Credit Research

Credit Research Finance Jobs

24 jobs found

Risk Management - Real Estate Credit Risk Associate

JPMorganChase Chicago, IL

15d ago

$125k - $140k/yr Full time Associate Banking Client Relations

Associate Banking Client Relations

Apply Now

Job Description

Join JPMorganChase's Commercial and Investment Bank Real Estate Credit Risk team in Chicago, where independent risk assessment and credit approvals drive lending decisions across real estate clients. As a Risk Management - Real Estate Credit Risk Associate, you'll evaluate risk and support approvals for loans and lending-related transactions spanning real estate, lodging, gaming, homebuilding, and real estate services. The role is onsite in Chicago with a compensation range of USD 125,000 to 140,000 per year.

Responsibilities

Perform credit analyses and support senior credit officers in approving lending and trading transactions, including operating exposure considerations, either individually or as part of a deal team
Prepare credit approval memos that present historical financial statements, related financial analysis, and forecasts of cash flows for large corporate borrowers
Develop a forward-looking view of a company’s business, finances, and sector risks
Oversee and monitor a portfolio of client credit exposures across industries on an ongoing basis
Contribute to negotiating, finalizing, and executing documentation for loans and derivatives
Assess risk ratings and maintain updated credit research on the client portfolio
Oversee the CRE portfolio and participate in portfolio management and surveillance initiatives

Requirements

Bachelor’s degree in Finance, Accounting, Business, Economics or a related field
Minimum of four years of professional experience in corporate/commercial credit, investment banking, or relevant roles within financial services or risk agencies
Solid academic grounding in accounting principles, corporate finance, capital markets products, and macroeconomics
Strong financial analysis and modeling capabilities
Excellent verbal and written communication and interpersonal skills
Proficiency with Microsoft Office Suite, including Excel, PowerPoint, and Word

Technologies

Microsoft Office Suite
Excel
PowerPoint
Word

Benefits

Comprehensive medical and health coverage
On-site health and wellness facilities
Retirement savings plan
Backup childcare support
Tuition reimbursement program
Mental health resources
Financial coaching services

View full job page →

Senior Equipment Finance Underwriter

Wells Fargo Chicago, IL Hybrid

15d ago

$100k - $179k/yr Full time Senior Analyst Banking

Senior Analyst Banking

Apply Now

Job Description

Hybrid remote in Chicago, IL with Wells Fargo’s Commercial Bank offers a clear path to advance in equipment finance underwriting. The Senior Equipment Finance Underwriter role carries a salary range of USD 100,000 to 179,000 per year and supports a hybrid work arrangement. You will lead or participate in underwriting moderately complex equipment loan and lease requests, maintain risk ratings, and partner across internal teams to achieve business objectives.

Benefits

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

Responsibilities

Lead or participate in researching and underwriting the creditworthiness of moderately complex commercial or business loan and lease requests within the Equipment Finance Underwriting function
Review and research moderately complex requests that require in-depth evaluation
Perform periodic reviews on assigned portfolio credits
Maintain risk ratings and other relevant data in systems of record
Approve loans or leases within delegated credit authority and recommend transactions beyond that authority
Collaborate with Equipment Finance Underwriting peers, colleagues, and middle-level managers to achieve business objectives
Work with internal and external business partners to gather information needed to make informed decisions

Requirements

4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Technologies

Microsoft Office Suite (Excel, Word, PowerPoint)

Job expectations

This position is not eligible for Visa sponsorship
The role offers a hybrid work schedule, with 4 days in the office and 1 day remote
Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

Pay ranges by location

Minneapolis, MN Pay Range: USD 110,000–179,000 per year (range may not apply to other locations)
Chicago, IL Pay Range: USD 110,000–179,000 per year (range may not apply to other locations)

View full job page →

AVP / VP, Relationship Manager - Corporate Banking (Japanese bilingual)

Mizuho Americas San Francisco, CA

17d ago

$110k - $150k/yr Full time Manager Marketing AVP

Manager Marketing AVP

Apply Now

Job Description

The AVP / VP, Relationship Manager - Corporate Banking (Japanese bilingual) at Mizuho Americas focuses on developing and managing relationships with corporate clients, emphasizing origination and portfolio risk. The role involves presenting corporate banking product solutions, closing sales, and overseeing relationship profitability and risk within delegated authority.

Responsibilities

Develops and executes a tailored business development plan and client calling schedule aligned with the bank's strategy. Identifies opportunities, seeks referrals, conducts market research, and prepares for calls by understanding the client company, its industry, and needs while setting objectives for each relationship.
Maintains regular contact with existing clients and meets with their financial officers. Discusses and promotes the full range of corporate banking products and services, explores financing opportunities and business conditions, and assists in forecasting clients' finances to craft solutions. Engages product specialists as needed to support problem solving or transaction structuring.
Negotiates transactions, prices products to target returns, documents and closes deals in line with Bank policies and regulatory requirements. Applies sound credit and risk judgment when presenting transactions for approval and delivers recommendations to senior management.
Collaborates with other Bank units to define responsibilities and align objectives across product areas for a relationship or transaction. Resolves client needs and coordinates with other departments to address concerns.
Monitors relationship plan results and account activity to determine client profitability. Builds relationships with industry contacts and strategic partners, identifies accounts for development or removal, and prepares management reports.
Ensures timely monitoring of the assigned portfolio for quality and risk, detects changes in credit quality early, analyzes problem credits, and develops solutions with clients to minimize loss exposure. Conducts ongoing credit reviews and communicates changes to maintain accurate risk grading, proposing action plans for adversely graded relationships.
Maintains awareness of competitive products, pricing, and market changes within the area.
Prepares credit recommendations, coordinates amendments and renewals, and performs periodic credit rating reviews. Ensures documentation integrity and regulatory compliance.
May serve as a product specialist, acting as a technical consultant to clients and Relationship Managers across various segments and locations. May develop and deliver client and staff training, and provide guidance to junior Relationship Managers and Credit Analysts.
Participates in civic and community affairs as appropriate and maintains current knowledge of banking laws, regulations, policies, and procedures to ensure full compliance.

Requirements

Bachelor's degree or higher in Finance, Accounting, Business or Economics
Working experience in the banking industry is a plus
Bilingual Japanese and English

Technologies

MS Office

Benefits

Medical
Dental
401K plans
Discretionary bonus

Other Requirements

Mizuho maintains a hybrid working program with varying remote work opportunities depending on role, department needs, and local laws and regulatory obligations. Some roles require greater in-office presence, which will be communicated during the recruitment process.

Company Overview

Mizuho Financial Group, Inc. is a global banking group and one of the largest banks in the world by total assets, with assets of approximately $2 trillion. The organization employs about 60,000 people globally and serves clients in 35 countries with 800 offices across the Americas, Europe, the Middle East, Africa, and Asia. Mizuho Americas delivers corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring, and private capital advisory services.

Why Mizuho

Mizuho is in growth mode, pursuing top-tier performance while reshaping industry benchmarks. The firm offers opportunities across corporate functions and in corporate and investment banking, capital markets, advisory, research, sales and trading, derivatives, and financing teams. Candidates are encouraged to contribute to an entrepreneurial culture that values idea sharing, creativity, and client-focused solutions. If you seek a career with a growth mindset within a global financial services team, this is a position to consider.

View full job page →

Senior Credit Advisor

HSBC Global Services Limited Beverly Hills, CA

17d ago

Full time Senior Advisor Client Relations

Senior Advisor Client Relations

Apply Now

Job Description

Join HSBC Global Services Limited in Beverly Hills as a Senior Credit Advisor. This onsite role emphasizes partnering with Private Banking relationship managers and business heads to identify, structure, negotiate, and underwrite new credit opportunities while actively managing risk and portfolio considerations. The position offers a robust benefits package, strong professional development, and a welcoming, inclusive culture.

Benefits

Tailored professional development opportunities
Robust Wellness Hub
Competitive pay and benefits package
Welcoming and inclusive work environment
Industry-leading volunteerism policy
Generous matching gift program
Comprehensive program of immersive Sustainability and Climate Change Initiatives
Employee Resource Groups

Responsibilities

Identify, structure, negotiate, and underwrite new credit opportunities
Build trust with clients, learning new concepts and researching information in real time to provide creative solutions
Handle risk and portfolio management with credit products

Requirements

Experience in underwriting from start to finish credit memos for the following credit products: Lending secured by marketable securities, single stock, unsecured, Commercial Real Estate, residential mortgages, Hedge Funds, Private Equity Capital Call (PECC/Subscription facilities), art, financial sponsors, unlisted shares (privately held stock), Life Insurance Premium Finance (LIPF), music rights lending, CAT B Foreign Exchange (FX) and derivatives lending, aircraft and yacht lending
Create Credit memo that discusses: transaction summary, structure of loan, covenants, collateral, financials spreads, risk and mitigants, strength and weakness, documentation, recommendation
Client facing experience and dealing with Private Bank High Net Worth Clients
Familiar with credit analysis
Relationship building
Microsoft Office

View full job page →

Tax Controller

Aurora Consulting Group, LLC United States Remote

19d ago

$72k - $90k/yr Full time Accounting Compliance Controller

Accounting Compliance Controller

Apply Now

Job Description

The remote Tax Controller role serves as the firm's technical authority on accounting accuracy and tax matters, overseeing bookkeeping by CSMs, tax planning and compliance, and reporting to the Client CFO.

Responsibilities

Review financial statements prepared by CSMs for accuracy, completeness, and compliance.
Ensure proper account classifications, reconciliations, and documentation standards.
Identify discrepancies and provide corrective guidance.
Approve finalized financials prior to advisory distribution.
Maintain and improve accounting SOPs and documentation standards.
Delegate technical tasks appropriately while maintaining review authority.
Prepare and review federal, state, and local tax returns for business and individual clients.
Lead tax planning strategies aligned with client business structures.
Prepare tax projections and advisory tax calculations.
Compute and apply applicable tax credits.
Oversee e-filing processes and ensure timely submission.
Ensure timely tax payments.
Manage multi-state filing requirements and Nexus considerations.
Monitor regulatory changes and adjust client strategy accordingly.
Ensure financial records comply with current tax regulations.
Serve as internal resource on complex accounting and tax matters.
Provide technical coaching to CSMs to improve accuracy and consistency.
Participate in performance evaluation discussions by providing technical input to the Client CFO.
Conduct internal training sessions to keep the team current on tax and accounting developments.
Support firm-wide quality control standards.
Communicate tax strategies and compliance requirements clearly to clients.
Provide informed tax guidance tailored to each client’s structure.
Collaborate with the Client CFO during strategic client discussions when tax expertise is required.
Build professional, trust-based client relationships.

Requirements

EA or CPA preferred (minimum CTEC license required).
Minimum 3 years of accounting experience with strong emphasis on tax for small businesses.
Comprehensive understanding of current tax laws and accounting standards.
Experience working in a fully remote, paperless environment.
Proficiency in cloud-based systems (QBO, ProConnect, CRM platforms, etc.).
Strong understanding of digital security best practices.
Excellent written and verbal communication skills.
Strong analytical, research, and problem-solving abilities.
Exceptional attention to detail.

Technologies

QuickBooks Online (QBO)
ProConnect
CRM platforms

Benefits

401(k)
401(k) matching
Dental insurance
Flexible schedule
Health insurance
Life insurance
Paid sick time
Paid time off
Professional development assistance
Profit sharing
Retirement plan
Vision insurance
Work from home

Workflow & Role Alignment

The CSM produces all bookkeeping and accounting work.
The Client Controller reviews and approves financial statements for accuracy and completeness.
The Controller maintains final authority over accounting accuracy and tax matters.
Once approved, financials are delivered to the Client CFO for advisory interpretation and strategy.
The Controller collaborates with the CFO to align tax positioning with broader business strategy.

Cultural & Professional Standards

Resilient and Positive – Handles setbacks with professionalism and maintains a constructive mindset.
Supportive Team Player – Celebrates the success of colleagues and contributes to a collaborative environment.
Open-Minded and Inclusive – Respects diverse approaches and avoids unnecessary criticism.
Calm and Professional Under Pressure – Maintains composure and respectful conduct in challenging situations.
Clear and Respectful Communicator – Engages thoughtfully and communicates openly and professionally.
Strategic and Organized – Develops thoughtful plans and executes in a structured manner.
Ethical and Values-Driven – Demonstrates integrity, fairness, and discretion.
Detail-Oriented and Accurate – Maintains high standards of precision.
Analytical and Insightful – Evaluates information to support sound decisions.
Research-Oriented and Inquisitive – Gathers relevant information and synthesizes findings effectively.
Efficient and Results-Driven – Delivers high-quality work while managing time and resources responsibly.
Proactive and Forward-Thinking – Anticipates challenges and acts early.
Solution-Oriented – Focuses on actionable next steps.
Innovative and Improvement-Focused – Seeks opportunities to enhance systems and processes.
Receptive to Feedback – Welcomes constructive input.
Accountable and Self-Reflective – Takes ownership of outcomes without shifting blame.
Patient and Adaptable – Demonstrates flexibility when circumstances change.
Focused on What Can Be Controlled – Prioritizes productive action over unnecessary worry.

Performance Expectations / KPIs

Workflow Discipline – Daily timesheet compliance
Accounting Accuracy – Financial statement error rate
Accounting Accuracy – Timeliness of review and approval
Accounting Accuracy – Documentation completeness standards
Accounting Accuracy – Reduction in rework or corrections
Tax Compliance – On-time filing percentage
Tax Compliance – Accuracy of tax returns
Tax Compliance – Quality and defensibility of tax planning
Tax Compliance – Mitigation of audit exposure
Technical Leadership – Improvement in CSM accuracy over time
Technical Leadership – Internal training sessions conducted
Technical Leadership – SOP development and refinement
Collaboration – Alignment with Client CFO on client strategy
Collaboration – Clear tax communication to clients
Collaboration – Proactive identification of tax risks or savings opportunities

Position Disclaimer

This job description outlines the primary responsibilities and expectations of the role. Duties may evolve as business needs change.

Job Types

Full-time
Part-time

Pay

USD 72,262.35 - 89,724.55 per year

Expected Hours

25 – 40 hours per week

Location

Remote (United States)

Reporting Structure

Reports To: Client CFO. Provides Technical Oversight To: Client Service Managers (CSMs).

View full job page →

Credit Analyst, Associate Director - Insurance - New York

Fitch Ratings New York, NY

20d ago

$115k - $135k/yr Full time Analyst Associate Client Relations

Analyst Associate Client Relations

Apply Now

Job Description

Fitch Ratings invites qualified professionals to join our North American Insurance group as Associate Director – Insurance. In this onsite role based in New York, you will lead credit analysis on a portfolio of property/casualty or life insurers, engage with management and investors, and present to rating committees. You will support the ratings process across a focused set of insurers, contribute to company and industry research, and participate in stakeholder discussions, with limited travel.

What we offer

Fitch Ratings provides a range of credit ratings, research, and data services to help investors make informed decisions.
The Financial Institutions Group focuses on ratings and analysis for banks, insurance companies, and other financial institutions.
Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.

Responsibilities

Lead coverage on a portfolio of property/casualty or life insurance companies
Interact with management of property/casualty or life insurance companies
Prepare rating committee packages
Present rating committee packages
Participate in rating committees
Write company research
Contribute to insurance industry research
Participate in analytical projects utilizing industry financial data sources
Back-up coverage on selected insurance companies
Maintain files in accordance with company policies

Requirements

Bachelor’s degree
5-7 years of relevant experience in property/casualty or life insurance analysis or in a strategic planning, financial management or actuarial position within the insurance industry; offers will be aligned to the level appropriate to the candidate’s experience
CFA, MBA, CPA or actuarial designations are a plus but not required
Self-motivated professional
Strong analytical, quantitative, and organizational skills
Excellent written and verbal communication skills
Ability to shift fluidly between multiple projects as priorities change
Ability to excel in a team-oriented environment
Proficiency in Excel and Word
Strong candidates with less experience may be considered at varying levels

Compensation (New York)

Base pay for this role is typically between $115,000 and $135,000. Actual salaries are determined on an individual basis and may vary based on education, training, experience, past performance, and other job-related factors. Base pay is one component of Fitch’s total compensation package, which may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits.

View full job page →

【Up to $120K】Japanese Bilingual Sales Manager - Cash Management Sales #11177

Leverages U.S. Inc. (Shigotosagashi.com) New York, NY

21d ago

$100k - $120k/yr Full time Manager 【up #11177

Manager 【up #11177

Apply Now

Job Description

Position Overview

Our client, a Japanese bank, is seeking a Sales Manager to lead the global transaction banking efforts from New York. Location: New York, NY 10040. This is a direct-hire, full-time role with a salary range of $100,000 to $120,000 per year.

Department Focus

Global Transaction Banking Americas (GTBA) offers a broad set of transaction banking solutions, including payments and collections, cash management, liquidity management, trade finance (conventional letters of credit, supply chain finance, standby letters of credit), Commercial Card, foreign exchange, and treasury-related products. GTBA targets corporate clients, primarily Japanese and US-based companies.

Summary

The role focuses on expanding the global transaction banking business and increasing revenue from a diverse client base by delivering a suite of global cash management services, covering domestic US cash management as well as cross-border and global cash management and card services.

Principal Duties and Responsibilities

Develop and execute a comprehensive portfolio sales plan to meet revenue targets and key performance indicators
Proactively originate, cultivate, and manage new and existing target clients for domestic, cross-border, and global transaction banking opportunities (cash management and FX)
Lead and manage the sales process as appropriate
Create compelling sales materials for client presentations
Respond to Requests for Proposals by forming the deal team, evaluating the RFP, making go/no-go decisions, defining the proposed solution, coordinating and drafting responses, submitting the final proposal, pitching, and coordinating with relevant teams to close and implement
Develop and maintain a robust sales pipeline
Represent the bank at industry conferences
Research regulatory and tax issues related to corporate cash and treasury management
Maintain and promptly update customer files, including call reports
Create internal applications to support the approval process
Collaborate with teams implementing cash management services
Contribute to expanding knowledge of cash and treasury management within the team
Perform other sales duties as needed
Partner with Product Management teams within GTBA and Japan to understand offerings, gather client needs and market trends, and provide feedback on products and market developments
Provide client updates on issues affecting product competitiveness and incorporate these insights into department plans and initiatives
Work with Relationship Managers in the Americas and Japan to proactively pursue opportunities and develop Product Account Plans for designated clients to increase wallet share
Build strong client relationships, including those responsible for cash management, treasury, and procurement; conduct standalone or joint client calls to present transaction banking solutions

Collaboration and Product Feedback

Establish strong working relationships with Product Management teams in GTBA and Japan, gaining a practical understanding of product offerings
Provide updates on client needs and market pricing and trends to Product Management and the broader team

Qualifications

Bilingual in Japanese and English; Spanish is a plus
5 to 7 years of experience in transaction banking
Experience managing relationships for Japanese subsidiaries operating in the Americas is preferred, but not essential if the candidate has substantial commercial banking client experience
Broad knowledge of cash management services
Strong understanding of working capital solutions, corporate treasury management practices, advisory services, and credit
Knowledge of regulatory policies and procedures
Ability to travel as needed
Documented success in achieving new business and annuity sales targets
Ability to coordinate deal activity across regions, branches, and departments
Hands-on, proactive approach to navigating internal process complexity
Demonstrated leadership and teamwork in a multi-cultural environment
Ability to work with staff at all levels; strong stakeholder management and interpersonal skills
Strong presentation, organizational, and planning skills
Proficiency with Microsoft Office applications (Excel, PowerPoint, Word)