and experience

• Experience underwriting from start to finish and producing credit memos for products such as lending secured by marketable securities, single stock, unsecured, Commercial Real Estate, residential mortgages, Hedge Funds, Private Equity Capital Call (PECC/Subscription facilities), art, financial sponsors, unlisted shares (privately held stock), Life Insurance Premium Finance (LIPF), music rights lending, CAT B Foreign Exchange (FX) and derivatives lending, aircraft and yacht lending
• Underwriting includes spread personal financial statements, cash flow analysis and collateral analysis
• Prepare a credit memo that covers: transaction summary, loan structure, covenants, collateral, financial spreads, risk and mitigants, strengths and weaknesses, documentation and recommendations
• Client facing experience and dealing with Private Bank High Net Worth Clients
• Familiar with credit analysis, relationship building and Microsoft Office

Benefits, development and culture

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package, including a robust Wellness Hub, all within a welcoming and inclusive work environment.

You will be empowered to contribute to HSBC’s engagement with the communities we serve through an industry leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You can join our Employee Resource Groups, which play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. We invite you to help us build the bank of the future.

Compensation and location

Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

Location

Beverly Hills, CA 90210

Equal opportunity

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.