Deposit Products

Deposit Products Finance Jobs

8 jobs found

Banking & Lending Specialist

Ameriprise Financial Minneapolis, MN Hybrid

1mo ago

$93k - $128k/yr Full time Banking Banking & Lending Client Onboarding

Banking Banking & Lending Client Onboarding

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Job Description

Role overview

The Banking and Lending Specialist acts as a client facing banking and lending product expert, collaborating directly with clients and Ameriprise Financial Advisors to address client specific banking and lending needs. The position delivers a premium, white glove service by educating clients on bank deposit and lending solutions, supporting account opening and servicing activities, and strengthening the trusted advisor and client relationship. Reporting to the Banking and Lending Director, this role emphasizes execution, client engagement, and product education with a growth focus.

Key Responsibilities

Collaborate with clients and Ameriprise Financial Advisors to support banking and lending needs aligned with advisor financial planning strategies
Provide high quality, white glove service through prompt responses, clear communication, and personalized client support
Educate clients on bank deposit and lending products, including features, benefits, eligibility requirements, and account structures
Maintain a trusted Advisor/client relationship by delivering consistent, compliant, and professional client interactions
Assist with client acquisition and onboarding of banking and lending products, including checking, savings, CDs, mortgage, home equity, and securities backed lending where applicable
Support account opening, documentation, and servicing processes in line with bank policy and regulatory requirements

Required Qualifications

3 to 5 years of relevant experience in banking, lending, or financial services
Active FINRA Series 7 license or ability to obtain within 90 days
Active FINRA Series 63 or Series 66, or the ability to obtain within 90 days

Preferred Qualifications

Client facing or advisor experience supporting deposit and/or lending products
Strong understanding of banking products and client service expectations
Ability to communicate clearly and professionally with clients and financial advisors
Ability to maintain client confidentiality and adhere to regulatory requirements
Experience in personal banking, lending, or loan origination (Mortgage, Home Equity, Securities Backed Lending)
Experience supporting high net worth or wealth management clients
Prior experience partnering with financial advisors or relationship managers
Experience as a personal banker or in customer service for Checking, Savings, CDs and related services
Strong organizational skills with meticulous attention to detail and follow through
Ability to problem solve and manage multiple client requests simultaneously

About Our Company

We are a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year end 2024. Our team of 22,000 professionals across 19 countries serves more than 3.5 million individual, small business and institutional clients. We are a long time leader in financial planning and advice, a global asset manager and an insurer. Our client focus and solid financial foundation connect Ameriprise Financial, Columbia Threadneedle Investments, and RiverSource Insurance and Annuities. We nurture meaningful careers, invest in the future, and make a positive impact for clients, institutions and communities around the world.

Base Pay Salary

The estimated base salary for this role ranges from $93,400 to $128,400 per year. Our compensation approach is pay for performance. Initial total compensation may vary based on job related knowledge, skills, experience, and geographic work location. Most roles offer variable pay in the form of bonuses, commissions, and/or long term incentives depending on the position. We provide a competitive, comprehensive benefits program that supports health and wellbeing, including vacation time, sick time, a 401(k) plan, and health, dental and life insurance.

Equal Opportunity and Inclusion

Ameriprise Financial is an equal opportunity employer. We evaluate all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity

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Banking & Lending Specialist

Ameriprise Financial Minneapolis, MN Hybrid

1mo ago

$93k - $128k/yr Full time Ameriprise Banking Banking & Lending

Ameriprise Banking Banking & Lending

Apply Now

Job Description

Overview

The Banking and Lending Specialist acts as a client facing expert in banking and lending products, partnering directly with clients and collaborating closely with Ameriprise Financial Advisors to address banking and lending needs aligned with the advisor's financial planning strategies. This role delivers a high touch, white glove client experience by educating clients on bank deposit and lending solutions, supporting account opening and servicing activities, and reinforcing the trusted advisor/client relationship. The Specialist operates under the strategic direction of the Banking and Lending Director with a focus on execution, client engagement, and product education to drive growth. Location: Hybrid remote in Minneapolis, MN.

Key Responsibilities

Collaborate directly with clients, in partnership with Ameriprise Financial Advisors, to support banking and lending needs aligned with advisor financial planning strategies
Deliver high quality, white glove service through timely responses, clear communication, and personalized client support
Educate clients on bank deposit and lending products, including features, benefits, eligibility requirements, and account structures
Reinforce the trusted Advisor/client relationship by ensuring consistent, compliant, and professional client interactions
Support client acquisition and onboarding of banking and lending products including checking, savings, CDs, mortgage, home equity, and securities-backed lending (as applicable)
Assist with account opening, documentation, and servicing processes in accordance with bank policy and regulatory requirements

Required Qualifications

3–5 years of relevant experience in banking, lending, or financial services
Active Series 7 license or ability to obtain within 90 days
Active Series 63, or 66, or ability to obtain within 90 days

Preferred Qualifications

Client-facing / advisor experience supporting deposit and/or lending products
Strong understanding of banking products and client service expectations
Ability to communicate clearly and professionally with clients and financial advisors
Ability to maintain client confidentiality and adhere to regulatory requirements
Experience in personal banking, lending, or loan origination (Mortgage, Home Equity, Securities-Backed Lending)
Experience supporting high-net-worth or wealth management clients
Prior experience working in partnership with financial advisors or relationship managers
Experience as a personal banker/customer serviced (Checking, Savings, CDs and related services)
Strong organizational skills with attention to detail and follow-through
Ability to problem-solve and manage multiple client requests simultaneously

About Our Company

We are a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year-end 2024. Our team of about 22,000 people across 19 countries serves more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our client focus and strong financial foundation connect Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. We foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities worldwide.

Compensation and Benefits

Base pay salary: The estimated base salary for this role is $93,400 - $128,400 per year. We operate a pay-for-performance compensation philosophy. Initial total compensation may vary based on job-related knowledge, skills, experience, and geographic work location. In addition, most roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We offer a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including vacation time, sick time, 401(k), and health, dental and life insurances.

Equal Opportunity and Accommodation

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, age, physical or mental disability, medical condition, pregnancy, military status, veteran status, genetic information, citizenship, disability status, marital status, family status or any other basis prohibited by law. We are committed to fostering an inclusive and accessible recruitment process for individuals with disabilities. If you require a reasonable accommodation to participate in the application or interview process, speak to your recruiter to discuss how we can support you.

Employment Details

Full-Time

Exempt

Job Family Group: Marketing/Product Management

Line of Business: BANK Bank

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Treasury Management Sales Officer

Liberty Savings Bank FSB Lakewood Ranch, FL

1mo ago

Full time ACH Banking BSA/AML

ACH Banking BSA/AML

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Job Description

Role Overview

The Treasury Management Sales Officer (TMSO) is tasked with generating treasury-related fee income, expanding core deposits, and growing business banking relationships through consultative selling of cash-management and payments solutions. This role also designs, leads, and oversees the Bank’s Business Banking Development Program to ensure bankers are trained, equipped, and coached in treasury management, deposit strategy, and treasury-driven relationship growth. The TMSO collaborates with Business Bankers, Commercial Lenders, Branch Leadership, Deposit Operations, Electronic Banking, and Compliance to deliver high-quality, risk-conscious treasury services. Location: Lakewood Ranch, FL.

Essential Functions

Treasury Management Sales & Business Development

Achieve targeted treasury management fee income, grow core deposits, and drive activation of treasury products.
Perform detailed financial and cash-cycle analyses for client businesses, concentrating on liquidity, working capital, collections acceleration, payables optimization, fraud mitigation, and digital banking modernization.
Present tailored solutions including:
- ACH origination & filters/blocks
- Wire & international services
- Remote Deposit Capture (RDC)
- Lockbox services
- Controlled Disbursement
- Positive Pay & Payee Positive Pay
- Merchant Services & Commercial Card solutions
- Online & mobile treasury platforms
- Automated sweeps, earnings credit rate (ECR) structures, and liquidity management tools
Partner with Sales and Relationship Managers/Commercial Bankers to identify opportunities that strengthen the full relationship (loans, deposits, treasury, card/merchant).
Maintain disciplined pipeline management using the bank’s CRM.

Lead the Bank’s Business Banking Development Program

Design and implement a structured training, onboarding, and certification program that widens bankers’ knowledge of treasury and payments solutions, deposit strategy and cost-of-funds awareness, fraud controls, and digital banking tools, including industry-specific payment needs (healthcare, manufacturing, professional services, municipalities, nonprofits).
Create standardized procedures and processes, including discovery templates, pricing guidance, referral workflows, proposal tools, and handoff procedures to Treasury Implementations.
Conduct training sessions, deal reviews, call coaching, and play-based learning (vertical targeting, product specialization, etc.).
Establish program KPIs linked to banker proficiency, pipeline discipline, revenue contribution, and client activation.

Portfolio Growth, Activation & Retention

Perform proactive reviews to identify dormant services and opportunities to cross-sell or upsell, assess pricing adjustments tied to earnings credit rates or cost analysis, and address relationship or fraud-risk concerns.
Lead annual and quarterly reviews with key clients to reinforce value and boost adoption.
Maintain strong collaboration with Treasury Implementations and Client Support to ensure timely onboarding and high client satisfaction.

Risk, Compliance & Regulatory Alignment (Banking-Focused)

Ensure full compliance with BSA/AML, OFAC, KYC, EDD, UCC Article 4A, ACH/NACHA rules, Reg CC, and Reg E.
Conduct comprehensive treasury risk assessments, including ACH/cash management exposure limits, dual-control requirements, wire authority reviews, and account structure/entitlement settings.
Collaborate with Deposit Ops, eBanking, and Compliance to mitigate fraud risks, review suspicious activity, and establish proper controls for business clients.
Ensure onboarding documentation, agreements, limit approvals, and user entitlements comply with bank policy.

Requirements

Physical Requirements:

Talking—Ability to express or exchange ideas by means of the spoken word.
Hearing—Ability to receive detailed information through oral communication.
Seeing—Ability to view a computer screen for an extended period and/or identify individuals visually.
Standing—Ability to stand on feet for required periods of time.
Walking—Ability to use feet and legs to move from one place to another, specifically in narrow/confined spaces.
Hand/Finger dexterity—Ability to work with hands/fing

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Finance Associate Senior

PNC Financial Services Group Pittsburgh, PA

1mo ago

Full time Senior Associate Banking

Senior Associate Banking

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Job Description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We strive to deliver the best experience for our customers and foster an inclusive workplace where all colleagues feel respected, valued, and able to contribute to the company’s success. This Sr. Finance Associate role sits within the Retail Finance organization and is based in Pittsburgh, PA.

We are seeking a detail-oriented and analytical Sr. Finance Associate to join the Retail Deposits & Fees Finance team, which supports the retail deposit portfolio and deposit-related fee income. This position oversees budgeting, forecasting, and reporting for the Checking and Time balance portfolios.

Beyond core reporting and forecasting, you will lead ad hoc and strategic analyses to identify trends, explain variances, and assess impacts from new product launches, pricing changes, regulatory developments, economic conditions, and competitive dynamics. You will partner closely with Retail product, control, asset and liability management, and finance leadership teams to deliver clear, actionable financial insight.

PNC operates as an in-office organization that values work-life balance. We encourage applicants to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with personal goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

What You'll Do

Design and prepare timely, transparent, and concise financial reports to support informed decision-making by stakeholders.
Collaborate with business unit leaders to produce accurate revenue, expense, and staffing forecasts.
Derive strategic insights from data to improve budget and forecast accuracy.
Lead or support the annual budget cycle and ongoing monthly forecasting; contribute to the development of long-term strategic plans.
Provide key financial forecasts, metric-driven dashboards, and strategic business insights to business leaders and executives.
Conduct on-demand analysis and generate custom reports to address specific business needs; work independently on implementation and compliance of new accounting and regulatory standards.
Facilitate audit, regulatory, and investor requests by delivering timely and accurate information; promptly identify and address control matters and maintain robust control processes; may contribute to risk reviews and challenges for the assigned business.
Cultivate partnerships across departments to ensure alignment and shared success.

Qualifications

Successful candidates must demonstrate the knowledge, skills, and abilities required for this role. The following sections outline preferred skills, competencies, and related experience.

Preferred Skills

Account Analysis
Accounting Research
Decision Making
Finance Strategy
Financial Accounting
Financial Reporting and Analysis
People Management
Results-Oriented

Competencies

Accuracy and Attention to Detail
Budgeting
Business Analytics
Decision Making and Critical Thinking
Effective Communications
Finance and Accounting
Financial Analysis

Culture and Values

Customer Focused — Understands and prioritizes customer needs and satisfaction in business decisions, leveraging insights to create customized solutions.
Managing Risk — Assesses and manages risks associated with business objectives to ensure alignment with PNC's Enterprise Risk Management Framework.

Location

Pittsburgh, PA 15222

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Banking & Lending Specialist

Ameriprise Financial Minneapolis, MN Hybrid

1mo ago

$93k - $128k/yr Full time Ameriprise Banking Client Onboarding

Ameriprise Banking Client Onboarding

Apply Now

Job Description

The client-facing Banking & Lending product specialist collaborates with Ameriprise Financial Advisors to address clients' banking and lending needs. This role delivers a high-touch, concierge experience by educating clients on bank deposit and lending solutions, supporting account openings and servicing, and strengthening the trusted advisor relationship. Reporting to the Banking & Lending Director, the focus is on execution, client engagement, and product education with a growth orientation.

Key Responsibilities

Collaborate directly with clients, in partnership with Ameriprise Financial Advisors, to support banking and lending needs aligned with advisor financial planning strategies.
Provide high-quality, white-glove service through timely responses, clear communication, and personalized client support.
Educate clients on bank deposit and lending products, including features, benefits, eligibility requirements, and account structures.
Reinforce the trusted Advisor/client relationship by ensuring consistent, compliant, and professional client interactions.
Support client acquisition and onboarding of banking and lending products including checking, savings, CDs, mortgage, home equity, and securities-backed lending (as applicable).
Assist with account opening, documentation, and servicing processes in accordance with bank policy and regulatory requirements.

Required Qualifications

3–5 years of relevant experience in banking, lending, or financial services.
Active Series 7 license or the ability to obtain within 90 days.
Active Series 63, or 66, or the ability to obtain within 90 days.

Preferred Qualifications

Client-facing / advisor experience supporting deposit and/or lending products.
Strong understanding of banking products and client service expectations.
Ability to communicate clearly and professionally with clients and financial advisors.
Ability to maintain client confidentiality and adhere to regulatory requirements.
Experience in personal banking, lending, or loan origination (Mortgage, Home Equity, Securities-Backed Lending).
Experience supporting high-net-worth or wealth management clients.
Prior experience working in partnership with financial advisors or relationship managers.
Experience as a personal banker/customer serviced (Checking, Savings, CDs and related services).
Strong organizational skills with attention to detail and follow-through.
Ability to problem-solve and manage multiple client requests simultaneously.

About Our Company

We are a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year-end 2024. Our team of about 22,000 professionals across 19 countries serves more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our client focus and solid financial foundation connect Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. We foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.

Base Pay Salary

The estimated base salary for this role is $93,400 – $128,400 per year. We operate a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographic work location. In addition, most roles are eligible for variable pay in the form of bonuses, commissions, and/or long-term incentives depending on the role. We also offer a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.

Location

Hybrid remote in Minneapolis, MN

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Senior Sales & Service Representative - Southpoint (Universal Banker)

First Citizens Bank Durham, NC

1mo ago

Full time Senior Banker Banking

Senior Banker Banking

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Job Description

Overview

Are you a people-person? Be a First Citizens person. Join our branch team and make a difference. In this Senior Sales & Service Representative role, you will support sales and service delivery within the branch. You will build and expand banking relationships through proactive customer outreach and handling service requests. You’ll fulfill deposit accounts, payment solutions and digital access products, and identify and refer sales opportunities to the appropriate bank partner. You adapt to the branch's needs, delivering customer service in both transaction processing and sales capacities.

Demonstrated strengths

Influence: Capable of building rapport with different personalities to drive positive results.
Sales Outreach: Self-starter disciplined to manage daily calling activity to achieve required results.
Communication (Interpersonal): Comfortable and confident with proactively engaging in conversation.
Customer Service: Demonstrates professionalism and empathy in customer interactions.
Adaptability: Learns quickly and adapts to new information and technology.
Teamwork: Builds strong working relationships with team members and cross-functional colleagues.
Flexibility: Handles multiple demands and shifts priorities to ensure efficient work.
Agility: Processes information effectively and moves quickly through problem resolution.

Responsibilities

Sales: Achieve individual and/or team financial, production and relationship results relative to assigned metrics and goals. Ensure alignment with community needs and support the organization's commitment to diverse lending. Engage with customers, prospects and referral sources through proactive outreach. Represent the Bank in the community by attending and participating in civic and community events to generate additional business and identify potential CRA opportunities. Practice sales methods that create value for both customer and bank. Plan and prepare to ensure conversations provide the relevant financial guidance needed to drive informed decisions.
Service Standards: Foster collaborative partnerships that deliver value for customers, prospects and colleagues. Initiate conversations to uncover sales or referral opportunities. Listen attentively and ask insightful questions to understand customer needs and preferences; take prompt actions to address immediate needs. Proactively seek coaching, support Bank initiatives and leverage tools to enhance activities to optimize performance.
Operations and Administration: Comply with all regulations, bank policies, procedures and delegated authorities to manage risk related to credit, operational, reputational, regulatory and legal aspects of personal interactions, customer transactions and financial exposures. Complete required training by established deadlines. Perform general office management duties as assigned to ensure operational efficiency. Associates in roles defined to take deposits are accountable for transaction accuracy and operational efficiency of that function. The results may include accountability for individual contribution as well as team performance.

Qualifications

High School Diploma or GED and 1 year of experience in Sales or customer service; or 6 months of experience in a customer support role at First Citizens Bank; or participation in a First Citizens career development program
Preferred Education: Bachelor's degree
Preferred Area of Experience: Telephone sales
Skill(s): Application of a structured sales process, Financial literacy, Knowledge of retail banking products and services

Benefits

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, th

Location

7101 Fayetteville Road, Durham, NC 27713

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VP Business Banking Relationship Manager

Bank OZK McDonough, GA

1mo ago

Full time Manager Banking Business

Manager Banking Business

Apply Now

Job Description

Overview

Bank OZK draws on a legacy spanning over 120 years in the banking sector and remains a nationally recognized leader in financial services. We combine exceptional client service with innovative technologies to deliver smart solutions for clients nationwide. Our focus is on supporting small businesses, boosting local economies, and contributing to growth in major markets across the country. Here, roles are built to advance careers, not merely fill positions. Our comprehensive benefits package supports your physical, mental, and financial wellbeing, including generous paid time off, 401(k) matching, medical, dental, and vision insurance, pet insurance, and a variety of perks and discounts. Location: McDonough, GA 30253.

Job Purpose & Scope

This role drives new loan production and deposit growth, facilitates client development, and establishes new client relationships. It involves mentoring junior staff and partnering with leadership to optimize processes and implement competitive strategies. The position also fosters collaboration aligned with the OZK Way and the Commercial Bank Vision Statement.

Essential Job Functions

Develop and manage business relationships, understand client needs, and deliver appropriate financial solutions to address unique situations and resolve issues.
Drive loan production and deposit growth by proactively identifying opportunities and cross-selling Bank products and services.
Identify, pursue, and close sales opportunities for a broad range of financial products and services.
Collaborate with internal teams to ensure smooth transaction processing and high client satisfaction.
Represent the Bank in the community through active participation in professional organizations and events.
Mentor team members, offering guidance on relationship development and credit fundamentals.
Collaborate with Business Banking leadership to contribute to market strategy, portfolio performance, and competitive positioning.
Engage in continuous portfolio optimization by regularly reviewing client performance, credit quality, and market conditions, while proactively managing risk exposure to ensure balanced growth, profitability, and regulatory compliance.
Other duties as assigned.

Knowledge, Skills & Abilities

Advanced knowledge of the business banking market, including customer needs, competitive landscape, and regulatory environment.
Comprehensive knowledge of the Bank’s products and services.
General knowledge of financial products and services for business clients.
Effective verbal and written communication skills, including the ability to present financial information accurately.
Ability to exercise discretion and sound judgment in decision-making.
Capability to build strong relationships and influence internal and external stakeholders at all levels.
Demonstrates initiative to meet sales goals and drive growth and innovation.
Ability to work collaboratively and independently with all levels of management.
Strong strategic, critical thinking, and problem-solving abilities.
Analytical skills to assess loan risks and make sound financial decisions.
High integrity and commitment to uphold the Bank's values, culture, and reputation.
Ability to prioritize and manage multiple projects with demanding deadlines and shifting priorities.
Willingness to travel overnight as needed.
Proficiency with banking systems and software.
Proficiency with computer and Microsoft Office, including Word, PowerPoint, and Excel.

Basic Qualifications

Bachelor's degree in business, finance, or a related field, or commensurate work experience, required.
5+ years of experience in b

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Business Banker

First Citizens Bank Knoxville, TN

1mo ago

Full time Banker Banking Business

Banker Banking Business

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