Role overview

The Banking and Lending Specialist acts as a client facing banking and lending product expert, collaborating directly with clients and Ameriprise Financial Advisors to address client specific banking and lending needs. The position delivers a premium, white glove service by educating clients on bank deposit and lending solutions, supporting account opening and servicing activities, and strengthening the trusted advisor and client relationship. Reporting to the Banking and Lending Director, this role emphasizes execution, client engagement, and product education with a growth focus.

Key Responsibilities

Collaborate with clients and Ameriprise Financial Advisors to support banking and lending needs aligned with advisor financial planning strategies
Provide high quality, white glove service through prompt responses, clear communication, and personalized client support
Educate clients on bank deposit and lending products, including features, benefits, eligibility requirements, and account structures
Maintain a trusted Advisor/client relationship by delivering consistent, compliant, and professional client interactions
Assist with client acquisition and onboarding of banking and lending products, including checking, savings, CDs, mortgage, home equity, and securities backed lending where applicable
Support account opening, documentation, and servicing processes in line with bank policy and regulatory requirements

Required Qualifications

3 to 5 years of relevant experience in banking, lending, or financial services
Active FINRA Series 7 license or ability to obtain within 90 days
Active FINRA Series 63 or Series 66, or the ability to obtain within 90 days

Preferred Qualifications

Client facing or advisor experience supporting deposit and/or lending products
Strong understanding of banking products and client service expectations
Ability to communicate clearly and professionally with clients and financial advisors
Ability to maintain client confidentiality and adhere to regulatory requirements
Experience in personal banking, lending, or loan origination (Mortgage, Home Equity, Securities Backed Lending)
Experience supporting high net worth or wealth management clients
Prior experience partnering with financial advisors or relationship managers
Experience as a personal banker or in customer service for Checking, Savings, CDs and related services
Strong organizational skills with meticulous attention to detail and follow through
Ability to problem solve and manage multiple client requests simultaneously

About Our Company

We are a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year end 2024. Our team of 22,000 professionals across 19 countries serves more than 3.5 million individual, small business and institutional clients. We are a long time leader in financial planning and advice, a global asset manager and an insurer. Our client focus and solid financial foundation connect Ameriprise Financial, Columbia Threadneedle Investments, and RiverSource Insurance and Annuities. We nurture meaningful careers, invest in the future, and make a positive impact for clients, institutions and communities around the world.

Base Pay Salary

The estimated base salary for this role ranges from $93,400 to $128,400 per year. Our compensation approach is pay for performance. Initial total compensation may vary based on job related knowledge, skills, experience, and geographic work location. Most roles offer variable pay in the form of bonuses, commissions, and/or long term incentives depending on the position. We provide a competitive, comprehensive benefits program that supports health and wellbeing, including vacation time, sick time, a 401(k) plan, and health, dental and life insurance.

Equal Opportunity and Inclusion

Ameriprise Financial is an equal opportunity employer. We evaluate all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity

Banking & Lending Specialist

Job Description