Associate Banker-Food & Agribusiness- Associate

Overview

Are you analytical, eager to learn, and interested in building a career in commercial banking? This role presents a path for you. As an Associate Banker within the Food & Agribusiness Banking team, you will support the growth and retention of profitable client relationships across the Food & Agribusiness sector. The team works with companies spanning sourcing, manufacturing, processing, and distribution in the food and agricultural industries. You will collaborate with senior bankers to deliver credit, treasury services, international banking, syndicated finance, commercial card, and Chase Paymentech solutions to clients. You will gain hands-on experience across the full lifecycle of client coverage, credit underwriting, and deal execution while developing deep industry expertise. The Food & Agribusiness team is part of JPMorgan's Commercial Bank within the Middle Market Banking & Specialized Industries MMBSI group.

Responsibilities

• Assist senior bankers in managing and growing client relationships within the Food & Agribusiness sector, including wholesale distribution, brands and suppliers, and co‑manufacturing.
• Perform financial analysis, spread financials, and prepare credit memos to support underwriting and deal execution.
• Help prepare client presentations, pitch materials, and proposals that highlight the firm’s capabilities and solutions.
• Participate in client meetings, calls, and site visits; build rapport and contribute to a client‑centric service mindset.
• Stay current on industry trends within Food & Agribusiness to identify opportunities for innovation, partnerships, and client solutions.
• Coordinate with internal partners across lines of business including Investment Banking, Syndicated Finance, Asset Based Lending, Direct Lending, Treasury Services, and Risk Management.
• Support the execution of credit transactions, including loan structuring, documentation review, and compliance with internal credit policies and procedures.
• Manage pipeline tracking, client data, and reporting to ensure accuracy and timeliness.
• Adopt innovation and automation to enhance efficiency and leverage new technologies in support of client coverage and internal workflows.

Required Qualifications, Capabilities, and Skills

• Strong financial analysis skills, including spreading financials, building credit models, and assessing cash flow and leverage metrics.
• Understanding of commercial banking products and services, such as credit, treasury, and payment solutions.
• Ability to collaborate effectively with internal partners, resources, and cross‑functional teams.
• Excellent organizational skills with the ability to manage multiple priorities, work under pressure, and meet tight deadlines.
• Strong interpersonal and communication abilities, capable of establishing credibility and building relationships with senior business partners and clients.
• Proficiency in Excel, PowerPoint, and financial modeling tools.

Preferred Qualifications, Capabilities, and Skills

• 2+ years of experience in credit analysis, commercial banking, corporate banking, or related financial services; direct lending or credit support experience preferred.
• Bachelor's degree in Finance, Economics, Business, or a related field; formal credit training preferred.
• Experience or interest in the Food & Agribusiness sector, including wholesale distribution, brands and suppliers, sourcing, manufacturing, processing, and co‑manufacturing.
• Demonstrated ability in business development and in building and maintaining positive client relationships.
• Strong creative problem‑solving abilities, flexibility to adapt to changing business priorities, and the ability to multitask.
• Excellent business judgment, strategic thinking, self‑directed work style, and a proactive mindset.
• Familiarity with syndicated finance, asset‑based lending, or investment banking products and processes.

Location

Irvine, California 92614

Compensation and Benefits

JPMorgan Chase offers a competitive total rewards package, with base salary determined by the role, experience, skill set, and location. Eligible employees may receive commission‑based pay and/or discretionary incentive compensation, paid as cash or forfeitable equity, in recognition of individual achievements and contributions. The package also includes comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching, and more. Additional details about total compensation and benefits will be provided during the hiring process.

Compliance and Eligibility

This position is subject to Section 19 of the Federal Deposit Insurance Act. Consequently, an employment offer is contingent on JPMorgan Chase's review of criminal conviction history, including pretrial diversions or program entries. This role is not eligible for employer sponsored immigration support of any kind.

About Us

JPMorgan Chase and its affiliated brands provide innovative financial solutions to millions of consumers, small businesses, and many of the world’s leading corporate, institutional, and government clients. Our history spans over 200 years, and today we are a leader across investment banking, consumer and small business banking, commercial banking, financial transaction processing, and asset management. We offer a competitive total rewards package and a range of benefits and programs based on eligibility and role.

About the Team

JPMorgan Chase & Co is a Global Banking firm with one of the largest wholesale banking client franchises worldwide. We support a wide range of clients including corporations, governments, states, municipalities, healthcare organizations, educational institutions, banks, and investors. Global Investment Banking delivers strategic advice, capital raising, and risk management to a broad spectrum of corporations, institutions, and governments.