Sr. Financial Planner and Investment Advisor

Job Details

• Job Title: Senior Financial Planner and Investment Advisor I, II, III
• Department: Financial Dimensions LLC
• Reports To: Tax Practice Lead and Office Manager; CUSO Head of Investments/Chief Compliance Officer for IAR
• Location: Hybrid remote in Lutherville, MD 21093 (Lutherville Timonium Branch)
• Type: Full-time
• FLSA Status: Exempt
• Salary/Compensation: $84,600 - $167,500 annually
• Job Class: 2 - Professionals
• In-office requirement: In-office position with the opportunity for a hybrid schedule after a probationary period; in-office in Lutherville, MD at least 3 days a week, with occasional in-branch client meetings

Position Requirements

General: Minimum of four years of experience advising individual clients on investments, retirement planning, and tax considerations. A proven track record of growing clients and assets under management (AUM) with an effective sales approach. Deep knowledge of tax strategies relevant to individual financial planning and investment operations. Proficient with common financial planning tools (e.g., RightCapital). Collaborative, team-oriented mindset with a willingness to mentor junior team members. Preference for a compensation plan primarily salary-based with potential for a team performance bonus. Strong background in business and office operations. Ability to prioritize and manage multiple time-sensitive tasks. Must be willing to work in the Lutherville, MD office at least three days per week, with occasional in-branch client meetings.

Experience: 4–8 years of experience for Level I; greater experience with a proven record of client service and asset growth for Levels II and III.

Education: Bachelor’s degree in accounting, finance, economics, or a quantitative field is required.

Professional Licenses: Investment Advisor Representative (Series 65) registration or immediate availability to be registered is required. CPA, EA, CFP, CFA or on-track to complete within six months is highly desirable and may be required for entry or advancement into Levels II and III. Life and health insurance producer licensing in Maryland, Pennsylvania, or other states with reciprocity is desired. Property and casualty insurance licensing is a plus. An equivalent combination of education and experience may be accepted as a satisfactory substitute for the specific education and experience listed above.

Duties and Responsibilities

• Provide customized financial planning tailored to each client’s needs and aligned with the Firm’s guidelines.
• Guide and mentor other advisors regarding client meetings and the preparation of financial plans.
• Perform investment selection, trading, financial reporting, and back-office activities.
• Conduce meetings, presentations, and introductory sessions to recruit new clients to the firm.
• Responsible for retaining and expanding assets under management (AUM).
• Communicate effectively with clients and colleagues to deliver comprehensive wealth management services.
• Contribute to the Firm’s business operations and strategic planning.
• Assist with oversight of RIA compliance requirements.
• Serve as producing agent for insurance company products.
• Collaborate with senior tax advisors regarding client strategy within the tax preparation service.
• Adhere to regulations and organizational policies, maintaining awareness of the Bank Secrecy Act, Fair Lending, Information Security, and applicable regulations from the SEC, IRS, and the State of Maryland.

Additional Information

Equal Opportunity Employment: First Financial of Maryland Federal Credit Union is an Equal Opportunity employer with a strong commitment to mission-driven hiring and staff diversification. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, marital status, protected veteran status, or any other factor protected by law.

Work Schedule: M/W/Th/F 8:45 AM–5:15 PM; Tuesday 8:15 AM–5:15 PM.