Beneficiaries

Beneficiaries Finance Jobs

6 jobs found

RIA Registered Investment Advisor fiduciary Standard

Zentech Consulting Tampa, FL

12d ago

$150k+/yr Full time Advisor CFP Client Relations

Advisor CFP Client Relations

Apply Now

Job Description

Experienced fiduciary Investment Advisor needed in Tampa to guide near-retirees and retirees under the RIA standard.

Responsibilities

Provide fiduciary guidance aligned with RIA standards, ensuring recommendations are in the clients' best interests.
Develop comprehensive retirement-focused financial plans covering income strategies, asset allocation, and risk management.
Conduct thorough reviews of client financial situations, including assets, liabilities, tax considerations, estate structures, and retirement income needs.
Advise on retirement income strategies such as income investing, withdrawal sequencing, Social Security optimization, and tax-efficient distributions.
Build and manage diversified portfolios aimed at long-term wealth preservation and income generation.
Monitor portfolio performance and execute proactive rebalancing based on market conditions and client objectives.
Stay informed on market trends, economic conditions, and regulatory developments that may influence investment approaches.
Implement risk-managed strategies prioritizing capital preservation and sustainable income for retirees.
Collaborate with clients and external professionals such as CPAs, estate attorneys, and tax advisors for integrated planning.
Provide guidance on estate planning considerations including wills, trusts, beneficiaries, and wealth transfer strategies.
Advise on tax-efficient investing, required minimum distributions, and retirement account planning.
Foster long-term client relationships through regular reviews and proactive communication.
Educate clients on diversification, retirement income planning, tax considerations, and risk management.
Maintain meticulous records of client interactions, investment decisions, and compliance in line with RIA requirements.

Requirements

Proven experience in investment advisory, wealth management, or financial planning, preferably within an RIA or fiduciary environment.
Strong understanding of retirement income planning, asset allocation strategies, and fiduciary investment practices.
Working knowledge of securities regulations, tax planning concepts, estate planning strategies, and retirement planning frameworks.
Proficiency with financial planning and portfolio management software.
Strong analytical and quantitative skills with the ability to interpret complex financial data.
Exceptional client relationship and communication skills with a consultative advisory approach.

Benefits

Health insurance
Opportunity to join a growing fiduciary wealth management advisory team
Collaborative and client-centered work environment

Position Overview

Seeking an experienced, client-focused Investment Advisor to provide comprehensive guidance to individuals nearing retirement or already retired.
Role aligns with the Registered Investment Advisor fiduciary standard, placing client interests first while delivering disciplined investment strategies.
Partner with clients to design and manage long-term financial plans that prioritize income stability, capital preservation, tax efficiency, and sustainable withdrawal strategies.
The ideal candidate understands retirees' unique challenges, including income planning, longevity risk, healthcare costs, estate planning, and market volatility, and communicates with clarity and integrity.
Requires strong financial expertise, excellent client relationships, and a deep commitment to fiduciary responsibility, transparency, and personalized advice.

Pay

From USD 150,000 per year

Work Location

Onsite in Tampa, FL

View full job page →

Senior Team Manager, Trust Administration

Charles Schwab Wilmington, DE Hybrid

13d ago

$130k - $170k/yr Full time Manager Senior Administration

Manager Senior Administration

Apply Now

Job Description

Benefits and culture

Charles Schwab offers a role that blends collaborative in-office engagement with flexible work options in a hybrid setup based in Wilmington, Delaware. The position carries a competitive salary range of USD 130,000 to USD 170,000 per year. You’ll join a culture that prioritizes trust, continuous learning, and meaningful work, with a focus on supporting your development and work‑life balance through a robust benefits program.

This opportunity centers on impactful client service, regulatory compliance, and relationship building with registered investment advisors and trust beneficiaries. The environment emphasizes teamwork, mentorship, and professional growth, with a clear path to lead a skilled Trust Administration team in serving high‑touch personal trusts.

Responsibilities

Lead, mentor, and coach a team of Trust Officers and Senior Trust Officers to administer accounts in line with laws, regulations, and internal procedures.
Personally manage an assigned book of complex or high‑touch personal trust accounts.
Interpret governing documents to ensure each trust is administered per its terms, whether in the team’s book or individual assignments.
Maintain high client service levels by researching and responding promptly to registered investment advisors and trust beneficiaries, including escalations from team members.
Prepare and present discretionary memorandums for review and approval by the Discretionary Distributions Committee, while mentoring others in the process.
Generate Distribution Memorandums and other directed distribution documentation for review by Tax, Legal, and the Managing Director, guiding the team through the process.
Issue termination notices for terminating trusts to the Trust Administration Committee and handle related processes, mentoring team members on notice requirements.
Oversee proper administration and accounting for special asset inventory within the assigned accounts, coaching peers as needed.
Coordinate with Schwab business partners for client research and service enhancements, recommending system and procedural improvements.
Respond to initial inquiries from Schwab advisors, third party contacts, and private individuals about current and prospective trusts on assigned books or upon escalation.
Conduct Post Acceptance and Annual administrative account reviews for assigned accounts.
Participate in special projects as needed and provide training and support to the Administrative Team in coordination with the Managing Director.

Requirements

Minimum 10 years of experience in personal trust administration.
Bachelor’s degree or higher; CTFA preferred, or equivalent work experience.
Solid knowledge of trust administration principles; practical experience with Delaware‑law governed trusts is a plus.
Strong organizational abilities with the capacity to manage multiple priorities while maintaining quality and accuracy.
Excellent interpersonal and communication skills, capable of conveying information clearly to diverse stakeholders.
Highly motivated self-starter with a proactive approach to problem solving.

Benefits

401(k) with company match and an Employee Stock Purchase Plan.
Paid time off for vacation and volunteering, plus a 28‑day sabbatical after every five years of service for eligible roles.
Paid parental leave and family-building benefits.
Tutition reimbursement.
Health, dental, and vision insurance.

Position type

Regular

Your opportunity

The Senior Team Manager role centers on developing and maintaining relationships with registered investment advisors, trust beneficiaries, and other stakeholders for a book of business that includes large family relationships and key advisor connections via the Charles Schwab Trust Company of Delaware. You will lead a Personal Trust Administrative Team and ensure compliance across accounts. Applicants must be authorized to work in the United States on a full‑time basis without employer sponsorship.

What’s in it for you

Schwab supports your career growth with meaningful work, ongoing learning, and a culture built on trust and collaboration. The hybrid work model balances flexibility and in‑person collaboration, reinforcing client service and teamwork. The benefits package is designed to address both current needs and long‑term goals, helping you build a durable foundation for your professional life.

View full job page →

Trust Officer

Charles Schwab Henderson, NV Hybrid

14d ago

$106k - $140k/yr Full time Advisor Client Relations Client Service

Advisor Client Relations Client Service

Apply Now

Job Description

The Trust Officer role at Charles Schwab is a hybrid remote position in Henderson, NV, focused on managing relationships with registered investment advisors and trust beneficiaries while ensuring compliance with bank policies and applicable regulations.

Responsibilities

Serve as the primary point of contact for the assigned book of trust accounts.
Administer each trust in accordance with applicable laws, regulations, and the terms of its governing instrument.
Maintain high client service levels by promptly researching and responding to registered investment advisors, trust beneficiaries, internal financial consultants, and other centers of influence in the account relationship.
Present discretionary memorandums for review and approval by the Discretionary Distributions Committee.
Document directed distributions for the administrative file and for the Personal Trust Fiduciary Committee.
Manage the volume of new accounts through the post acceptance administrative review process.
Ensure proper receipt of and accounting for miscellaneous assets in established trust accounts.
Respond to initial inquiries from Schwab advisors, third party contacts, and private individuals regarding both current and future trust prospects.
Perform Post Acceptance and Annual administrative account reviews for assigned accounts.
Participate in special projects as needed.
Provide support to the Senior Trust Officer and Director.
Provide training and support to junior staff.

Requirements

5+ years of experience in personal trust administration as the primary trust professional with an assigned book of business.
Experience with directed trusts preferred.
Bachelor's degree or higher; CTFA preferred, or equivalent work experience.
Strong knowledge of trust administration principles with practical experience managing trusts governed by Delaware and Nevada law is a plus.
Excellent organizational skills and the ability to manage multiple priorities without compromising quality or accuracy.
Strong interpersonal and communication skills and the ability to interact effectively with a diverse range of people.
Highly motivated, self-starting, and proactive.

Benefits

401(k) with company match and Employee Stock Purchase Plan
Paid time off for vacation, volunteering, and a 28-day sabbatical after every five years of service for eligible positions
Paid parental leave and family building benefits
Tuition reimbursement
Health, dental, and vision insurance

Position Type

Regular

What’s in it for you

401(k) with company match and Employee Stock Purchase Plan
Paid time off for vacation, volunteering, and a 28-day sabbatical after every five years of service for eligible positions
Paid parental leave and family-building benefits
Tuition reimbursement
Health, dental, and vision insurance

View full job page →

Trust Officer

Charles Schwab Wilmington, DE Hybrid

14d ago

$106k - $140k/yr Full time Advisor Client Relations Client Service

Advisor Client Relations Client Service

Apply Now

Job Description

Charles Schwab is hiring a Trust Officer for a hybrid remote role in Wilmington, DE, offering a salary range of USD 105,500 to 140,400 per year and a focus on managing an assigned book of business while ensuring compliance with Bank policies and relevant regulations.

Responsibilities

Serve as the primary contact for the assigned book of trust accounts.
Administer each trust in accordance with applicable laws, regulations, and the terms of its governing instrument.
Maintain high client service levels by promptly researching and responding to registered investment advisors, trust beneficiaries, internal financial consultants, and other centers of influence in the account relationship.
Present discretionary memorandums for review and approval by the Discretionary Distributions Committee.
Document directed distributions for the administrative file and for the Personal Trust Fiduciary Committee.
Manage the volume of new accounts through the post acceptance administrative review process.
Ensure proper receipt of and accounting for miscellaneous assets in established trust accounts.
Respond to initial inquiries from Schwab advisors, third party contacts, and private individuals regarding current and future trust prospects.
Perform Post Acceptance and Annual administrative account reviews for assigned accounts.
Participate in special projects as needed.
Provide support to the Senior Trust Officer and Director.
Provide training and support to junior staff.

Requirements

5+ years of experience in personal trust administration as the primary trust professional with an assigned book of business.
Experience with directed trusts preferred.
Bachelor’s degree or higher; CTFA preferred, or equivalent work experience.
Strong knowledge of trust administration principles with practical experience in trusts governed by Delaware and Nevada law is a plus.
Excellent organizational skills and the ability to manage multiple priorities without compromising quality or accuracy.
Strong interpersonal and communication skills and the ability to work effectively with a variety of people.
Highly motivated self-starter.

Benefits

401(k) with company match and Employee Stock Purchase Plan.
Paid time off for vacation, volunteering, and a 28 day sabbatical after every 5 years of service for eligible positions.
Paid parental leave and family building benefits.
Tuition reimbursement.
Health, dental, and vision insurance.

View full job page →

FINANCIAL SERVICE REPRESENTATIVE

Vocal Credit Union Helena, MT

28d ago

$46k - $73k/yr Full time Banking BSA/AML Client Service

Banking BSA/AML Client Service

Apply Now

Job Description

Location: Helena, Montana 59601

Position Summary

The Financial Service Representative provides essential support for real estate loans, consumer loans, and VISA credit cards. Primary duties include underwriting and funding loans, cross selling ancillary loan products such as debt protection, GAP insurance, and extended warranties, completing all loan documentation, and obtaining required signatures. The role also involves opening new accounts and actively cross selling credit union services, along with providing additional support for the financial service area as needed.

Job Relationships

Reports to the Vice President.
Maintains frequent contact with all levels and types of credit union staff, members, potential members, and the public; occasional contact with outside sources such as vendors, credit union partners, and other financial institutions.
Requires a high level of interpersonal skills to effectively represent Vocal Credit Union and cross sell appropriate products and services to current and prospective members.
May assist other employees, requiring maturity and the ability to coach others to perform in a respectful, professional manner without actual supervisory authority.
Frequent exposure to sensitive and confidential information; requires a tactful and trustworthy individual to protect the credit union’s interests and member confidentiality.
Performs tasks with a strong commitment to ethical standards and confidentiality, including compliance with internal policies, procedures, and applicable laws such as BSA; supports high quality member service and proper handling of member information and transactions; avoids or discloses relationships that may present conflicts of interest or compromise the credit union’s values.
Establishes and maintains effective working relationships with credit union personnel and management; promotes a collaborative team atmosphere.
Serves as a Vocal Credit Union advocate, representing the organization in a courteous and professional manner at all times.
Performs tasks safely in accordance with credit union procedures, contributing to overall safety; assists with safety issue resolution and security monitoring during daily operations, including building access and monitoring those present in the facility.

Position Responsibilities

Assumes primary responsibility for support services in the Financial Service area, engaging with members in person, by telephone, text, or email, and resolving inquiries promptly and courteously; conducts member interviews to determine the best route of assistance.
Actively cross sells Real Estate loans, Consumer loans, and VISA credit cards.
Conducts loan interviews, collects required underwriting documents, and analyzes data to approve or deny loan requests.
Underwrites, funds, and finalizes all loan processes in accordance with regulations, policies, and procedures.
Prepares and mails Adverse Action Notices.
Sets up and maintains automatic payments including ACH origination, ACH deductions, and automatic transfers.
Cross sells and maintains ancillary loan products including debt protection, GAP, and extended warranties; explains features, issues contracts, files claims, processes cancellations, and documents the member’s account accordingly.
Analyzes credit reports and provides financial education to applicants.
Maintains existing loans, performing payment reversals, due date adjustments, updates to automatic payments, and skip payments.
Submits all documents to various agencies to ensure proper lien filings and accurate recording of real estate documents, returning them to Vocal.
Opens new member accounts and actively cross sells credit union products and services.
Maintains existing accounts, including updates to joint owners and beneficiaries, changes to address and contact information, online banking password resets, and obtaining updated identification.
Keeps the work area clean, well maintained, and secure at all times.

Marginal Functions

May perform Notary services.
Maintain loan vault, organizing paper documents for record retention and disposing of documents that have reached record retention maturity.
May serve as a backup Loan Processor.
Other duties as assigned.

Knowledge, Skills and Abilities

High school diploma or equivalent required; additional training in financial services, bookkeeping, or accounting is required.
At least two years of prior similar customer service experience; prior credit union experience may be preferred.
Strong emphasis on sales and public relations skills; professional business attire and presentation required.
Ability to conduct member interviews within regulatory guidelines, assist members in accurate completion of product applications, perform basic analysis of member needs, and provide initial recommendations and basic financial services counseling.
After hire, complete all required E-training coursework as outlined by credit union procedures within defined timeframes; continuous skill upgrading, including suggested completion of other E-training modules, may be required at management’s discretion.
In the first 90 days, develop extensive knowledge of Credit Union policies and internal procedures to function effectively.
Good math skills and attention to detail to ensure proper member assistance and accurate documentation of the loan process.
Must know and comply with all laws and regulations applicable to financial institutions, particularly the BSA and anti-terrorism laws.
Excellent communication and public relations skills; ability to interview members and prospective members, analyze situations and data, and guide members toward the most appropriate product or service while maintaining the Credit Union’s integrity.
Strong organizational skills with the ability to gather and present data in a clear, understandable format; solid business writing skills with proper grammar and formatting for legally supportive loan documentation.
Must have the ability to type and operate general office equipment and computer software including computers, laptops, printers, fax machines, calculators, and scanners; familiarity with Windows-based systems, Word, Excel, and the Credit Union’s internal operating software system.

View full job page →

Senior Trust Operations Officer

Guaranty State Bank & Trust Co Beloit, KS

29d ago

Full time Senior Banking Beneficiary Distributions

Senior Banking Beneficiary Distributions

Apply Now

Job Description

Key Responsibilities

Oversee all aspects of trust accounts from opening and funding to ongoing maintenance, annual reviews, discretionary distribution evaluations, and interpretation of governing documents such as wills, trusts, and amendments.
Foster durable relationships with clients, their advisors, attorneys, and internal partners to ensure seamless service.
Cultivate new client relationships, explore opportunities within the community, and promote the bank's comprehensive suite of financial services.
Assist with estate settlements by coordinating with attorneys and CPAs, reviewing documents, approving expenses, assembling tax-related materials, and ensuring timely, accurate distributions to beneficiaries.
Coordinate the preparation and review of trust tax returns, supporting enhancements to internal policies and procedures.
Lead or participate in strategic initiatives, including IRA program development, integration with financial planning, system conversions, and process improvements.
Oversee trust department staff, providing guidance, performance coaching, and reviews, and delivering operational leadership and training to ensure precise account administration and exceptional client service.

Why Join Us

Guaranty State Bank & Trust Co takes pride in a professional, supportive workplace that empowers employees to succeed. Our culture is built on integrity, service, and partnership. We offer competitive compensation, industry leading benefits, and meaningful opportunities for long term career growth. If you value joining a trusted financial institution that respects your expertise and prioritizes your well being, consider a future with us.

Location

Beloit, KS 67420

View full job page →

Beneficiaries Finance Jobs

RIA Registered Investment Advisor fiduciary Standard

Senior Team Manager, Trust Administration

Trust Officer

Trust Officer

FINANCIAL SERVICE REPRESENTATIVE

Senior Trust Operations Officer

Get Job Alerts