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ITIN Finance Jobs

185 jobs found

Director, Underwriting

FCCI Services Inc. Glen Allen, VA Hybrid

17d ago

$141k - $218k/yr Full time Business Development Client Relations Client Service

Business Development Client Relations Client Service

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Job Description

An experienced Underwriting Director responsible for acquiring and retaining profitable property and casualty accounts with Mid-Atlantic agency partners, managing an underwriting team, and directing underwriting for the Georgia Branch Office with a hybrid work arrangement in Glen Allen, VA.

Responsibilities

Acquire and retain profitable property and casualty accounts with Mid-Atlantic agency partners, driving sustainable growth and profitability across the portfolio.
Manage an underwriting team, providing leadership, mentorship, and performance oversight to achieve production, underwriting standards, and service goals.
Plan, direct and oversee the underwriting function for the Georgia Branch Office in alignment with corporate and regional goals for production, profitability, retention and policyholder service.

Benefits

Flexible Work Environment
Paid Family Leave
Competitive PTO & Holidays
Recognition & Bonus Programs
Medical, Vision, Dental & Life Insurance
Employee Referral Bonus
Paid Volunteer Time
401(k) Match & Profit-Sharing

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Underwriting Consultant - Disability Insurance

MassMutual Boston, MA Remote

23d ago

$93k - $122k/yr Full time Broker Relations Consultant Disability Insurance

Broker Relations Consultant Disability Insurance

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Job Description

The Opportunity

This role targets an experienced Individual Disability Income (DI) Underwriter who values sound judgment, decision making authority, and meaningful work. You will underwrite complex DI cases from start to finish, partnering closely with the field while maintaining the independence needed to make high quality decisions. The environment is fast paced, varied, and grounded in solid underwriting fundamentals, with real autonomy and trust in your expertise. Location: Remote in Boston, MA 02112. The role is 100 percent remote and can be performed from anywhere in the United States.

The Team

Join a close knit, seasoned DI underwriting group where collaboration is genuine. Underwriters here lean on one another, share perspectives, and respect different approaches to risk. Our culture emphasizes resilience, open communication, and comfort with ambiguity. We are undergoing a broader digital transformation, including a future underwriting system upgrade. Transparency matters to us, and we are investing in the long term evolution of how underwriting gets done.

The Impact

Your work directly affects outcomes for customers, distribution partners, and the business. Your underwriting judgment will be heard, respected, and relied upon. This position is for underwriters who want to continue refining their craft, stay close to the work, and grow through complexity, while being supported by leadership that understands DI underwriting and values long term expertise.

Key Responsibilities

Underwrite individual disability income cases end to end, applying sound judgment to accept, modify, or decline risk across medical, occupational, and financial dimensions.
Partner closely with agents, brokers, and field partners to clearly explain decisions and facilitate thoughtful placement of business.
Balance quality underwriting decisions with service expectations, exercising discretion in a fast paced environment.
Collaborate with peers and stakeholders to gather information, assess risk, and continuously improve underwriting outcomes and processes.
Demonstrate the ability to work independently amid ambiguity while contributing to a collaborative, relationship driven underwriting culture.

The Minimum Qualifications

High school diploma or GED
5+ years of proven success underwriting disability insurance in a fast paced work environment
$7K+ approval authority in disability insurance underwriting

The Preferred Qualifications

Bachelor’s degree
8+ years of proven success underwriting individual disability insurance in a fast paced work environment
Approval limits of $10K+ IDI, $15K+ BOE, $250K+ Buy/Sell without a second signature
Business Overhead and Buy Sell disability underwriting
Third party distribution, bank, or wire house underwriting experiences
Industry exams completed, i.e. ALU 101, 201, 202, LOMA, ALMI, FMLI, ALU, FALU, DIA, DIF
Demonstrated knowledge of all aspects of risk selection (medical, non medical, financial)
Ability to think critically, problem solve using data to drive toward resolution
Positive, inclusive, agile, and collaborative mindset
Strong verbal and written communication skills

What to Expect as Part of MassMutual and the Team

Regular meetings with the DI Underwriting Team
Focused one on one meetings with your manager
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability focused Business Resource Groups
Access to learning content on Degreed and other informational platforms
Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
#LI-Remote #LI-JA1

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Loan Support Team Lead (Small Business Credit Underwriting Quality Assurance Team)

KeyBank National Association Amherst, NY Hybrid

26d ago

$71k - $125k/yr Full time Assurance Audit Banking

Assurance Audit Banking

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Job Description

Hybrid remote work arrangement available in Amherst, NY 14226. On-site location is 4224 Ridge Lea Road, Amherst, New York.

Role Overview

This position leads the credit underwriting oversight for the Small Business Credit Underwriting Campus. The role ensures compliance with credit policy, underwriting standards, operational procedures, and regulatory requirements. It oversees the accurate and timely assignment of customer risk ratings using BOT technology and manages quality assurance programs to uphold credit, regulatory, and operational policies. The role drives workflow and process improvements to boost efficiency and client experience while preserving strong risk discipline. It also involves preparing and delivering monthly reporting to monitor productivity, turnaround times, staff performance metrics, and policy and regulatory compliance. The role provides leadership to a team that currently has four direct reports.

Essential Job Functions

Develop and execute quality assurance testing, analysis, and reporting to ensure Small Business credit approvals comply with credit policy, underwriting guidelines, departmental policies and procedures, and regulatory requirements.
Monitor and analyze QA trends and key risk indicators to proactively identify emerging risks and recommend corrective actions.
Design and perform QA testing of Small Business credit decisions to ensure adherence to Small Business decision guidelines and support compliance with Fair and Responsible Banking (FARB) requirements.
Oversee the accurate and timely assignment of customer risk ratings for Small Business credit customers using BOT technology.
Partner with the Department Manager and Operations Manager to ensure all departmental procedures are current, accurate, and reviewed at least annually.
Lead the integration of credit policy changes into Small Business underwriting guidelines and departmental operating procedures, including supporting communication and rollout to underwriting staff.
Identify and recommend workflow, process, and system control enhancements to mitigate risk and strengthen compliance with credit policy, underwriting guidelines, departmental procedures, and regulatory standards.
Collaborate with BRC Risk Advisors and testing teams to manage Governance, Risk, and Compliance (GRC) risks and associated controls.
Support regulatory exams and audits by preparing documentation, responding to inquiries, and coordinating issue resolution.
Contribute to the development of training materials or targeted coaching to address QA findings and improve underwriting consistency.
Promote a strong risk and compliance culture through ongoing engagement with underwriting leadership and staff.
Provide oversight, coaching, and guidance to management assigned staff to support performance, quality, and compliance objectives.

Required Qualifications

Bachelor’s degree with preferred concentration in business or related coursework, or equivalent relevant work experience.
Minimum of five (5) years of experience in a commercial credit underwriting environment, with Small Business credit experience strongly preferred.
Strong working knowledge of Commercial Credit Policies and underwriting standards, preferably with working knowledge of Key's commercial credit policies and underwriting standards.
Recent people management or leadership experience.
Strong knowledge of commercial credit systems and strong technological proficiency.
Proven ability to effectively collaborate with underwriters, risk management, compliance partners, and other key stakeholders.
Demonstrated leadership capabilities, including the ability to motivate, coach, and develop team members.
Excellent interpersonal, communication, and influencing skills.
Ability to work effectively both independently and as part of a collaborative team environment.
Strong organizational and time management skills, with the ability to prioritize and manage multiple responsibilities in a fast paced environment.
Experience supporting regulatory examinations, audits, or internal risk reviews.
Working knowledge of Fair and Responsible Banking (FARB) principles and related regulatory expectations.
Experience leading or supporting quality assurance, risk management, or control functions within a commercial credit environment.
Demonstrated commitment to core values including teamwork, respect, accountability, integrity, and leadership.

Compensation and Benefits

This position is eligible to earn a base salary in the range of $71,000.00 - $125,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Posting Expiration and EEO Information

Job Posting Expiration Date: 03/24/2026

KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.

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Corporate Underwriting Manager

American Modern Insurance Group Amelia, OH Hybrid

1mo ago

Full time Manager Compliance Corporate

Manager Compliance Corporate

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Job Description

Company overview

American Modern Insurance Group, Inc., a Munich Re company, is a leading specialty insurer delivering products for residential property, including manufactured homes and specialty dwellings, as well as the recreational market such as boats, personal watercraft, classic cars, and more. The organization issues admitted products across all 50 states and processes about $2.2 billion in annual premiums. Headquartered in Amelia, Ohio, with colleagues nationwide, American Modern operates within Munich Re’s Global Specialty Insurance division. Our team members enjoy opportunities to advance their careers in a flexible environment that supports work-life balance.

Position details

Location: Amelia, OH, Hybrid remote (hybrid work arrangement with consideration for remote) • Job type: Full-Time • Work mode: Hybrid • Job level: Management & Leadership • Job ID: 12352 • Level: 08 • Hiring manager: Kerri Coburn • #LI-SF1

Purpose

The Corporate Underwriting Manager oversees the Underwriting Management Ecosystem to drive portfolio optimization and quality assurance. This role ensures the company operates within its underwriting risk appetite while navigating market cycles. It uses strategic risk management to build portfolio resiliency, enabling intelligent growth and sustainable profitability, aligned with underwriting excellence. The position actively maintains underwriting discipline during shifting market conditions and ensures delegated underwriting authority is exercised consistently within defined risk tolerances.

Key responsibilities

Underwriting Management

Maintain and supervise the Underwriting Management Ecosystem, including referral requirements to shape the portfolio
Develop underwriting strategies for the target portfolio
Oversee Delegated Underwriting Authority (DUA) consultations and reviews to ensure alignment with business goals
Ensure adherence to Munich Re and Global Specialty Insurance guidelines
Use predictive analytics to identify and address potential financial risks, threats, or opportunities to proactively manage underwriting risk amid evolving market conditions
Keep the company-wide Underwriting Strategy current and aligned with the organization’s risk appetite

Delegated Authority & Large Deal Oversight

Review outputs from Delegated Underwriting Authority and Account Reviews to confirm decisions support business objectives
Manage and/or perform annual Large Deal Referral analyses

Required technical skills

Underwriting portfolio and exposure analysis
Governance and review execution for Delegated Underwriting Authority
Advanced data analysis and modeling analytics
Process design, standards development, and documentation methods

Education, Certification, & Designations

Bachelor’s degree in finance, business, risk management, or a related field (or equivalent experience)
7+ years of experience in underwriting, underwriting governance, risk management, or related insurance roles
Proven experience collaborating across functions and influencing outcomes without direct authority
Strong analytical, communication, and documentation skills

Benefits and compensation

We offer a comprehensive benefits package designed to support employees and their families, including:

Two options for health insurance plans (PPO or High Deductible)
Supplemental Life and AD&D plans available for self and dependents (spouse/domestic partner and children)
Voluntary benefits to complement health and life coverage (Accident, Critical Illness, Hospital Indemnity)
Prescription drug coverage included with health plan
Short and Long Term Disability coverage
Vision and dental insurance plans

Robust 401(k) plan with up to a 5% employer match
Retirement savings plan fully funded by the company
Paid time off starting at 24 days per year, with additional days for milestone anniversaries
Eligibility for a yearly bonus as a Munich Re employee
Various health and wellness programs provided at no cost
Hybrid work environment offering flexible location options
On-site cafeteria with corporate subsidy and a We Proudly Serve coffee shop
On-site complimentary workout facility and walking trails
On-site wellness center with nurse practitioner
Financial support for adoptions and infertility treatment
Paid time off for eligible family care needs
Tuition assistance and educational achievement bonuses
Free parking
Corporate matching gifts program to enhance charitable giving
Paid time off to volunteer in the community

Diversity, inclusion, and sponsorship

American Modern values diversity and inclusion and strives to build a workforce reflected in the communities we serve. We aim for a respectful, inclusive, and empowering workplace where all colleagues feel valued and able to perform at their best. We are an equal opportunity employer. Reasonable accommodations may be provided to enable individuals with disabilities to perform essential functions. Applicants requiring employer sponsorship of a visa will not be considered for this position.

Additional information

We are committed to providing an inclusive environment and supporting colleagues with a broad range of talents and experiences.

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Correspondent Underwriting Team Lead

Citi O'Fallon, MO

1mo ago

$0k - $1k/yr Full time Appraisal Compliance Correspondent

Appraisal Compliance Correspondent

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Job Description

Overview

The Credit Underwriting Team Lead is a senior professional role that blends deep specialty knowledge with a solid grasp of industry standards and practices. This position requires a clear understanding of how the underwriting team collaborates with other areas to achieve the objectives of the subfunction and job family. It relies on analytical thinking and familiarity with data analysis tools and methodologies, and involves breaking down information in a structured, communicable way. Developed communication and diplomacy skills are essential for sharing potentially complex or sensitive information. The role carries moderate but direct impact through close involvement with the business’s core activities. The quality and timeliness of services provided influence the effectiveness of the team and related groups.

Responsibilities

Provide support to the underwriting manager in workflow management, review of underwriting pipeline reports, and escalation handling.
Conduct daily pipeline reviews to ensure loans are processed within business service level agreements.
Support training for new hires.
Underwrite highly complex transactions and remain in production as needed to maintain signing authority.
Analyze loan scenarios and respond to escalated loan questions with resolutions.
Evaluate procedures to identify more efficient and cost-effective workflow approaches.
Serve as the Underwriting Subject Matter Expert for special projects.
Maintain Daily Control Tracking reports for ARCMs (Activities, Risks, Controls, and Monitoring) and distribute to appropriate channels.
Adhere to policy, applying sound ethical judgment regarding personal conduct and business practices, and escalate, manage, and report control issues with transparency.
Perform other duties and functions as assigned.

Qualifications

Minimum of 5 years of related experience, including underwriting agency, non-agency, and appraisal review.
Demonstrated experience as a mentor and leader.
Strong understanding of complex mortgage transactions and tax return analysis.
Excellent written and verbal communication, analytical, problem-solving, and decision-making skills.

Education

High school diploma.
Bachelor’s/University degree or equivalent experience preferred.

Job Details

Job Family Group: Risk Management
Job Family: Credit Risk
Time Type: Full time
Primary Location: Ofallon Missouri United States
Primary Location Full Time
Salary Range: $89 010,00 - $124 190,00

Location

O'Fallon, MO 63368

Benefits and Compensation

In addition to salary, Citi’s offerings may also include discretionary and formulaic incentive and retention awards. Citi provides competitive employee benefits, including medical, dental and vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Paid time off packages include planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Medical, dental and vision coverage
401(k) retirement plan
Life, accident and disability insurance
Wellness programs
Paid time off for vacation, sick leave, and holidays

Skills

Most Relevant Skills

Analytical Thinking
Constructive Debate
Escalation Management
Financial Analysis
Policy and Procedure
Policy and Regulation
Product Knowledge
Risk Controls and Monitors
Risk Identification and Assessment

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date

March 17, 2026

Equal Opportunity and Accessibility

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Accessibility

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi.

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Credit Underwriting Associate - Institutional Credit Management

Citi New York, NY

1mo ago

$109k - $164k/yr Full time Asset-Backed Securities Associate Credit

Asset-Backed Securities Associate Credit

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Job Description

Responsibilities

Collaborate with the Origination team on pre-screening new deal opportunities, initial collateral analysis, preliminary financial analysis, and the preparation of greenlight memoranda.
Participate in due diligence sessions and document client/industry performance, financial trends, and collateral characteristics.
Propose internal risk ratings, update relevant scorecards, monitor limits, and oversee data accuracy to ensure compliance with business and institutional guidelines.
Draft credit approval memos for review by senior Underwriters and submit for Risk approval through internal processes and system workflows.
Review servicer reports for collateral eligibility, covenant compliance, data integrity, and Borrowing Base coverage; identify deteriorating asset performance and stay informed on asset industry trends and borrower-specific events.
Provide the Origination team with requested historical asset performance data and other ad hoc credit-related requests.
Validate Borrowing Base models for each new deal and for subsequent changes.
Serve as maker/checker for various internal databases; ensure data accuracy and complete reflection of facility changes across internal systems.
Play an integral role in the credit approval process for post-closing amendments, consents, and waiver requests.
Coordinate with the Audit manager and senior Underwriters on audit-related matters (e.g., scope revisions, timely review); support follow-up, negotiation, and implementation of remedial actions with servicers for major exceptions noted in audits.
Maintain organized credit files for credit, regulatory, and compliance purposes.
Prepare and present Quarterly Portfolio Reviews to business management and Risk.

Qualifications

Credit experience (preferably in structured finance/securitization) within a financial institution, rating agency, financial guarantor, or asset management firm.
Proficiency in Excel and PowerPoint.
Strong oral and written communications skills enabling effective interaction with internal and external stakeholders at all levels.
Attention to detail and a strong sense of ownership; diligent, capable of multi-tasking, and eager to learn and advance.
Ability to work independently within a team to meet deadlines and proactively escalate with other Underwriting or Origination team members to mitigate credit and operational risks.

Additional Qualifications

2–5 years of relevant Securitization / Consumer ABS experience.
Degree in quantitative fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.
Previous experience in credit risk management or equivalent training, preferably in the financial services industry.
Ability to apply credit and risk principles toward business goals.
Demonstrated ability to synthesize, prioritize, and drive results with a high sense of urgency.
Highly organized with the capacity to work in a fast-paced environment, managing multiple projects, and possessing strong interpersonal, organizational, and analytical skills.

Education

Bachelor's/University degree or equivalent experience.

Details

Location: New York, NY

Time Type: Full time

Job Family Group: Risk Management

Job Family: Credit Risk

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AWM, Private Bank, Lending/ Underwriting, Analyst, New York

Goldman Sachs New York, NY

1mo ago

$75k - $125k/yr Full time Analyst AWM Banking

Analyst AWM Banking

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Job Description

Location

New York, NY 10282

Overview

Within Asset & Wealth Management (AWM), Goldman Sachs helps clients worldwide achieve their financial objectives through advisory planning, investment management, banking, and tailored lending solutions. The Private Bank provides borrowing and cash‑management products from Goldman Sachs Bank USA, integrated with each client’s broader wealth strategy. Our lenders and specialists craft bespoke solutions secured by a diverse range of asset classes, including marketable securities, alternatives, residential and commercial real estate, and unique assets such as aviation, fine art, and private holdings.

Your Impact

The Underwriting Analyst is an entry‑level role designed to support all facets of the Private Bank's credit underwriting process. Analysts focus on data gathering, preliminary financial analysis, exposure tracking, and documentation support. The role is structured to build foundational credit skills and provide exposure to a wide array of wealth‑driven lending solutions.

Key Responsibilities

Financial & Credit Analysis Support
- Collect and organize financial statements, tax returns, liquidity reports, and collateral documents.
- Prepare initial financial spreads, liquidity analyses, and exposure summaries.
- Assist with marketable securities analysis, LTV calculations, and collateral coverage reviews.
- Support Analysts and Underwriters with initial drafting of memo components and client summaries.
Operational & Execution Support
- Maintain credit files, internal databases, exposure systems, and workflow trackers.
- Support the documentation and closing process by coordinating with Legal, Compliance, and Operations.
- Perform data integrity checks and prepare materials for credit meetings and committee packages.
Risk & Controls
- Ensure that required documentation is collected and maintained in accordance with policy.
- Support periodic monitoring activities, including annual reviews, covenant checks, and collateral revaluations.
- Assist in identifying discrepancies or red flags in client information and escalate appropriately.
Collaboration
- Work closely with Associates, Underwriters, Bankers, and Risk to ensure timely, accurate execution.
- Participate in team meetings, training sessions, and underwriting discussions.

Qualifications

Required

1–3 years of experience in finance, credit analysis, accounting, or related fields.
Strong analytical skills and proficiency with Excel and financial statement review.
High level of accuracy, organization, and attention to detail.
Strong communication skills and eagerness to learn credit fundamentals.

Preferred

Internship or experience in private banking, corporate lending, wealth management, or credit operations.
Exposure to financial modeling or analysis coursework.

Salary Range

The expected base salary for this New York, New York, United States-based position is $75,000–$125,000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end.

Benefits

Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here.

We Offer Best-In-Class Benefits

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.