Join Gulf Winds Credit Union in Pensacola, a community-focused financial cooperative with over $1 billion in assets and more than 83,000 members across Florida, Alabama, and Georgia. This onsite Financial Analyst role offers a salary of USD 60,000 per year and requires a bachelor’s degree in finance, accounting, or economics with at least 2 years of relevant experience. You will support the VP of Finance with rigorous analysis, modeling, and reporting to guide strategic decisions across the organization.
Benefits and culture
- Open and transparent communication with leaders
- Consistent coaching and opportunities to improve performance
- Collaborative, team-focused environment
- Short and long-term professional development opportunities
- Chance to participate in cross-functional projects
Our values guide daily work: Integrity, Care, Growth, and Innovation. These commitments shape our service to members, our community, and one another.
Role overview
This position supports the Vice President of Finance in delivering financial analysis, modeling, and reporting to inform strategic objectives. You will maintain and enhance the Axiom Financial Management ecosystem, support ALM and liquidity analysis, and contribute to budgeting, forecasting, and profitability efforts, providing cross-functional financial insights to leadership.
Responsibilities
- Maintain and optimize the Axiom Financial Information System to enable timely models for budgeting, forecasting, profitability, and strategy.
- Analyze financial performance against budget, forecast, and prior periods to identify drivers and variances.
- Develop scenario analyses for balance sheet strategy, pricing decisions, and growth initiatives.
- Assist in evaluating product profitability, funding costs, and margin impacts.
- Contribute to the annual budget and periodic forecasts within the Axiom system.
- Support variance analysis and forecasting updates based on performance and changing assumptions.
- Maintain schedules and documentation for budget and forecast assumptions.
- Support ALM and Liquidity Risk Models, including inputs, assumptions, and scenario outputs.
- Assist in preparing ALCO reporting.
- Validate model outputs for consistency with underlying financial data.
- Monitor key interest rate and liquidity risk metrics and document assumptions.
- Track daily cash balances and concentration limits.
- Support the VP of Finance in maintaining the Financial Management System with accurate data across models and reports.
- Perform data reconciliations between source systems and financial models.
- Help improve model efficiency, automation, and reporting processes.
- Collaborate with Business Intelligence to align financial data with enterprise reporting.
- Assist in investment portfolio maintenance and transaction decisions.
- Validate safekeeping and collateral positions.
- Assist with purchase and sale documentation and settlement validation.
- Prepare monthly, quarterly, and annual reports with analysis of the presented information, including liquidity, investments, delinquency, production, financials, consolidation, and regulatory reports.
- Perform other related duties as assigned.
Requirements
- 2 to 5 years of experience in financial analysis, banking, credit unions, or related fields preferred.
- Strong financial modeling and analytical skills; Excel proficiency required; experience with Axiom or similar systems preferred.
- Understanding of financial statements for financial institutions.
- Familiarity with ALM concepts, interest rate risk, and liquidity management preferred.
- Knowledge of GAAP and basic regulatory reporting.
Education
Bachelor's degree in finance, accounting, or economics.
Technologies
- Axiom Financial Information System
- Axiom Financial Management System
- Excel
workplace commitments
Gulf Winds is an Equal Opportunity Employer and Drug Free Workplace.
