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62 jobs found

Senior Wealth Advisor SAFE ACT

Citi San Francisco, CA

1mo ago

$70k+/yr Full time Senior Act Advisor

Senior Act Advisor

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Job Description

Role overview

The Senior Wealth Advisor SAFE Act is a strategic professional who keeps pace with developments in their field and helps shape directional strategy by applying insights to their role and the business. They are regarded as a technical authority within a specific area of the business and maintain basic commercial awareness. Collaboration with multiple colleagues who provide similar subject matter expertise is common. The role requires refined communication and diplomacy to guide, influence, and persuade others, including colleagues in other areas and occasional external clients. The position carries significant impact on the area through complex deliverables and provides advisory support related to the technology or operations of the business. Work in this capacity affects an entire area, ultimately influencing overall performance and the effectiveness of the sub-function or job family.

Responsibilities

Deliver a broad range of financial and investment services to an Ultra High Net Worth client base in the United States.
Manage accounts of high net worth investors and collaboratively develop financial strategies with Private Bankers.
Conduct sophisticated economic and financial market analyses.
Assess economic trends and activities and advise on their implications for investors' portfolios.
Recommend adjustments to investors' holdings after evaluating economic, financial, and market factors and their potential portfolio impact.
Adhere to a defined prospecting code of conduct: new private client accounts may be acquired only by referral or personal contact with an individual seeking to do business, and seminars, mail campaigns, cold calling, and other solicitation methods are prohibited.
Develop relationships and generate ideas with Bankers and clients to promote growth of the asset base.
Assess risk appropriately in business decisions, safeguarding Citigroup, its clients and assets by ensuring compliance with applicable laws and regulations, following policy, exercising ethical judgment, and reporting control issues with transparency.

Qualifications

6-10 years of experience.
NYSE Series 7 and 66 licenses, with additional licensing as needed.
Proficient in software applications (for example, Microsoft Word, Excel). Knowledge of Bloomberg is a definite asset.
Ability to communicate effectively with colleagues and clients.
Excellent written and verbal communication skills.
Strong financial background.

Education

Bachelor's or University degree; Master's degree preferred.

Job details

Job Family Group: Private Client Coverage

Job Family: Financial Planning Services

Time Type: Full time

Primary Location: San Francisco, California, United States

Primary Location Full Time

Compensation and benefits

Salary Range: $70,000.00 - $70,000.00

In addition to salary, Citi may offer discretionary and formulaic incentive and retention awards to eligible employees. Citi provides competitive benefits, including medical, dental and vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For more information on Citi employee benefits, please visit citibenefits.com. Offerings may vary by jurisdiction, job level, and date of hire.

Posting and skills information

Anticipated Posting Close Date: March 17, 2026

Citi is an equal opportunity employer. Qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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International Private Bank- Associate Banker- LatAm Brazil

JPMorganChase Miami, FL

1mo ago

Full time MBA Asset Allocation Associate

MBA Asset Allocation Associate

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Job Description

Overview

We are actively seeking exceptionally talented individuals who are collaborative, confident and motivated to deliver a first class client experience within J.P. Morgan's International Private Bank. If you have an entrepreneurial mindset and seek ongoing challenges, J.P. Morgan is the right place for you. You will join a team of skilled colleagues from other markets, businesses and functions to support your career progression.

Responsibilities

Provide support to the Senior Banker on daily client priorities
Assist the Senior Banker during the sales process and ongoing client management, including reviewing and building pitch books, coordinating information, communicating with clients and executing on client needs
Support the Senior Banker with client hierarchy and pipeline management
Assist in the sale of investments, banking and trust services, including asset allocation on structured and managed portfolios, brokerage accounts, portfolio reviews, deposit and loan solutions, basic trust and estate products, and identifying wealth planning opportunities

Required Qualifications, Capabilities, and Skills

Bachelor’s Degree required
Series 7 and 66 licenses required for the position; unlicensed candidates may be considered but must obtain licenses within 90 days of start date
Sales or origination experience
Fluent in English and Portuguese

Preferred Qualifications, Capabilities, and Skills

MBA, JD, CFA, or CFP preferred
Excellent communication skills
Strong analytical and quantitative abilities
Ability to multitask and manage priorities effectively
Ability to learn proprietary software and databases; proficiency with wealth planning software including Planning Station modules, WA models, MAPS/CHART as appropriate

About Us

JPMorgan Chase & Co. is a longstanding financial institution offering innovative financial solutions to millions of consumers, small businesses and many of the world’s leading corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans more than 200 years and we are leaders in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We provide a competitive total rewards package including base salary determined by the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in cash and/or forfeitable equity, in recognition of individual achievements and contributions. We offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Compensation and Benefits

We offer a competitive total rewards package including base salary determined by the role, experience, skill set and location. Eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion. We do not discriminate on the basis of protected attributes, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also provide reasonable accommodations for applicants and employees' religious practices and beliefs, as well as mental health or physical disability needs. More information about accommodations is available in our FAQs.

About the Team

J.P. Morgan Asset & Wealth Management delivers industry leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise across the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.

Location

Miami, FL 33131

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U.S. Private Bank - Fund Banker - Vice President

JPMorganChase Boston, MA

1mo ago

Full time Alternative Investments Asset Allocation Banker

Alternative Investments Asset Allocation Banker

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Job Description

Position Overview

We are actively seeking exceptionally talented professionals who are collaborative, confident and motivated to deliver a first-class client experience within J.P. Morgan’s U.S. Private Bank. If you bring an entrepreneurial mindset and seek ongoing challenges, this is a compelling environment for your career growth. You will join a team of skilled colleagues from other markets, businesses and functions to support your progression. As a National Client Fund Banker, you will advise Private Equity & Venture Capital Firms on Banking and Lending solutions as well as Cash Management in partnership with local coverage markets. You will apply your knowledge of Investments, Credit and Banking to advise current clients on all aspects of their balance sheet and re-introduce the capabilities of the Private Bank. National Client Fund Bankers manage a large book of clients and operate in a fast-paced setting. You will be part of a national coverage team and backed by an institutional platform with the resources, specialists and intellectual capital to help guide clients toward their goals.

Key Responsibilities

Manage and maintain relationships with a large number of clients by earning trust, understanding client needs, providing targeted advice, developing thoughtful solutions and delivering an exceptional client experience
Advise clients on their overall balance sheet, including asset allocation, investment management, wealth planning, credit and banking needs
Generate client referrals and acquire new assets from existing client base
Re-engage with clients through proactive outreach, marketing follow up and CRM data to introduce the Fund Banking Group and refer opportunities to Fund Bankers in local coverage markets
Partner across the J.P. Morgan Chase & Co. ecosystem to connect clients to the correct partners to meet long term needs
Ensure that proposed solutions fulfill clients' needs and objectives in the short, medium and long term
Strictly adhere to all risk and control policies, regulatory guidelines and security measures

Required Qualifications and Capabilities

Six plus years of work experience in Private Banking or Financial Services
Bachelor’s Degree required
Series 7, 66 unlicensed candidates considered, but required to obtain licenses within 90 days of start date
Proven sales success and strong business acumen
Strong teamwork and ability to work in fast paced environment
Experience or demonstrated understanding of Investments, Credit and Banking concepts
Focused on the client experience and works tirelessly on the client’s behalf

Preferred Qualifications and Capabilities

Proactive, takes initiative, and uses critical thinking to solve problems
Dynamic and credible professional who communicates with clarity and has exceptional presentation skills
Demonstrates strong organizational skills and applies a disciplined and organized approach throughout their business
Experience with and in-depth knowledge of the Equity and Fixed income markets and Alternative Investments, including Hedge Funds, Private Equity, Venture Capital and Real Estate

Compensation and Benefits

We offer a competitive total rewards package including base salary determined by the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.

Location

Boston, MA 02110

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Private Client Relationship Manager

Citizens Horsham, PA

1mo ago

Full time Manager Affluent Banking

Manager Affluent Banking

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Job Description

Overview

Citizens aims to empower clients, colleagues, and communities to reach their potential through a client-centric culture, a commitment to continuous improvement, and ongoing capability enhancement. Citizens Private Client delivers personalized, world-class financial planning and guidance to help clients achieve their financial goals, supported by a culture of continuous coaching, professional development, and practice management support. This role, based in Horsham, PA 19044, collaborates with Wealth Financial Advisors and Certified Financial Planners to form the Citizens Private Client team.

Responsibilities

Acquire and onboard new affluent and high-net-worth clients into a Book of Business through outbound calls and in-branch or partner introductions.
Grow net deposits, investments, and lending balances by conducting thorough discovery and financial planning discussions, identifying a client’s goals, and presenting personalized strategies aligned with those objectives.
Strengthen and retain client relationships through proactive outbound engagements driven by life events, financial triggers, and other insights.
Provide exceptional, high-touch client experiences.
Collaborate with Wealth Advisors and Certified Financial Planners to help clients reach their financial goals.
Partner with colleagues in Retail, Business Banking, Mortgage, and Wealth to deliver a seamless experience across Citizens.
Leverage Salesforce CRM to track activity and progress.

Measures of Success

Growth in net new investment assets in collaboration with Wealth Partners.
Growth in new deposits, including checking, savings, and CDs.
Growth in lending units and balances through mortgages, home equity lines, and securities-based lending.
Client satisfaction as indicated by survey results.

Qualifications, Education, Certifications and/or Other Professional Credentials

Bachelor’s degree preferred.
3 to 5 years of banking, wealth management, or other relevant equivalent experience.
Experience working with affluent and high net worth clients.
Required licenses: SIE, Series 6 (or 7) and Series 63 (or 66) at the time of hire; Life, Health, and Accident Insurance licenses can be obtained within a specified timeline after hire.
Demonstrated success in a client-centric, initiative-taking sales environment.
Experience establishing and maintaining relationships with clients and internal partners.
Knowledge of industry regulatory requirements to ensure a sound control environment.
Excellent written and verbal communication skills.

Licenses

SIE, Series 6 (or 7) and Series 63 (or 66)
Life, Health, and Accident Insurance licenses can be obtained within a defined timeline after hire

Compensation

Salary plus incentive compensation. The base salary is commensurate with experience.

Hours and Work Schedule

40 hours per week. Work schedule typically Monday through Friday, with potential Saturday hours.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, medical condition, military or veteran status, national origin, pregnancy or childbirth, lactation, reproductive health decisions, race, religion, sex, sexual orientation, or any other category protected by federal, state, and local laws. Citizens is committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day, and everyone is expected to be treated with respect and professionalism. Employment decisions are based on merit, qualifications, performance, and capability.

Why Work for Us

At Citizens you will find a customer-centric culture focused on helping clients and giving back to local communities. Joining our team means joining a supportive, collaborative environment with access to training and tools to accelerate your potential and advance your career.

Background Check

Any offer of employment is conditioned upon successful completion of a background check, which may include initial credit, motor vehicle record, public records, prior employment verification, and criminal background checks. Results are reviewed in line with regulatory requirements and with consideration of the nature and gravity of the history and the role offered. Further information will be provided with any offer.

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Private Client Relationship Manager

Citizens Winchester, MA

1mo ago

$81k - $95k/yr Full time Manager Affluent Banking

Manager Affluent Banking

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Job Description

Overview

Citizens Private Client delivers personalized, world-class financial planning and advice to help clients reach their goals. The program emphasizes a culture of continuous coaching, professional development, and ongoing practice management support. As a Private Client Relationship Manager (PCRM), you will engage directly with affluent and high‑net‑worth clients to meet and exceed expectations by taking a long‑term view and collaborating with colleagues. PCRMs partner with Wealth Financial Advisors and Certified Financial Planners to strengthen the Citizens Private Client team.

Key Responsibilities

Acquire and onboard new affluent and high‑net‑worth clients into a Book of Business through outbound calls and in‑branch or partner introductions.
Grow net deposits, investments, and lending balances by conducting comprehensive discovery and financial planning conversations, understanding each client’s goals, and presenting personalized strategies aligned with those objectives.
Deepen and retain client relationships through proactive outbound engagements driven by life events, financial triggers, and other insights.
Provide exceptional, high‑touch client experiences.
Collaborate with Wealth Advisors and Certified Financial Planners to help clients achieve their financial goals.
Partner with colleagues in Retail, Business Banking, Mortgage, and Wealth to deliver a seamless Citizens experience.
Leverage Salesforce CRM to track activity and progress.

Qualifications, Education, Certifications and/or Other Professional Credentials

Bachelor’s degree preferred.
3 to 5 years of banking, wealth management, or other relevant equivalent experience.
Experience working with affluent and high‑net‑worth clients.

Licenses and Regulatory Requirements

Required at the time of hire: SIE, Series 6 (or 7), and Series 63 (or 66) licenses.
Life, Health, and Accident Insurance licenses can be obtained within a specified timeline after hire.

Additional Skills and Attributes

Proven success in a client‑centric, proactive sales environment.
Experience establishing and maintaining relationships with clients and internal partners.
Knowledge of industry regulatory requirements to maintain a sound control environment.
Excellent written and verbal communication skills.

Hours and Location

Location: Winchester, MA 01890

Hours per Week: 40

Work Schedule: Monday through Friday, with potential Saturday hours.

Compensation and Benefits

The salary range for this role is $81,000 to $95,000 per year, with the opportunity to earn additional incentive earnings. Actual pay is based on factors including location and relevant skills and experience.

Citizens offers competitive pay plus comprehensive medical, dental, and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs, and more. Note that Citizens’ paid time off policy exceeds the mandatory paid time away requirements in every local and state jurisdiction in the United States. For an overview of benefits, visit https://jobs.citizensbank.com/benefits.

Why Work for Us

At Citizens, you will join a customer‑centric culture focused on helping clients and giving back to local communities. You will become part of a collaborative team with access to training and tools that support your growth and career advancement.

Equal Employment Opportunity

Citizens and its affiliates provide equal employment opportunities to all colleagues and applicants without regard to age, ancestry, color, citizenship, disability, genetic information, gender, gender identity or expression, marital or domestic partner status, military or veteran status, national origin, pregnancy, race, religion, sex, sexual orientation, or any other category protected by federal, state, or local laws. We are committed to fostering an inclusive culture where every colleague is treated with respect and professionalism. Employment decisions are based on merit, qualifications, performance, and capability.

Background Check

Any offer of employment is conditioned upon successful completion of a background check, which may include initial credit, motor vehicle record, public records, prior employment verification, and criminal background checks. Results are reviewed in light of regulatory requirements and the nature and gravity of the background history in relation to the job offered. Any offer of employment will include further information.

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Private Wealth Advisor

FirstRand George, IA

1mo ago

Full time Advisor CFP Client Relations

Advisor CFP Client Relations

Apply Now

Job Description

Overview

Deliver exceptional service and guidance to RMB High Net Worth Wealth clients on wealth creation, accumulation and protection strategies to support growth in the vertical sales index and to strengthen client retention through contextual Money Management principles.

RMB is a leading African Corporate and Investment Bank (CIB). We partner with clients to provide advisory, lending, trading, securities, corporate banking, private equity and investment solutions. We represent the CIB activities of FirstRand Limited, one of the largest financial services groups in Africa.

Your part in the team

Achieve revenue and profit targets by growing your portfolio base and delivering independent, holistic advice and solutions that drive revenue growth.
Identify and leverage opportunities for revenue growth to meet sales targets.
Provide appropriate banking and financial solutions across an allocated portfolio of clients.
Identify local and offshore fiduciary opportunities and advise on client philanthropy.
Ensure compliance with legislative and audit requirements and adherence to relevant processes.
Build working relationships across teams and functional lines to enhance delivery, collaboration and innovation.
Develop, encourage and nurture collaborative relationships within RMB and across the First Rand Group (FRG).
Conduct client reviews within the context of engagements and market all financial services solutions within the relevant business offering.
Participate in planned activities that support your development.
Deliver customer experience excellence in service delivery aligned to organisational values and service standards.
Maintain high standards of internal and external customer service through quality service standards.
Prevent wastage and identify process improvements to contain and reduce costs.

Ideal candidate

Relevant NQF7 Level Degree in Finance, Economics or Accounting.
Completed RE5 qualification.
Preferred Qualification: Certified Financial Planner (CFP).
Experience: 3 to 5 years in Banking, Investment, Financial Planning, Wealth Management, and client facing environments.
Full understanding of money management principles.
Candidates must have sign-off on the following sub-categories: 1.3 Long-Term Insurance subcategory B1 1.4 Long-Term Insurance subcategory C 1.5 Retail Pension Benefits 1.14 Participatory Interests in a Collective Investment Scheme 1.17 Long-term Deposits 1.18 Short-term Deposits 1.22 Long-term Insurance subcategory B1-A.
Sound working knowledge of required business-related systems.
Sound knowledge of Banking and Financial Services Regulatory requirements.
Knowledge of wealth management creation and accumulation, wealth protection or risk knowledge.
Excellent project management skills and the ability to plan and organise work independently.
Proven track record in servicing a portfolio of clients and in acquiring new relationships.
Excellent knowledge of global financial markets and current affairs.
Ability to match client needs with appropriate product solutions.
Sound knowledge of the Bank's risk and other mandates to ensure good commercial judgment while representing the Bank's and the shareholders' interests always.

Additional requirements

In accordance with the National Credit Act (NCA), candidates applying for this role will require a credit record check.

Job details

Note that applications will close on the date indicated. Please submit before 22/03/26.

All appointments will be made in line with FirstRand Group's Employment Equity plan. The bank supports the recruitment and advancement of individuals with disabilities. Candidates may disclose disability information on a voluntary basis. The bank will keep this information confidential unless required by law to disclose.

Location

George, IA

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Private Client Relationship Manager

Citizens Manchester, NH

1mo ago

Full time Manager Affluent Banking

Manager Affluent Banking

Apply Now

Job Description

Description

Based in Manchester, NH 03101, Citizens Private Client delivers tailored financial planning and advisory services to help clients achieve their long-term goals. The Private Client team fosters a client-centric culture, emphasizes continuous development, and supports ongoing practice management. Private Client Relationship Managers (PCRMs) interact directly with affluent and high-net-worth clients to exceed expectations by thinking long term, taking the next right step, and collaborating with colleagues. PCRMs partner with Wealth Financial Advisors and Certified Financial Planners, forming an integrated Citizens Private Client team.

Responsibilities

Acquire and onboard new affluent and high-net-worth clients into a Book of Business through outbound calling and in-branch or partner introductions.
Grow net deposits, investments, and lending balances by conducting comprehensive discovery and financial planning conversations, understanding a client’s goals, and presenting personalized strategies aligned with those objectives.
Deepen and retain client relationships through proactive outbound engagements based on life events, financial triggers, and other insights.
Provide exceptional, high-touch client experiences.
Engage Wealth Advisors and Certified Financial Planners to help clients reach their financial goals.
Partner with colleagues in other lines of business including Retail, Business Banking, Mortgage and Wealth to deliver a seamless client experience across Citizens.
Leverage Salesforce CRM to track activity.

Measures of Success include:

Growth in net new investment assets in collaboration with Wealth Partners.
Growth in new deposits including checking, savings, and CD balances.
Growth in lending units and balances through mortgages, home equity lines, and securities-based lending.
Client satisfaction survey results.

Qualifications, Education, Certifications and/or Other Professional Credentials

Bachelor’s degree (preferred).
3 to 5 years of banking, wealth management or other relevant equivalent experience.
Experience working with affluent and high net worth clients.
Required Licenses: SIE, Series 6 (or 7) and Series 63 (or 66) licenses are required at the time of hire. Life, Health, and Accident Insurance licenses can be obtained within a specified timeline after hire.
Demonstrated success in a client-centric, initiative-taking sales environment.
Experience establishing and maintaining relationships with clients and internal partners.
Knowledge of industry regulatory requirements to ensure a sound control environment.
Excellent written and verbal communication skills.

Compensation

Salary plus the opportunity to earn incentive compensation. Salary is commensurate with experience.

Hours and Work Schedule

Hours per Week: 40

Work Schedule: M-F; potential Saturday hours

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, marital or domestic partner status, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, reproductive health decisions, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. Citizens is committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Why Work for Us

At Citizens, you will find a customer-focused culture centered on helping customers and giving back to local communities. Joining our team means being part of a supportive and collaborative environment, with access to training and tools to accelerate your potential and advance your career growth.

Background Check

Any offer of employment is conditioned upon successful completion of a background check, which may include initial credit, motor vehicle record, public records, prior employment verification, and criminal background checks. Results are reviewed in accordance with legal and regulatory requirements and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include additional information.