Role and Location

We are seeking a motivated Credit Analyst to support business-to-business credit operations across North America. This position is based in Elk Grove, IL and is a full-time, exempt (FLSA) role conducted onsite from 9:00 AM to 5:00 PM. The work focuses on assessing customer creditworthiness, analyzing financial data, and supporting prudent lending and leasing decisions. The ideal candidate is analytical, detail-oriented, and thrives in cross-functional collaboration within a professional office setting.

Location, Hours, and Work Type

Elk Grove, IL. Full-time, exempt (FLSA), onsite. Working hours are 9:00 AM – 5:00 PM.

Compensation and Benefits

Salary up to $60,000 per year, DOE. Benefits include Health, Dental, Vision, and Life Insurance. Travel is minimal, with occasional domestic and international trips up to 10% of the time.

Key Responsibilities

Conduct credit investigations and analyze financial information related to loans and leases
Review financial statements, credit bureau reports, and industry data to assess risk
Analyze financial conditions, trends, and key ratios
Prepare clear summaries and recommendations regarding creditworthiness
Maintain complete and accurate credit files, including financial statements and agency reports
Support enhancements to credit scoring tools and internal decision processes
Provide guidance and assistance to team members as needed
Collaborate with internal departments on accounts receivable and collections processes
Ensure compliance with internal policies and procedures
Perform additional duties as assigned

Qualifications

Bachelor’s degree in Business, Accounting, or Finance preferred
3–5 years of experience in credit risk, underwriting, or financial analysis
Strong understanding of financial statements and ratio analysis
Experience with ERP/CRM systems such as Dynamics AX and Salesforce
Proficiency in Microsoft Office (especially Excel)
Knowledge of UCC-1/PPSA regulations preferred
Bilingual English/Spanish highly desirable
Excellent written and verbal communication skills
Strong attention to detail with the ability to manage multiple priorities
Self-motivated and team-oriented

Work Environment and Physical Requirements

This role operates primarily in an indoor office setting with standard business hours. The position requires prolonged sitting, frequent computer use, and occasional light lifting.

Equal Opportunity Employer

We are an equal opportunity employer.

Credit Analyst

Job Description