Credit Analyst, Associate Director - Insurance - New York

Overview

Requisition ID: 49687 | Business Unit: Fitch Ratings | Category: Credit Analysis & Research | Location: New York, NY, US | Date Posted: Mar 23, 2026

About Fitch and the culture

Fitch maintains an open culture that welcomes input from employees at all levels. Your insight will be heard and can influence outcomes. We value diversity and authenticity, promoting an inclusive and progressive environment. Fitch supports ongoing dialogue on diversity, equity, and inclusion. Employee Resource Groups enable colleagues with shared backgrounds or life experiences to connect for professional and personal support.

Role overview

Associate Director – Insurance in Fitch Ratings' North American Insurance group delivers credit analysis for insurance companies and their debt instruments in the United States, Canada, and Bermuda. The department includes 18 credit analysts and staff in Chicago and New York and is part of a global insurance team of roughly 70 across North America, Europe, Africa and the Middle East, Asia Pacific, and Latin America. Coverage spans Life, Property/Casualty, Reinsurance, Health, Mortgage, Title, Captives, Financial Guaranty, and Insurance-Linked Securitizations.

The position is for a Director-level role to provide credit analysis for the North American Insurance Group, focusing on Property/Casualty or Life Insurance in either Chicago or New York. The job title and duties will reflect relevant experience and tenure. As a team member, you will manage a varied portfolio of regulated insurance companies, holding companies, and issuances in the chosen space, as lead or secondary analyst. The envisaged portfolio comprises approximately 10 credits as lead and 4 as secondary. You will monitor company news and financial results to identify events or trends affecting ratings and will hold meetings with senior management of rated entities. You will present and discuss rating recommendations, participate in internal rating committees, and communicate Fitch’s opinions externally. You will contribute to sector commentary and topical research and engage with investors, bankers, and rated insurers. Some travel is required, though currently limited by the pandemic.

What we offer

Fitch Ratings provides credit ratings, research, and data services to support investor decisions. The Financial Institutions Group focuses on ratings and analysis for banks, insurance companies, and other financial institutions. Fitch operates globally in more than 30 countries, enabling collaboration with diverse teams and clients worldwide. Responsibilities include leading coverage on a portfolio of property/casualty or life insurers, engaging with management, preparing and presenting rating committee packages, participating in rating committees, writing company research, contributing to insurance industry research, participating in analytical projects using industry data, backing up coverage on selected insurers, and maintaining files in line with policy.

What you need to have

• Bachelor’s degree
• 5-7 years of relevant experience in property/casualty or life insurance analysis, or in strategic planning, financial management, or actuarial roles within the insurance industry. The offer level will reflect experience.
• CFA, MBA, CPA, or actuarial designations are a plus but not required.
• Self-motivated professional with strong analytical, quantitative, and organizational skills.
• Excellent written and verbal communication abilities.
• Ability to manage multiple projects as priorities shift; thrives in a team environment.
• Proficiency in Excel and Word.
• Strong candidates with less experience may be considered at varying levels.

What would make you stand out

The role suits individuals with prior analytical experience seeking further development in an intellectually rigorous yet supportive environment. Fitch’s insurance analysts come from diverse backgrounds, including career financial/credit analysis, professional services, or financial/operational roles within insurers.

Why Fitch

Fitch Group brings together global perspectives to achieve outcomes beyond what individuals could accomplish alone. Every team member plays a vital role, and a diverse culture fosters open idea sharing and meaningful impact, regardless of seniority. We are building remarkable things and invite you to join us. Fitch Group operates globally in more than 30 countries and is wholly owned by the Hearst Corporation, comprising Fitch Ratings, Fitch Solutions, and Fitch Learning. For more information, please visit our websites. Fitch is committed to objective, timely, independent, and forward-looking credit opinions in global securities markets. To safeguard credibility and avoid conflicts of interest, employees must disclose holdings and potential conflicts before starting employment, and may be asked to divest if necessary. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. Qualified applicants are considered without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other protected statuses.

Compensation and location

For New York roles, the expected base pay range is $115,000 to $135,000. Actual salaries are determined on an individualized basis and may vary based on education, training, experience, past performance, and other job-related factors. Base pay is part of Fitch’s total compensation package, which may also include commission, discretionary bonuses, long-term incentives, and other benefits.