Collateral Monitoring

Collateral Monitoring Finance Jobs

9 jobs found

Director, Business Lending & Operations

Langley Federal Credit Union Newport News, VA Hybrid

22d ago

Full time Banking Business Compliance

Banking Business Compliance

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Job Description

Langley Federal Credit Union seeks a senior leader to direct its business lending and operations, overseeing underwriting, loan servicing, portfolio administration, and treasury management risk controls for commercial and business lending in a hybrid Newport News, Virginia setting.

Responsibilities

Build and lead teams responsible for commercial underwriting, credit analysis, loan servicing, treasury management, and commercial lending operations.
Provide senior oversight of underwriting and credit structuring for complex C&I, CRE, and business lending transactions, including covenant design, collateral structures, and financial analysis.
Establish and maintain underwriting standards, credit policies and procedures, and operational controls to ensure sound lending practices and regulatory compliance, plus quality control over credit memos, loan approvals, annual reviews, covenant tracking, and borrower financial monitoring.
Oversee the commercial loan pipeline from intake through underwriting, approval, closing, and servicing, ensuring efficiency and timely execution.
Direct all loan servicing and portfolio administration activities, including financial statement collection, covenant compliance monitoring, and portfolio risk reporting.
Oversee operational processes related to loan documentation, closings, post-closing review, and system boarding.
Provide oversight of treasury management risk controls for business services, including ACH, wire transfers, and other payment solutions.
Monitor the quality of the commercial loan portfolio, including risk rating migration, policy exceptions, past due loans, and credit performance trends.
Develop and maintain risk rating and profitability matrix tools in partnership with Finance and executive leadership expectations.
Ensure accurate and timely regulatory and internal reporting, including portfolio analytics and NCUA-related reporting requirements.
Lead initiatives to improve commercial lending processes, systems, and technology, including loan origination and servicing platforms.
Manage intake processes and ensure strong service standards for business members, including resolution of complex service or operational issues.
Identify emerging credit or operational risks and escalate issues to the department Vice President as appropriate.
Assist with leadership of the Business Lending department in the absence of the Vice President.

Requirements

Bachelor’s degree in Business Administration, Accounting, Finance, Economics, or related field required.
Eight to ten years of commercial lending experience, including underwriting complex C&I and commercial loan transactions, required.
Minimum five years of experience leading or managing credit, underwriting, or commercial lending operations teams.
Expert knowledge of commercial credit analysis, financial statement analysis, loan structuring, and covenant design required.

Competencies

Service Champion – Adopts a service orientation, building trusting relationships and delivering value for associates, members, and communities.
Langley Ambassadors – Demonstrates a passion for Langley’s vision, encouraging diversity, equity, and inclusion while considering Langley’s values when making decisions and taking accountability for delivering results.
Agile in Action – Adapts to changes in the business, demonstrating innovation to improve Langley and advance the business into the future.
Team Driven – Collaborates across Langley, communicating with transparency, and prioritizing a team-based approach that delivers optimal outcomes for associates, members, and communities.
Continuous Learners – Maintains an understanding of Langley’s business and how value is delivered to members and actively pursues opportunities to grow oneself and strengthen the organization.

Physical Requirements

The role requires sitting for extended periods and using a computer workstation, with close vision needed to view monitors. The ability to hear and speak clearly is required for interactions with coworkers, members, and vendors. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Working Conditions

The office environment typically features a moderate noise level. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

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Associate Portfolio Manager- Subscription Finance & Services

Citizens Boston, MA

23d ago

$91k - $110k/yr Full time Manager Associate Cash Flow

Manager Associate Cash Flow

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Job Description

Associate Portfolio Manager on Citizens Bank's Subscription Finance & Services team in Boston, MA, overseeing subscription credit facilities for sponsors with AUM over $1B, with a focus on portfolio oversight, credit monitoring, analytics, and risk management.

Responsibilities

Provide day-to-day support to senior Portfolio Managers and collaborate with junior analysts across the team.
Assist underwriting for new transactions, upsizes, and facility modifications.
Perform analytical reviews of fund performance, fundraising cycles, strategy, and LP base composition.
Monitor borrowing bases, capital call activity, collateral eligibility, covenant compliance, and exposure across the portfolio of subscription facilities.
Aid in coordinating periodic credit reviews, renewals, amendments, and waivers under guidance from senior team members.
Track LP credit quality, commitment changes, side-letter provisions, and concentration metrics.
Draft initial credit memoranda and risk-rating rationales.
Ensure accurate data management, timely reporting, and proper document tracking.
Manage documentation flow, data room content, and internal compliance requirements.
Coordinate with internal partners (Credit, Risk, Treasury, Capital Markets, Operations) to support ongoing facility administration.

Requirements

Bachelor’s degree is required.
1 to 3 years of experience in finance, banking, accounting, private equity/private capital, consulting, or related analytical roles.
Self-starter and collaborative team player with the ability to think strategically and thrive in a fast-paced, entrepreneurial environment.
Proven ability to follow up independently and drive projects as the project manager on assignments.
Internship or experience in corporate banking, underwriting, fund finance, private equity, credit, or leveraged finance is highly preferred but not required.

Benefits

Health, dental, and vision insurance
Retirement benefits
Maternity and paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs
Paid time off

Hours and Work Schedule

Hours per week: 40+
Work schedule: Monday through Friday

Pay Transparency

Salary range is $91,000 to $110,000 per year, with eligibility for an annual discretionary bonus.
Actual pay depends on location, skills, and experience.

Equal Employment Opportunity

Citizens and its affiliated entities provide equal employment and advancement opportunities to all colleagues and applicants without regard to age, ancestry, color, citizenship, disability (physical or mental), perceived disability, ethnicity, gender, gender identity or expression, genetic information, marital or domestic partner status, victim of domestic violence, family status or parenthood, and other protected characteristics as required by law.

Why Work for Us

Citizens emphasizes a customer-centric culture and community involvement, offering a supportive, collaborative environment and access to training and tools designed to accelerate career growth.

Background Check

Any offer is contingent on a successful background check, which may include credit, motor vehicle records, public records, prior employment verification, and criminal checks. Results are reviewed in line with regulatory requirements and the job context, with further information provided with the offer.

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Commercial Credit Lead - Large Corporate

M&T Bank Pittsburgh, PA Hybrid

1mo ago

$140k - $233k/yr Full time Banking Commercial Commercial Banking

Banking Commercial Commercial Banking

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Job Description

Overview

This Commercial Credit Lead role is a client facing, individual contributor position based in a hybrid remote setting in Pittsburgh, Pennsylvania. The role combines thorough financial statement analysis, structuring credit solutions, negotiating legal documents, and securing credit approvals while ensuring adherence to credit policies and regulatory requirements. The role also involves leading a transaction team and collaborating with relationship managers, risk officers, and other stakeholders to support sound credit decisions and sustain portfolio quality.

Primary Responsibilities

Underwrite new credit requests and material deal modifications from initial screen through approval and for the life of the loan, advising on conditions as appropriate.
Oversee ongoing credit risk in existing portfolios via continuous credit monitoring to identify emerging risk, take actions to manage risk, minimize losses, and assign accurate risk ratings.
Review all pertinent credit and financial information, including financial statements, tax returns, due diligence reports, credit bureau data, appraisals, internal credit information, industry research and peer data; determine if further investigation is needed and coordinate data gathering.
Analyze financial information and related materials, producing credit analyses that include an independent credit quality assessment with well supported risk ratings, identification of risks and mitigants, industry concerns, market and financial trends, and other relevant credit issues.
Make appropriate structure recommendations based on scenario analysis, including the company’s base case and downside case.
As part of ongoing risk management, identify suspicious activity or actions that may not align with the customer’s interests.
Collaborate proactively with relationship managers and stay engaged from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits.
Spread financial statements and develop financial models to sensitize various conditions affecting the proposed transaction.
Prepare cash flow analyses, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analyses as appropriate.
Participate in client or prospect calls with RMs to gain a thorough understanding of the client and their business for effective underwriting of the proposed transaction; based on underwriting parameters, determine the risk rating.
Prepare summaries, present facts, and provide opinions on creditworthiness.
Propose loan structures, including terms, conditions, collateral, and guarantors when appropriate.
Display a solid understanding of the financial regulatory environment as it applies to underwriting most commercial credit transactions.
Ensure compliance with credit policy by verifying underwriting adherence to the Commercial Credit Policy and evaluating risks associated with non compliance.
Present analyses or address questions during credit request discussions or committee presentations.
Understand and follow the company’s risk and regulatory standards, policies and controls in line with the risk appetite, escalating risk related issues to management as needed.
Promote an inclusive work environment that reflects the bank’s brand.
Maintain internal control standards and timely implementation of audit and regulator recommendations as applicable.
Perform other related duties as assigned.

Scope of Responsibilities

The Corporate and Institutional designation encompasses segments such as FIG, Fund Banking, Institutional/REIT, Large Corporate, and Leveraged Lending. The Commercial Credit team manages the credit delivery for the bank’s commercial clients, handling assessments from initial evaluations of new relationships to changes or restructurings and ongoing monitoring through the life of the loan. The team also ensures accurate completion of risk rating scorecards and financial statement spreads used to support decisions on new, renewed, or amended credit transactions. Interaction with commercial banking RMs and sales leadership across the bank, as well as other internal teams, occurs for approvals on large, complex, or specialized loans. Direct client interaction is expected. The role operates with minimal supervision and can effectively lead the transaction execution team, which may include an Associate and/or an Analyst.

Supervisory and Managerial Responsibilities

Contribute to the development and training of junior analysts and associates.

Education and Experience Required

Bachelor’s degree in Accounting, Finance, or a related field, plus seven years of experience in complex credit underwriting, specialty underwriting, or other advanced financial analysis roles.
Alternatively, a combined minimum 11 years of higher education and work experience, including seven years in complex credit underwriting or related fields, may be considered in lieu of a degree.
Strong analytical skills with advanced financial modeling and analysis of credit transactions and structures.
Ability to calculate and interpret financial ratios, analyze data, and perform trend analysis to understand and mitigate credit risk.
Proficiency with legal documentation and the ability to negotiate and structure transactions independently.
Excellent verbal and written communication skills.
Strong critical thinking and problem solving abilities.
Attention to detail and a high level of accuracy.
Ability to work independently and as part of a team.
Strong organizational and time management skills.
Customer focused with strong interpersonal and relationship-building skills.
Proficiency in Microsoft Office.

Education and Experience Preferred

Experience with Capital IQ, FactSet, and Bloomberg.

Compensation

M&T Bank is committed to fair, competitive and market informed pay for our employees. The pay range for this role is $139,700.00 - $232,900.00 annually (USD). The specific compensation offered will reflect the candidate’s knowledge, skills, and experience.

Location

Pittsburgh, Pennsylvania, United States of America

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Commercial Loan Credit Analyst

Austin Telco Federal Credit Union Austin, TX

1mo ago

$50k - $65k/yr Full time Analyst Commercial Commercial Credit

Analyst Commercial Commercial Credit

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Job Description

Position Details

Location: 11149 Research Blvd, Austin, TX 78759

Employment Type: Full-Time

Schedule: Monday to Friday, option a) 7:30 AM to 4:00 PM or option b) 8:00 AM to 4:30 PM

FLSA Status: Non-Exempt

About the Role

Austin Telco Federal Credit Union is seeking a detail-oriented Commercial Loan Credit Analyst I who thrives in an analytical, accuracy-focused environment. If you enjoy working with financial data, supporting commercial lending, and maintaining high-quality credit administration, this position provides a solid path to grow your career in business lending and financial analysis.

What You’ll Do

Financial Analysis & Credit Support: Analyze and spread financial statements, tax returns, and supporting documents for new and existing business loan relationships. Conduct annual reviews and ongoing financial analysis to assess borrower performance and credit risk. Identify and escalate credit concerns or material changes in borrower financial condition.
Loan Monitoring & Compliance: Monitor loan covenants, collateral, insurance, and reporting requirements. Follow up with members, lenders, and external partners to obtain required documentation. Maintain accurate and compliant commercial loan files.
Documentation & Reporting: Review commercial loan documents for accuracy and completeness. Prepare monitoring and management reports related to portfolio performance and compliance. Utilize loan and credit administration systems to support documentation, tracking, and reporting workflows.
Member & Internal Support: Communicate effectively with lenders, members, and internal teams to resolve documentation or reporting needs. Support cross-selling efforts by identifying appropriate credit union products and services. Perform other duties as assigned to support department objectives.

What You Bring

Bachelor’s degree in Accounting, Finance, or related field, or equivalent experience
1–2 years of experience in financial analysis, accounting, or loan support
Ability to analyze financial information and assess credit risk
Strong attention to detail, organization, and follow-through
Effective communication skills across teams and with members
Proficiency with Microsoft Excel and Office applications

Preferred Experience

Prior credit union or financial institution experience
Experience with Symitar/Episys, Sageworks, or similar credit administration systems

Why You’ll Love Working Here

We are more than a credit union we are a community. At Austin Telco, you will find a supportive culture, opportunities for growth, and a mission-driven team that puts people first.

Comprehensive Benefits: Medical, dental, vision, disability, and life insurance, plus optional coverage for critical illness, legal support, and more
Paid Time Off: Federal holidays, vacation, sick leave, and special paid days for birthdays, work anniversaries, and other milestones
Retirement Plans: 401(k) with company match and a pension plan
Community Engagement: Volunteer opportunities and credit union-sponsored events
A supportive, mission-driven culture that values respect, empathy, service, integrity, and cooperation

Additional Requirements

Good credit standing (verified prior to interview)
Successful background check and drug screening upon offer
Equal Opportunity Employer: We celebrate diversity and are committed to creating an inclusive environment for all employees

Compensation

Salary: $50,000 – $65,000 per year

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Risk Management - Commercial & Investment Bank Credit Risk Hedge Funds Analyst

JPMorganChase New York, NY

1mo ago

$100k - $120k/yr Full time Analyst Banking Commercial

Analyst Banking Commercial

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Job Description

Role overview

Join JPMorganChase within Risk Management and Compliance, where your expertise helps keep the firm resilient and supports responsible growth by anticipating emerging risks and applying sound judgment to real‑world challenges affecting the company, its clients, and communities. Our Risk Management and Compliance culture emphasizes innovative thinking, challenging the status quo, and pursuing best‑in‑class practices.

Responsibilities

Assess the creditworthiness of clients to determine appropriate credit ratings, including strategy and exposure analysis.
Perform client due diligence, prepare written credit approval memos, and conduct annual credit reviews.
Manage client portfolios, including limit sizing and maintenance, review of financial reporting, and monitoring of credit covenants.
Analyze exposure metrics such as VaR and stress scenarios to recommend risk mitigants like structural enhancements, credit covenants, and collateral requirements.
Develop understanding of trading agreements and related credit terms (e.g., ISDA).
Partner with colleagues from Sales & Trading, Coverage, Market Risk, Transition Management, and Legal.
Stay abreast of market developments and industry trends and assess their impact on client portfolios and strategies.
Meet development and training requirements as defined.

Required Qualifications, Capabilities and Skills

Undergraduate degree in finance or a related field.
Understanding of accounting, trading products, and an interest in markets.
Strong interest in client interaction and outstanding verbal and written communication skills.
Ability to multitask and perform well under pressure in a demanding team environment.
Highly proficient in Excel, PowerPoint, and Word.

Location

New York, NY 10017

Compensation and Benefits

We offer a competitive total rewards package including base salary determined by the role, experience, skill set, and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also provide a broad benefits program based on eligibility, including comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching, and more. Additional details about total compensation and benefits will be provided during the hiring process.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years, and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing, and asset management.

Equal Opportunity and Diversity

We recognize that our people are our strength and that diverse talents contribute to our global success. We are an equal opportunity employer and highly value diversity and inclusion. We do not discriminate on the basis of any protected attribute.

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Credit Officer Commercial Real Estate

BMO US Chicago, IL

1mo ago

$102k - $190k/yr Full time Banking Change Management Coaching

Banking Change Management Coaching

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Job Description

Overview

Provide objective, independent review and adjudication of credit applications and transactions for a designated portfolio, operating within established credit limits, or deliver well-supported credit recommendations with appropriate escalation. Ensure the credit quality of the assigned portfolios remains aligned with the Bank’s risk tolerance, internal policies and procedures, and financing guidelines. Support credit adjudication operations and related initiatives, and offer training and support to teams and channels where applications originate.

Leadership and Culture

Foster a culture aligned to the Bank’s purpose, values and strategy, modeling these values and behaviours in all professional conduct. Ensure behaviours reflect diversity and inclusion, and regularly connect work to the Bank’s purpose by setting clear goals, expected outcomes, and accountability. Build interdependent, cross-functional teams to maximize value for stakeholders. Attract, retain, and enable the career growth of top talent. Enhance team performance, recognize achievements, coach staff, support development, and address underperformance.

Risk Management and Advisory

Collaborate with stakeholders to ensure effective risk management controls, analysis, and monitoring on both transactional and portfolio levels. Provide credit coaching, training, and support to the direct team and other stakeholders as required. Offer strategic input to business decisions as a trusted advisor. Present recommendations to senior leaders on strategy and new initiatives, grounded in a deep understanding of the business and group. Serve as a subject matter expert on relevant regulations and policies, and network with industry contacts to gain competitive insights and best practices. Influence and negotiate to achieve business objectives. Identify emerging issues and trends to inform decision-making. Recommend business priorities, advise on resource requirements, and develop a roadmap for strategic execution. Manage resources and lead the execution of strategic initiatives to deliver on business and financial goals. Conduct independent analysis and assessment to resolve strategic issues. Act as the primary subject matter expert for internal and external stakeholders and ensure alignment among stakeholders.

Information Management and Analytics

Develop and manage comprehensive information management systems; design and lead initiatives to improve processes, analysis, and reporting. Integrate information from multiple sources to enable more efficient processes, enhanced analysis, and streamlined reporting. Define business requirements for analytics and reporting to ensure data insights inform decision making. Utilize systems (e.g., customized exception reports, tracking reports) to manage information. Break down strategic problems, analyze data and information to provide insights and recommendations.

Change Management and Communications

Lead change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation, and sustainment of initiatives. Drive the development of communication strategies focused on positively influencing or changing behaviour. Collaborate across the Bank to ensure messaging consistency and to support positive behaviour change. Oversee the execution of operational programs and adapt as needed to maintain quality of execution.

Credit Due Diligence and Client Engagement

Support credit due diligence activities for bank acquisitions or integrations. Review and communicate decisions on credit transactions with clear rationale that can be understood and explained to clients. Identify and advise on terms, conditions, and collateral requirements for the transaction decision, as well as opportunities for cross-selling and/or alternative solutions to meet client needs. Stay informed on economic and market developments within the portfolio to inform decision making and credit risk policies.

Location

Chicago, IL 60606

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Commercial & Specialized Industries Analyst – Asset Based Lending - Analyst

JPMorganChase Atlanta, GA

1mo ago

Full time Analyst Asset Management Asset-Based Lending

Analyst Asset Management Asset-Based Lending

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Job Description

Program Overview

Join JPMorgan Chase’s Commercial & Specialized Industries (C&SI) group, serving companies with annual revenue from $20 million to $2 billion, as well as municipalities and not-for-profits. The team offers a blend of traditional banking and investment banking products, delivering tailored solutions through a nationwide network and global resources. As an Analyst, you’ll participate in a 2.5-year program that provides hands-on exposure across banking, treasury, and underwriting, complemented by strategic project work. The program is designed to build your financial and client-facing capabilities to advance a career in financial services. You’ll be part of a collaborative team where your unique perspective helps shape innovative client solutions. Location: 3424 Peachtree Rd NE, Atlanta, GA 30326.

About Asset Based Lending (ABL)

Asset Based Lending (ABL) furnishes asset-backed loans to a broad range of companies, particularly those with asset-rich balance sheets and working capital needs. ABL supports clients across industries including Consumer & Retail, Industrials, Metals & Mining, Oil & Gas, and Tech/Media/Telecom, among others. It delivers comprehensive services such as originations, syndications, portfolio management, collateral monitoring, and loan servicing for both syndicated and sole-lender transactions. An ABL analyst gains experience in credit underwriting, financial modeling, and client engagement, while assisting in negotiating legal documentation and developing marketing materials.

Key Responsibilities

Develop and refine financial models to support financing transactions.
Assist in completing credit approval memos.
Prepare marketing materials for client meetings, covering financing options, working capital optimization, and industry analysis.
Learn to identify treasury product solutions to support clients’ long-term planning.
Gain an understanding of the full range of J.P. Morgan products and service offerings.
Conduct client and prospect research to support business development efforts.

Required Qualifications

Exceptional verbal and written communication skills.
Strong problem-solving and critical-thinking abilities.
High attention to detail.
Ability to thrive in a fast-paced, collaborative work environment.
Bachelor’s degree with a Graduation Date between December 2025 and June 2026.
If pursuing a master’s degree, it must be completed within two years of receiving your bachelor’s degree and with a Graduation Date between December 2025 and June 2026.
Candidates must be authorized to work permanently in the U.S.

Preferred Qualifications

Coursework in business, finance, or accounting is a plus.
Minimum cumulative GPA of 3.2 on a 4.0 scale is preferred.

About the Team

Commercial Banking focuses on helping clients succeed and contributing positively to communities. The team provides credit and financing, treasury and payment services, international banking, and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations. The Commercial & Specialized Industries (C&SI) teams deliver credit, cash management, capital markets, and corporate finance advisory solutions to corporations, municipalities, and other clients.

We are seeking individuals who have an interest in corporate banking, enjoy relationship-building, and strive to deliver exceptional client experiences. We accept applications on a rolling basis and encourage early submission before postings close.

Regulatory Note

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent upon JPMorgan Chase’s review of criminal conviction history, including pretrial diversions or program entries.

Eligibility

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration.

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Business Banking Lead Credit Officer, Vice President

JPMorganChase Columbus, OH

1mo ago

Full time Banking Business Business Banking

Banking Business Business Banking

AWM, Private Bank, Lending/ Underwriting, Analyst, New York

Goldman Sachs New York, NY

1mo ago

$75k - $125k/yr Full time Analyst AWM Banking

Analyst AWM Banking

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