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Finance & Insurance (F&I) Manager

Garland, TX $80k - $200k/yr Full time Posted 1mo ago

Job Description

Planet Carz is a high-volume, fast-paced independent dealership with 100+ vehicles in stock, including luxury, sports cars, SUVs, trucks, and sedans. We work with all major banks and lenders, providing our customers with competitive financing options and equipping our team with tools to maximize deals. We are seeking an experienced, driven F&I Manager who can structure deals, cultivate lender relationships, and maximize backend profit while maintaining compliance and customer satisfaction.

What You’ll Do

  • Secure approvals from prime, near-prime, and subprime lenders
  • Present and sell finance products (VSC, GAP, tire & wheel, etc.)
  • Structure deals to maximize gross profit
  • Ensure full compliance with state and federal regulations
  • Work closely with the sales team to close deals efficiently
  • Maintain strong relationships with banks and finance companies
  • Ensure accurate paperwork and funding

What We’re Looking For

  • Minimum 3+ years F&I experience required (independent dealership preferred)
  • Strong lender network & structuring experience
  • Knowledge of compliance, CIT, and funding processes
  • Proven track record of backend performance
  • High energy, detail-oriented, and goal-driven
  • Ability to work in a fast-paced, high-volume environment

Compensation & Benefits

  • Competitive compensation
  • Monthly performance bonuses
  • High earning potential (Top performers earn $120,000 – $200,000+)
  • Access to 200+ units in inventory
  • Established lender relationships
  • Growth opportunities

Why Join Our Team

  • Strong inventory across all price ranges
  • Established marketing and lead flow
  • Fast deal flow
  • Supportive ownership & management
  • Opportunity to grow with a rapidly expanding dealership

Pay: $80,000.00 - $200,000.00 per year

Location: Garland, TX 75043 — In person

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