Advisor, CFP

Overview

Moneta Group is an independent Registered Investment Advisor (RIA focused on advancing client outcomes). We operate as a single firm with multiple solutions, delivering a full spectrum of financial advisory services while prioritizing strong relationships and exceptional service for clients worldwide. Our entrepreneurial model is built around the client, and our Partner led teams are empowered to act in the clients' best interests. Our independence means we are not beholden to external stakeholders or parent companies. With a history spanning nearly 150 years, we have a proven ability to adapt to the needs of those we serve. This is a full time exempt role reporting to a Partner, based in Clayton, Missouri 63105.

Responsibilities

• Conduct in depth financial analysis of clients' situations, including tax implications, retirement planning, and estate planning.
• Collaborate with the Investment Team to design and recommend investment strategies aligned with each client's needs, risk tolerance, and goals, considering unique circumstances.
• Advise on tax efficient strategies to minimize liabilities, taking into account relevant tax codes and regulations.
• Assist clients in building comprehensive retirement plans, evaluating retirement vehicles, analyzing pension options, and projecting income in retirement.
• Coordinate with the Estate Planning Team to guide estate planning, including wills, trusts, and related structures to protect and transfer assets as desired.
• Assess insurance needs and provide recommendations for life, disability, long term care, and liability coverage to mitigate risks.
• Offer guidance on business succession planning for owners looking to transfer interests to heirs or buyers.
• Generate customized financial reports and presentations using Orion and MoneyGuidePro, delivering clear explanations of complex concepts tailored to client technical requirements.
• Ensure all recommendations and actions comply with industry regulations, legal requirements, and ethical standards.
• Collaborate with attorneys, accountants, and other professionals to coordinate comprehensive financial strategies for clients.
• Pursue continuous learning and professional development by staying informed of advances in financial planning and pursuing relevant certifications.
• Maintain and nurture long term client relationships, demonstrating integrity and reliability in managing intricate financial matters.

Qualifications

• Bachelor's degree required
• Minimum 3 to 5 years of experience as a client service advisor or in a related role
• CFP, CFA, CPA/PFS with tax expertise, or JD with estate planning experience is a plus
• A Series 65 licensing or a combination of Series 7 and Series 66 is required within 60 days of hire if a CFP or CFA designation is not already held
• CFP or CFA designation required within 3 years of hire if not previously held
• Must be authorized to work in the United States

Benefits and Compensation Considerations

• Paid holidays
• Paid time off (PTO)
• Employer cost shared medical and dental insurance
• Employer paid short term disability, long term disability, AD&D insurance, and basic life insurance
• 401k match – 50 percent of employee contributions up to 6 percent of compensation
• Discretionary annual profit sharing bonus
• Paid parental leave
• Professional development reimbursement
• Paid volunteer time off (VTO)
• Employee referral incentive bonus program
• Onsite wellness programs and rewards
• Employee engagement activities

Additional Information

Moneta is committed to supporting our employees with comprehensive benefits designed to enhance well being for staff and their families. We operate as a fiduciary fee only Registered Investment Advisory firm and hold securities licenses only where required, with the Series 65 being the exception. We do not permit outside business activities, insurance commissions, or trails.

Licensing and Compliance Note

We maintain a client first approach as a fiduciary advisor. A Series 65 license is essential for our advisory practice, and any other licenses are handled in accordance with regulatory requirements.