Underwriting Authority

Underwriting Authority Finance Jobs

14 jobs found

Senior Equipment Finance Underwriter

Wells Fargo Chicago, IL Hybrid

20d ago

$100k - $179k/yr Full time Senior Analyst Banking

Senior Analyst Banking

Apply Now

Job Description

Hybrid remote in Chicago, IL with Wells Fargo’s Commercial Bank offers a clear path to advance in equipment finance underwriting. The Senior Equipment Finance Underwriter role carries a salary range of USD 100,000 to 179,000 per year and supports a hybrid work arrangement. You will lead or participate in underwriting moderately complex equipment loan and lease requests, maintain risk ratings, and partner across internal teams to achieve business objectives.

Benefits

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement

Responsibilities

Lead or participate in researching and underwriting the creditworthiness of moderately complex commercial or business loan and lease requests within the Equipment Finance Underwriting function
Review and research moderately complex requests that require in-depth evaluation
Perform periodic reviews on assigned portfolio credits
Maintain risk ratings and other relevant data in systems of record
Approve loans or leases within delegated credit authority and recommend transactions beyond that authority
Collaborate with Equipment Finance Underwriting peers, colleagues, and middle-level managers to achieve business objectives
Work with internal and external business partners to gather information needed to make informed decisions

Requirements

4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Technologies

Microsoft Office Suite (Excel, Word, PowerPoint)

Job expectations

This position is not eligible for Visa sponsorship
The role offers a hybrid work schedule, with 4 days in the office and 1 day remote
Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

Pay ranges by location

Minneapolis, MN Pay Range: USD 110,000–179,000 per year (range may not apply to other locations)
Chicago, IL Pay Range: USD 110,000–179,000 per year (range may not apply to other locations)

View full job page →

Principal Credit Risk and Approval Officer - Corporate and Investment Banking Risk

Wells Fargo Charlotte, NC

20d ago

Full time Approval Banking Corporate

Approval Banking Corporate

Apply Now

Job Description

Responsibilities

Serve as a key member of the team providing oversight and management of credit risk for CIB Banking, supporting objectives while maintaining prudent underwriting standards and solid portfolio quality.
Maintain credit quality and portfolio health by offering informed risk guidance, recommendations, and approvals; perform regular portfolio evaluations and deteriorating/problem credit reviews, escalating matters when appropriate.
Develop and maintain a strong understanding of bank credit policy, regulatory standards and guidance, and risk rating applicability; provide leadership on these matters to CIB Banking teams and partners.
Develop and maintain appropriate industry and sector knowledge.
Engage product and subject matter experts and other institutional resources as needed to make informed decisions and recommendations.
Review pipeline activity with CIB Banking teams and assist in managing deadline awareness and coverage, team, and client expectations.
Provide thoughtful leadership and guidance to teams about due diligence and analytical focus, particularly in merger and acquisition financing and on complex deals.
Interact with internal and external customers.

Requirements

10+ years of Credit Risk & Approval or an equivalent combination demonstrated through work experience, training, military experience, or education.

About this role

Wells Fargo seeks a Principal Credit Risk & Approval Officer to serve as a Credit Officer providing credit risk oversight for the Banking division of Corporate & Investment Banking (CIB Banking), which delivers integrated financial solutions to corporate, investment grade, non-investment grade, public and private customers.

The candidate will be an active and influential participant in the credit process, delivering a holistic risk assessment in close collaboration with deal team partners and portfolio management teams. This role includes the authority to decide complex transactions, balancing risk and reward, acting with urgency, and interfacing with senior risk and business leaders.

Desired qualifications

A BS/BA degree or higher in accounting, finance, or economics.
Strong credit analysis skills.
Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members.
Strong organizational, interpersonal, and communication skills with the ability to partner and influence at the executive level.
Experience with complex organizational and capital structures; solid understanding of capital markets and acquisition finance.
Solid understanding of Wells Fargo's credit culture and approach to risk management.
Strong understanding of loan documentation, credit agreements, and security structure.

Posting locations

550 S. Tryon Street - Charlotte, North Carolina

Job expectations

Required location listed above. Relocation assistance is not available for this position.
This position is not eligible for VISA sponsorship.
This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to compliance with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening.
Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Posting end date

2 Apr 2026

We value equal opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants with disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and alcohol policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo recruitment and hiring requirements

Third-Party recordings are prohibited unless authorized by Wells Fargo. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

View full job page →

Mortgage Underwriter

University of Hawaii FCU Honolulu, HI

21d ago

$65k - $75k/yr Full time Banking Compliance Credit Analysis

Banking Compliance Credit Analysis

Apply Now

Job Description

University of Hawaii FCU offers an onsite Mortgage Underwriter role in Honolulu, HI with a competitive salary and a robust benefits package designed to support your financial security and professional growth. The position provides opportunities for leadership or backup responsibilities within a collaborative Mortgage Lending team.

Benefits

On-demand pay
Medical Insurance (including Drug and Vision; 100% employee self-coverage with optional family subsidy)
Dental Insurance (100% employee self-coverage; affordable family coverage)
Medical and Dental Plan Premium Waiver Option
401(k) Retirement Plan with Employer Match and Non-Elective Contribution
35+ Paid Days Off per year
Vacation Cash-Out Program
Flexible Spending Accounts for Healthcare and Dependent Care
Basic Life Insurance with AD&D
Long Term Disability Insurance
Voluntary Accident Recovery, Critical Illness and Hospital Insurance
Employee Assistance Program (EAP)
Employee Loan Discount
50% Subsidy for Adult Monthly Bus Pass
Cash Reward for Employee Referrals
Work anniversary rewards and gifts
Internal and External Professional Development Opportunities

Responsibilities

Review, analyze, approve, and underwrite complex consumer mortgage requests in line with company and industry guidelines
Assess financial statements, credit reports, and ratios such as debt-to-income and loan-to-value; verify transactions for accuracy; prepare formal reports; ensure document consistency and compliance; apply fraud-detection techniques and perform compliance reviews
Assist with loan restructures per lending guidelines and act as a technical resource for difficult issues
Provide direction, feedback, and training to junior underwriters and processors; mentor staff on credit decisioning and department procedures; deliver technical training for consistency
Assist with processing and closing residential mortgages through all stages to ensure compliance
May serve as team lead and provide performance feedback to less experienced team members
May back up the Supervisor in their absence
Evaluate loans under quality control, internal, and agency guidelines
Ensure accuracy of all loan file information to meet QC standards and investor guidelines
Maintain regulatory compliance and recommend procedural improvements for efficiency
Perform other duties as required

Technologies

Microsoft Office Suite
Loan Origination Systems (LOS)
Automated Underwriting Systems (DU/LP)

Requirements

Basic proficiency with MS Office Suite
Strong understanding of lending regulations
Solid knowledge of processing and underwriting procedures
Strong familiarity with Hawaii real property laws and regulations, including land court, Ohana dwellings, ADUs, lava zones, and various leasehold properties
Proficiency in income analysis for complex scenarios such as variable income, self-employment, retirement, seasonal income, and REO
General understanding of condo projects and agency guidelines for both new and existing properties
Recent direct underwriting experience (3+ years) in Mortgage Loan Operations, including processing and closing conventional first mortgage loans per Fannie Mae, Freddie Mac, and other secondary market guidelines
Experience underwriting loans with mortgage insurance; delegated authority experience is a plus
Familiar with first-time homebuyer programs, down payment assistance, and affordable housing programs offered through federal and state/local agencies such as HHFDC, HHOC, City and County of Honolulu
Experience with Loan Origination Systems (LOS) and Automated Underwriting Systems (DU/LP)
Excellent verbal and written communication skills
Strong analytical, creative, and problem-solving abilities
Ability to prioritize workload and meet deadlines
Ability to work independently and make sound decisions; handle stressful situations
Ability to manually calculate DTI and LTV outside of the LOS
Experience evaluating files for Post-Close QC audits and working on new project developments
Experience leading individuals in a production environment
Experience with government underwriting including FHA, VA, and USDA
Experience underwriting brokered loans through a wholesale channel
Education: High school diploma or GED
Minimum 3 years direct underwriting experience in Mortgage Loan Operations
Onsite work location: Honolulu, Hawaii

View full job page →

Underwriting Consultant - Disability Insurance

MassMutual Boston, MA Remote

28d ago

$93k - $122k/yr Full time Broker Relations Consultant Disability Insurance

Broker Relations Consultant Disability Insurance

Apply Now

Job Description

The Opportunity

This role targets an experienced Individual Disability Income (DI) Underwriter who values sound judgment, decision making authority, and meaningful work. You will underwrite complex DI cases from start to finish, partnering closely with the field while maintaining the independence needed to make high quality decisions. The environment is fast paced, varied, and grounded in solid underwriting fundamentals, with real autonomy and trust in your expertise. Location: Remote in Boston, MA 02112. The role is 100 percent remote and can be performed from anywhere in the United States.

The Team

Join a close knit, seasoned DI underwriting group where collaboration is genuine. Underwriters here lean on one another, share perspectives, and respect different approaches to risk. Our culture emphasizes resilience, open communication, and comfort with ambiguity. We are undergoing a broader digital transformation, including a future underwriting system upgrade. Transparency matters to us, and we are investing in the long term evolution of how underwriting gets done.

The Impact

Your work directly affects outcomes for customers, distribution partners, and the business. Your underwriting judgment will be heard, respected, and relied upon. This position is for underwriters who want to continue refining their craft, stay close to the work, and grow through complexity, while being supported by leadership that understands DI underwriting and values long term expertise.

Key Responsibilities

Underwrite individual disability income cases end to end, applying sound judgment to accept, modify, or decline risk across medical, occupational, and financial dimensions.
Partner closely with agents, brokers, and field partners to clearly explain decisions and facilitate thoughtful placement of business.
Balance quality underwriting decisions with service expectations, exercising discretion in a fast paced environment.
Collaborate with peers and stakeholders to gather information, assess risk, and continuously improve underwriting outcomes and processes.
Demonstrate the ability to work independently amid ambiguity while contributing to a collaborative, relationship driven underwriting culture.

The Minimum Qualifications

High school diploma or GED
5+ years of proven success underwriting disability insurance in a fast paced work environment
$7K+ approval authority in disability insurance underwriting

The Preferred Qualifications

Bachelor’s degree
8+ years of proven success underwriting individual disability insurance in a fast paced work environment
Approval limits of $10K+ IDI, $15K+ BOE, $250K+ Buy/Sell without a second signature
Business Overhead and Buy Sell disability underwriting
Third party distribution, bank, or wire house underwriting experiences
Industry exams completed, i.e. ALU 101, 201, 202, LOMA, ALMI, FMLI, ALU, FALU, DIA, DIF
Demonstrated knowledge of all aspects of risk selection (medical, non medical, financial)
Ability to think critically, problem solve using data to drive toward resolution
Positive, inclusive, agile, and collaborative mindset
Strong verbal and written communication skills

What to Expect as Part of MassMutual and the Team

Regular meetings with the DI Underwriting Team
Focused one on one meetings with your manager
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability focused Business Resource Groups
Access to learning content on Degreed and other informational platforms
Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
#LI-Remote #LI-JA1

View full job page →

FINANCIAL SERVICE REPRESENTATIVE

Vocal Credit Union Helena, MT

1mo ago

$46k - $73k/yr Full time Banking BSA/AML Client Service

Banking BSA/AML Client Service

Apply Now

Job Description

Location: Helena, Montana 59601

Position Summary

The Financial Service Representative provides essential support for real estate loans, consumer loans, and VISA credit cards. Primary duties include underwriting and funding loans, cross selling ancillary loan products such as debt protection, GAP insurance, and extended warranties, completing all loan documentation, and obtaining required signatures. The role also involves opening new accounts and actively cross selling credit union services, along with providing additional support for the financial service area as needed.

Job Relationships

Reports to the Vice President.
Maintains frequent contact with all levels and types of credit union staff, members, potential members, and the public; occasional contact with outside sources such as vendors, credit union partners, and other financial institutions.
Requires a high level of interpersonal skills to effectively represent Vocal Credit Union and cross sell appropriate products and services to current and prospective members.
May assist other employees, requiring maturity and the ability to coach others to perform in a respectful, professional manner without actual supervisory authority.
Frequent exposure to sensitive and confidential information; requires a tactful and trustworthy individual to protect the credit union’s interests and member confidentiality.
Performs tasks with a strong commitment to ethical standards and confidentiality, including compliance with internal policies, procedures, and applicable laws such as BSA; supports high quality member service and proper handling of member information and transactions; avoids or discloses relationships that may present conflicts of interest or compromise the credit union’s values.
Establishes and maintains effective working relationships with credit union personnel and management; promotes a collaborative team atmosphere.
Serves as a Vocal Credit Union advocate, representing the organization in a courteous and professional manner at all times.
Performs tasks safely in accordance with credit union procedures, contributing to overall safety; assists with safety issue resolution and security monitoring during daily operations, including building access and monitoring those present in the facility.

Position Responsibilities

Assumes primary responsibility for support services in the Financial Service area, engaging with members in person, by telephone, text, or email, and resolving inquiries promptly and courteously; conducts member interviews to determine the best route of assistance.
Actively cross sells Real Estate loans, Consumer loans, and VISA credit cards.
Conducts loan interviews, collects required underwriting documents, and analyzes data to approve or deny loan requests.
Underwrites, funds, and finalizes all loan processes in accordance with regulations, policies, and procedures.
Prepares and mails Adverse Action Notices.
Sets up and maintains automatic payments including ACH origination, ACH deductions, and automatic transfers.
Cross sells and maintains ancillary loan products including debt protection, GAP, and extended warranties; explains features, issues contracts, files claims, processes cancellations, and documents the member’s account accordingly.
Analyzes credit reports and provides financial education to applicants.
Maintains existing loans, performing payment reversals, due date adjustments, updates to automatic payments, and skip payments.
Submits all documents to various agencies to ensure proper lien filings and accurate recording of real estate documents, returning them to Vocal.
Opens new member accounts and actively cross sells credit union products and services.
Maintains existing accounts, including updates to joint owners and beneficiaries, changes to address and contact information, online banking password resets, and obtaining updated identification.
Keeps the work area clean, well maintained, and secure at all times.

Marginal Functions

May perform Notary services.
Maintain loan vault, organizing paper documents for record retention and disposing of documents that have reached record retention maturity.
May serve as a backup Loan Processor.
Other duties as assigned.

Knowledge, Skills and Abilities

High school diploma or equivalent required; additional training in financial services, bookkeeping, or accounting is required.
At least two years of prior similar customer service experience; prior credit union experience may be preferred.
Strong emphasis on sales and public relations skills; professional business attire and presentation required.
Ability to conduct member interviews within regulatory guidelines, assist members in accurate completion of product applications, perform basic analysis of member needs, and provide initial recommendations and basic financial services counseling.
After hire, complete all required E-training coursework as outlined by credit union procedures within defined timeframes; continuous skill upgrading, including suggested completion of other E-training modules, may be required at management’s discretion.
In the first 90 days, develop extensive knowledge of Credit Union policies and internal procedures to function effectively.
Good math skills and attention to detail to ensure proper member assistance and accurate documentation of the loan process.
Must know and comply with all laws and regulations applicable to financial institutions, particularly the BSA and anti-terrorism laws.
Excellent communication and public relations skills; ability to interview members and prospective members, analyze situations and data, and guide members toward the most appropriate product or service while maintaining the Credit Union’s integrity.
Strong organizational skills with the ability to gather and present data in a clear, understandable format; solid business writing skills with proper grammar and formatting for legally supportive loan documentation.
Must have the ability to type and operate general office equipment and computer software including computers, laptops, printers, fax machines, calculators, and scanners; familiarity with Windows-based systems, Word, Excel, and the Credit Union’s internal operating software system.

View full job page →

Senior Underwriter, E&S Casualty East

AXA New York, NY

1mo ago

$120k - $199k/yr Full time Senior Bachelor's Degree Broker Relations

Senior Bachelor's Degree Broker Relations

Apply Now

Job Description

Role overview

AXA XL’s Wholesale Solutions team within the Excess and Surplus (E&S) Casualty East unit is expanding as part of a growth-driven strategy for Excess and Surplus lines. This position presents a chance to contribute to an innovative team that has been shaping the future since 1978, delivering high-caliber underwriting and expanding reach, products, and wholesale partnerships. AXA XL’s E&S unit provides Umbrella and Excess Liability coverage to North American insureds, with underwriting teams located in the United States, Canada, Bermuda, and Dublin. Coverage may be written on an occurrence, claims-made, or occurrence-reported basis, and the appetite spans clients in manufacturing, retail, construction, energy, rail, and beyond. The successful candidate will manage a renewal book, pursue new business, and develop new distribution channels through disciplined underwriting in the assigned territory. The position reports to the Head of East, E&S Casualty.

What you’ll be doing

Contribute to the region’s strategic plan execution with a focus on the assigned territory.
Manage an existing E&S Casualty portfolio, pursuing growth targets while ensuring regional profitability.
Support development of new products based on experience and market needs.
Increase territory visibility by articulating underwriting appetite and creating new opportunities through strong broker relationships.
Operate with a degree of underwriting authority commensurate with experience, working self-directed as appropriate.
Cultivate and maintain key broker relationships to secure a steady flow of business within our underwriting appetite.
Deliver client service that reinforces a positive AXA XL image.
Partner with other core lines to enable cross-sell opportunities and cross-marketing with XL lines; meet brokers and insureds as required.
Collaborate with internal teams to support cross-functional opportunities within the region.
Report to the Head of East, E&S Casualty and act as a regional representative for the line.

What you’ll bring

Bachelor’s Degree or equivalent work experience.
Moderate experience in E&S General Liability and/or Excess Underwriting.
Strong existing marketing relationships within the assigned territory and a track record in a production underwriting role.
Deep underwriting expertise across general classes with the ability to manage a high-volume portfolio.
Self-starter with strong organization, capable of working independently or collaboratively in a fast-paced, team-focused environment.
Proven ability to establish and maintain insured and broker relationships of the highest standard.
Demonstrated critical thinking, decision making, and problem-solving skills.
Outstanding communication skills, both verbal and written, with collaboration and presentation capabilities and a willingness to mentor others.
Willingness to travel across the territory for client, broker, and internal meetings (approximately 20%).

Who we are

AXA XL, the Property & Casualty and specialty risk division of AXA, is known for addressing complex risks. We serve mid-sized companies, multinationals, and individuals with re/insurance solutions that go beyond traditional offerings. Our approach combines a robust capital platform, data-driven insights, leading technology, and top talent, all within a flexible and inclusive environment that prioritizes exceptional client service across property, casualty, professional, financial lines, and specialty lines. We partner with those who move the world forward by delivering innovative risk solutions. Learn more at axaxl.com.

What we offer

Inclusion

AXA XL is committed to equal employment opportunity and will evaluate candidates without regard to gender, sexual orientation, age, ethnicity, origin, marital status, religion, disability, or other protected characteristics. The organization emphasizes an inclusive culture as a driver of business growth and success. We provide support for flexible working arrangements, enhanced family-friendly leave, and a range of programs designed to attract, develop, and retain a diverse workforce of professionals. Five Business Resource Groups focus on gender, LGBTQ+, ethnicity and origins, disability, and inclusion, with chapters around the globe. We offer flexible working support, family-friendly leave enhancements, and are named to the Diversity Best Practices Index, along with other commitments such as signing the UK Women in Finance Charter. Learn more at Inclusion & Diversity at AXA XL.

Salary and benefits

The U.S. base salary range for this position is USD 119,500 to 199,100. Actual pay is determined by the individual’s skills, experience, and location. AXA XL provides a comprehensive rewards program addressing health, wellbeing, lifestyle, and financial security, with competitive compensation and inclusive benefits that evolve with you. The company emphasizes long-term recognition of contributions and supports ongoing development to help employees reach their potential.

Total Rewards

AXA XL’s rewards program is designed to cover the full spectrum of your needs, from health to retirement, with a focus on fair compensation and benefits that align with your career trajectory. The program aims to recognize and sustain your growth and well-being over time.

Sustainability

Sustainability is integral to AXA XL’s strategy. The 2023-26 plan, Roots of resilience, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across operations. Pillars include valuing nature by protecting ecosystems, addressing climate change through net-zero strategies and ESG-aligned products, and integrating ESG into internal processes and governance. The Hearts in Action program supports volunteering and charitable giving through initiatives such as Matching Gifts, Volunteering Leave, and a Global Day of Giving. For more information, see Sustainability at AXA XL.

AXA XL’s U.S. base salary range for this role is USD 119,500 - 199,100, with actual pay determined by experience and location. The company highlights its commitment to health, mental well-being, and financial security through a broad benefits portfolio, ongoing development opportunities, and a supportive workplace culture.

View full job page →

Corporate Underwriting Manager

American Modern Insurance Group Amelia, OH Hybrid

1mo ago

Full time Manager Compliance Corporate

Manager Compliance Corporate

Apply Now

Job Description

Company overview

American Modern Insurance Group, Inc., a Munich Re company, is a leading specialty insurer delivering products for residential property, including manufactured homes and specialty dwellings, as well as the recreational market such as boats, personal watercraft, classic cars, and more. The organization issues admitted products across all 50 states and processes about $2.2 billion in annual premiums. Headquartered in Amelia, Ohio, with colleagues nationwide, American Modern operates within Munich Re’s Global Specialty Insurance division. Our team members enjoy opportunities to advance their careers in a flexible environment that supports work-life balance.

Position details

Location: Amelia, OH, Hybrid remote (hybrid work arrangement with consideration for remote) • Job type: Full-Time • Work mode: Hybrid • Job level: Management & Leadership • Job ID: 12352 • Level: 08 • Hiring manager: Kerri Coburn • #LI-SF1

Purpose

The Corporate Underwriting Manager oversees the Underwriting Management Ecosystem to drive portfolio optimization and quality assurance. This role ensures the company operates within its underwriting risk appetite while navigating market cycles. It uses strategic risk management to build portfolio resiliency, enabling intelligent growth and sustainable profitability, aligned with underwriting excellence. The position actively maintains underwriting discipline during shifting market conditions and ensures delegated underwriting authority is exercised consistently within defined risk tolerances.

Key responsibilities

Underwriting Management

Maintain and supervise the Underwriting Management Ecosystem, including referral requirements to shape the portfolio
Develop underwriting strategies for the target portfolio
Oversee Delegated Underwriting Authority (DUA) consultations and reviews to ensure alignment with business goals
Ensure adherence to Munich Re and Global Specialty Insurance guidelines
Use predictive analytics to identify and address potential financial risks, threats, or opportunities to proactively manage underwriting risk amid evolving market conditions
Keep the company-wide Underwriting Strategy current and aligned with the organization’s risk appetite

Delegated Authority & Large Deal Oversight

Review outputs from Delegated Underwriting Authority and Account Reviews to confirm decisions support business objectives
Manage and/or perform annual Large Deal Referral analyses

Required technical skills

Underwriting portfolio and exposure analysis
Governance and review execution for Delegated Underwriting Authority
Advanced data analysis and modeling analytics
Process design, standards development, and documentation methods

Education, Certification, & Designations

Bachelor’s degree in finance, business, risk management, or a related field (or equivalent experience)
7+ years of experience in underwriting, underwriting governance, risk management, or related insurance roles
Proven experience collaborating across functions and influencing outcomes without direct authority
Strong analytical, communication, and documentation skills

Benefits and compensation

We offer a comprehensive benefits package designed to support employees and their families, including:

Two options for health insurance plans (PPO or High Deductible)
Supplemental Life and AD&D plans available for self and dependents (spouse/domestic partner and children)
Voluntary benefits to complement health and life coverage (Accident, Critical Illness, Hospital Indemnity)
Prescription drug coverage included with health plan
Short and Long Term Disability coverage
Vision and dental insurance plans

Robust 401(k) plan with up to a 5% employer match
Retirement savings plan fully funded by the company
Paid time off starting at 24 days per year, with additional days for milestone anniversaries
Eligibility for a yearly bonus as a Munich Re employee
Various health and wellness programs provided at no cost
Hybrid work environment offering flexible location options
On-site cafeteria with corporate subsidy and a We Proudly Serve coffee shop
On-site complimentary workout facility and walking trails
On-site wellness center with nurse practitioner
Financial support for adoptions and infertility treatment
Paid time off for eligible family care needs
Tuition assistance and educational achievement bonuses
Free parking
Corporate matching gifts program to enhance charitable giving
Paid time off to volunteer in the community

Diversity, inclusion, and sponsorship

American Modern values diversity and inclusion and strives to build a workforce reflected in the communities we serve. We aim for a respectful, inclusive, and empowering workplace where all colleagues feel valued and able to perform at their best. We are an equal opportunity employer. Reasonable accommodations may be provided to enable individuals with disabilities to perform essential functions. Applicants requiring employer sponsorship of a visa will not be considered for this position.